|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Eastern Indiana Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Eastern Indiana Federal Credit Union's Roth 18 Month IRA CD rates are at 3.89%, Traditional 18 Month IRA CD rates are at 3.89%, Roth 12 Month IRA CD rates are at 3.53%, Traditional 12 Month IRA CD rates are at 3.53%. Eastern Indiana Federal Credit Union's savings rates are at 0.03%. Eastern Indiana Federal Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Eastern Indiana Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.49%. Rates were last updated on 04/18/2026. Eastern Indiana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eastern Indiana Federal Credit Union? Share your experience about Eastern Indiana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Eastern Indiana Federal Credit Union. Eastern Indiana Federal Credit Union
Main Office 801 S Memorial Dr
https://www.easterninfcu.com New Castle, IN 47362 
Eastern Indiana Federal Credit Union CD Rates
Eastern Indiana Federal Credit Union Savings Rates
Eastern Indiana Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Eastern Indiana Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Eastern Indiana Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Eastern Indiana Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Eastern Indiana Federal Credit Union
Website
https://www.easterninfcu.com
Address
801 S Memorial Dr,
New Castle, IN 47362
Phone
765-529-6632
Fax
765-521-7007
President
Jody Sloan
CEO
Leah Combs
Full-Time Employees
7
Part-Time Employees
5
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.49%
Return on Assets (ROA)
1.1875%
Return on Equity (ROE)
9.5485%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
43,434,473
Total Amount of Shares and Deposits
37,836,178
Total Shares and Deposits < 1 Year
37,654,110
Total Shares and Deposits 1 3 Years
182,069
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,118,003
Total Uninsured Shares and Deposits > $250K (F+J)
1,118,003
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,718,175
Total Interest Expense (Sum of items 6 8)
90,152
Share Certificates
83
Number of Accounts for Share Drafts
2,485
IRA KEOGH Accounts
49
Number of Accounts for Regular Shares
4,959
Net Income (unless the amount is already included in Undivided Earnings)
588,988
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,543,751
Total Liabilities
38,043,713
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Eastern Indiana Federal Credit UnionIs Eastern Indiana Federal Credit Union a safe place to deposit money?Yes, Eastern Indiana Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4862085051871%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Eastern Indiana Federal Credit Union operate?Eastern Indiana Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Eastern Indiana Federal Credit Union?Yes, to access services at Eastern Indiana Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Eastern Indiana Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Eastern Indiana Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Eastern Indiana Federal Credit Union offer online and mobile banking?Most modern institutions like Eastern Indiana Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.easterninfcu.com. Current Eastern Indiana Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Bowater Employees Credit Union
Latino Community Credit Union
Miami Postal Service Credit Union
Calcasieu Teachers And Employees Credit Union
Seneca Nation Of Indians Federal Credit Union
River Valley Credit Union Ada, MI
Softite Community Federal Credit Union
Health Care Professionals Federal Credit Union
Whitewater Regional Federal Credit Union
Kamehameha Federal Credit Union
Central Illinois Credit Union
Pheple Federal Credit Union
UFCW Local #72 Federal Credit Union
IBEW And United Workers Federal Credit Union
Building Trades Federal Credit Union
Greece Community Federal Credit Union
WEOKIE Federal Credit Union
North Sanpete Federal Credit Union
Members First Credit Union
Kenmore NY Teachers Federal Credit Union
Kief Protective Mutual Benefit Association Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
