PFCU Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. PFCU Credit Union Deposit Rates

PFCU Credit Union12-month CD rates can be found at 4.15%, 6-month CD rates at 4.20% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.62%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to PFCU Credit Union rates.

Compare PFCU Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PFCU Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

PFCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PFCU Credit Union? Share your experience about PFCU Credit Union by leaving a review below, or read customer reviews before you decide to use PFCU Credit Union.

Overall, PFCU Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PFCU Credit Union
Portland Office
9077 Charlotte Hwy
Portland, MI 48875
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare PFCU Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAlliance Financial
USAlliance Financial
24-Month CD
4.40%
$500
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD (Jumbo)
4.07%
$100,000
Neffs National Bank
Neffs National Bank
12-Month CD
4.00%
$10,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
12-Month CD
3.75%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
12-Month CD
3.50%
$0
New Haven Bank
New Haven Bank
Safe Haven Savings
3.50%
$10,000
Access Bank
Access Bank
36-Month CD
3.50%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
18-Month CD
3.00%
$500
Bay State Savings Bank
Bay State Savings Bank
48-Month CD
2.75%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
18-Month CD
2.68%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
60-Month CD
2.59%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Money Market
2.27%
$100,000
Bank of Canton
Bank of Canton
24-Month CD
2.00%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
18-Month CD
1.83%
$2,500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
48-Month CD
1.75%
$2,000
Bank of Herrin
Bank of Herrin
48-Month CD
1.53%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Glen Burnie MSB
48-Month CD
1.51%
$500
Republic Bank of Chicago
Republic Bank of Chicago
48-Month CD
1.50%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
18-Month CD
1.50%
$1,000
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
Bank of Easton
Bank of Easton
24-Month CD
1.31%
$500
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.21%
$25,000
North Shore Trust and Savings
North Shore Trust and Savings
18-Month CD
1.16%
$1,000
North Easton SB
North Easton SB
12-Month CD
1.15%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Rewards Checking
1.10%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
First Command Bank
First Command Bank
24-Month CD
0.90%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
60-Month CD
0.80%
$1,000
FCNB of St. Paris
Money Market
0.80%
$2,500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Community Bank of Raymore
Community Bank of Raymore
Kasasa Checking
0.51%
$0
William Penn Bank
William Penn Bank
6-Month CD
0.50%
$500
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$0
FNB of Elmer
FNB of Elmer
18-Month CD
0.30%
$500
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$100
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Money Market
0.15%
$0
Eclipse Bank
Eclipse Bank
Money Market
0.15%
$2,500
FNB of Hope
Money Market
0.10%
$0
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Campbell & Fetter Bank
Campbell & Fetter Bank
Statement Savings
0.05%
$100
First National Bank of Hutchinson
First National Bank of Hutchinson
Personal Ultra Money Market
0.02%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
24-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PFCU Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.507%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.750%
5.867%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.875%
5.932%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.750%
5.955%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
5.875%
6.015%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.051%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.875%
6.087%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
6.000%
6.181%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.125%
6.242%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.125%
6.283%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
6.000%
6.322%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.372%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare PFCU Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare PFCU Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have PFCU Credit Union rate data right now, check back for updates, we are adding rates all the time.

PFCU Credit Union Information

Credit Union Name: PFCU Credit Union
Full Time Employees: 188
Part Time Employees: 7
President: Michael Ward
CEO: Michele Makley
Branch Locations: 13
ATM Locations: 13
Corporate Office Address:
9077 Charlotte Hwy
Portland, MI 48875
Phone Number: 517-647-7571
Fax Number: 517-647-2068

PFCU Credit Union Financials

Total Assets:
819,255,144
Total Amount of Shares and Deposits:
742,431,495
Total Shares and Deposits < 1 Year:
664,095,645
Total Shares and Deposits 1 3 Years:
62,766,456
Total Shares and Deposits > 3 Years:
15,569,394
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
31,723,544
Total Uninsured Shares and Deposits > $250K (F+J):
31,723,544
Total Insured Shares and Deposits > $250K (item 17 less item K):
710,707,951
Total Interest Expense (Sum of items 6 8):
2,389,551
Share Certificates:
5,252
Number of Accounts for Share Drafts:
35,034
IRA KEOGH Accounts:
1,833
Number of Accounts for Regular Shares:
68,626
Money Market Shares:
5,054
Net Income (unless the amount is already included in Undivided Earnings):
222,300
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
77,141,612
Total Liabilities:
745,689,236
Show More

PFCU Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Doral Bank Direct, the online banking division of Doral Bank, has the highest CD rate on our list of 12 month certificate of deposit rates. Current CD rates on 1 year CDs at Doral Bank Direct are at 1.14% with an APY of 1.15%.  Doral Bank Direct's 12 month rate is considerably higher than the current national average rate of 0.78%.
brokerage cdsBrokerage certificate of deposits differ from traditional Bank CDs because they are offered by a broker (a middleman) not directly from a bank. Brokers can include investment banks and financial institutions like Charles Schwab or Fidelity. 

eRates Mortgage is quoting mortgage rates well below current average mortgage rates and is even offering some of the lowest refinance rates available in the rate database. For example, average 30 year conforming mortgage rates are at 3.68 percent today and eRates is offering 30 year rates at 3.375 percent.

Bank or Credit Union Offers and Deals

Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
The Fed Keeps Rates Low
Average Mortgage Rates Move Lower, Approaching Record Lows
Bank CD Rates - Average CD Rates Down
Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07%
Mortgage Rates Change Little in This Week's Mortgage Survey
No Changes in FOMC Accommodative Stance of Monetary Policy
Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30
401K: Taking a 401K Loan
Mortgage Rates Change Little Today as Greece Default Likely: 30 Year Mortgage Rates at 4.20%

Alternative Bank and Credit Union Offers to Explore

Average 30 Year Mortgage Rates Decline This Week
Certificate of Deposit Accounts FDIC Insured up to $50 Million
Virtual Bank CD Rates
Best 3 Month CD Rates California
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%
Average Credit Card Rates
Venture Bank Direct Online Savings Account
Dime Direct 6 Month Certificate of Deposit Rate
Home Mortgage Rates MBA: 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates
IndyMac Federal Bank 7 month CD Rate 4.15% APY

PFCU Credit Union Reviews

There are no reviews for PFCU Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for PFCU Credit Union
Your Name:
Your Rating:

See how PFCU Credit Union Compares to other credit unions