Phi Beta Sigma Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Phi Beta Sigma Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Phi Beta Sigma Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPhi Beta Sigma Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Phi Beta Sigma Federal Credit Union? Share your experience about Phi Beta Sigma Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Phi Beta Sigma Federal Credit Union. Overall, Phi Beta Sigma Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Phi Beta Sigma Federal Credit Union Phi Beta Sigma Federal Credit Union 145 Kennedy St NW Washington, DC 20011 5260  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Premier
9.900%
Academic VISA® Platinum
10.900%
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
14.700%
$8,000
60 - 60
Personal Loans Share Secured
5.990%
$0
48
Personal Loan
8.890%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Phi Beta Sigma Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Phi Beta Sigma Federal Credit Union
Website: https://www.pbsfcu.org
Full Time Employees: 0Part Time Employees: 0 President: Eric Gilliam CEO: Jasper James Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
145 Kennedy St NW
Washington, DC 20011 5260 Phone Number: 202-726-2285 Fax Number: 202-726-5814 FinancialsTotal Assets:
937,176
Total Amount of Shares and Deposits:
822,200
Total Shares and Deposits < 1 Year:
822,200
Total Insured Shares and Deposits > $250K (item 17 less item K):
822,200
Share Certificates:
9
Number of Accounts for Regular Shares:
1,798
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
426,009
Total Liabilities:
822,200
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Phi Beta Sigma Federal Credit UnionIs a member application needed to join Phi Beta Sigma Federal Credit Union?Yes, to access services at Phi Beta Sigma Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Phi Beta Sigma Federal Credit Union provides a range of mortgage and home equity products. Is Phi Beta Sigma Federal Credit Union a safe place to deposit money?Yes, Phi Beta Sigma Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Phi Beta Sigma Federal Credit Union offer online and mobile banking?Most modern institutions like Phi Beta Sigma Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.58%, 6-month CD rates at 3.50% and 3-month CD rates at 0.35%. Savings rates are at 0.05% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.15%. Credit Card rates are at 29.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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