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Plainfield Credit Union Rates and Review January 2026

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Plainfield Credit Union12-month CD rates can be found at 3.09%, 6-month CD rates at 3.55% and 3-month CD rates at 3.25%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Plainfield Credit Union rates.

Compare Plainfield Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Plainfield Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Plainfield Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Plainfield Credit Union? Share your experience about Plainfield Credit Union by leaving a review below, or read customer reviews before you decide to use Plainfield Credit Union.

Overall, Plainfield Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Plainfield Credit Union
New Brunswick Postal FCU
19 Kilmer Rd
Edison, NJ 08817
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
30-Month CD
4.05%
$500
60-Month CD
4.00%
$500
Kasasa Checking
3.97%
$100
18-Month CD
3.85%
$500
36-Month CD
3.57%
$500
18-Month CD
3.55%
$1,000
6-Month CD
3.53%
$2,500
24-Month CD
3.50%
$500
60-Month CD
3.45%
$1,000
12-Month CD
3.36%
$500
18-Month CD
3.25%
$1,000
12-Month CD
3.20%
$500
48-Month CD (Jumbo)
3.02%
$200,000
24-Month CD
3.00%
$500
18-Month CD
2.94%
$1,000
60-Month CD
2.86%
$1,000
48-Month CD
2.83%
$2,500
24-Month CD
2.68%
$1,000
48-Month CD
2.63%
$1,000
24-Month CD
2.60%
$1,000
36-Month CD
2.53%
$1,000
6-Month CD
2.52%
$1,000
24-Month CD
2.50%
$500
60-Month CD
2.50%
$500
24-Month CD
2.20%
$1,000
18-Month CD
2.17%
$1,000
Money Market
1.75%
$1,000
36-Month CD
1.37%
$1,000
12-Month CD
1.36%
$1,000
36-Month CD
1.26%
$500
18-Month CD
1.20%
$500
48-Month CD
1.00%
$500
48-Month CD
0.95%
$1,000
60-Month CD
0.75%
$500
Money Market
0.65%
$2,500
60-Month CD
0.60%
$1,000
60-Month CD
0.50%
$500
24-Month CD
0.50%
$500
48-Month CD
0.50%
$2,500
24-Month CD
0.40%
$1,000
60-Month CD
0.35%
$500
18-Month CD
0.30%
$500
24-Month CD
0.30%
$1,000
Statement Savings
0.30%
$0
Savings
0.20%
$1
12-Month CD
0.20%
$500
12-Month CD
0.15%
$1,000
Money Market
0.10%
$5,000
Money Market
0.10%
$2,500
3-Month CD
0.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.750%
6.750%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
5.625%
5.769%
0.000
5.500%
6.005%
0.000
5.990%
6.035%
0.000
6.000%
6.000%
0.000
30-Year Fixed
5.875%
6.086%
0.000
5.625%
5.700%
0.000
5.625%
5.853%
0.000
5.250%
5.633%
0.000
5.875%
6.118%
0.000
5.375%
5.935%
0.000
5.625%
5.843%
0.000
5.625%
5.775%
0.125
5.875%
6.023%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
15-Year Fixed
5.750%
5.870%
0.000
6.000%
6.031%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.500%
5.620%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
15-Year Fixed
5.125%
5.389%
1.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.250%
5.499%
1.000
5.500%
5.739%
0.000
5.375%
5.475%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.875%
6.010%
0.000
6.000%
6.257%
0.000
5.875%
5.927%
0.500
30-Year Fixed Jumbo
6.500%
6.553%
0.000
4.740%
7.533%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.588%
0.000
5.875%
5.931%
0.000
6.000%
6.067%
0.000
6.250%
7.325%
0.000
30 Year Fixed
6.500%
6.597%
0.000
30 year Fixed
6.000%
6.034%
0.000
15 Year Fixed
5.875%
6.356%
0.000
20-Year Fixed
5.750%
5.870%
0.000
5.375%
5.415%
0.000
4.875%
5.275%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.000%
5.128%
0.250
30-Year Fixed
5.875%
5.923%
0.000
5.875%
5.900%
0.000
5.625%
5.846%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Savings Secured Visa®
18.000%
Visa Crimson Rewards Card
13.740%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
18.000%
Visa Signature® Cash Back
17.750%
11.900%
16.100%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
16.490% - 17.990%
Classroom Supply Visa
8.500%
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Clarity
15.990%
8.750%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
8.900% - 13.900%
Based upon credit worthiness.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Platinum Preferred
14.240% - 17.990%
Platinum Visa
15.350%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
13.250%
$0
6184
18.000%
$0 - $500
5
10.000%
$0
12 - 12
Access Line Of Credit
16.240%
$0
Personal Signature Loan
11.000%
$0
96
9.490%
$0
48 - 48
Line of Credit Variable
16.740%
$0
Technology Loan
9.750%
$0
36
11.240% - 17.950%
$0
25 - 36
Personal Line of Credit
9.500%
$0
12.990%
$0
12
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
13.240%
$0
48
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
8.890%
$0
11.240% - 17.950%
$0
25 - 36
12.990%
$0
13 - 60
Personal Line of Credit
11.500%
$0
Personal Loans
11.000%
$0
37 - 60
11.240%
$0 - $10,000
60 - 60
14.200%
$5,000 - $8,000
48 - 48
Preferred Personal Loan
10.000%
$0
60
13.700%
$2,500 - $5,000
36 - 36
Consolidation Loans
14.850%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Plainfield Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Plainfield Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 1
President: Joseph Saporito
CEO: Sandra Schwalb
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
19 Kilmer Rd
Edison, NJ 08817
Phone Number: 732-985-4618
Fax Number:

Financials

Total Assets:
707,365
Total Amount of Shares and Deposits:
440,282
Total Shares and Deposits < 1 Year:
440,282
Total Insured Shares and Deposits > $250K (item 17 less item K):
440,282
Number of Accounts for Regular Shares:
114
Net Income (unless the amount is already included in Undivided Earnings):
-3,238
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
30,037
Total Liabilities:
465,282
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Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Plainfield Credit Union

Is a member application needed to join Plainfield Credit Union?

Yes, to access services at Plainfield Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Plainfield Credit Union provides a range of mortgage and home equity products.

Is Plainfield Credit Union a safe place to deposit money?

Yes, Plainfield Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Plainfield Credit Union offer online and mobile banking?

Most modern institutions like Plainfield Credit Union provide digital access including online balance checks and transfers.

Current Plainfield Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions