What are the current interest rates at Faith Cooperative Federal Credit Union?

Current rates for Faith Cooperative Federal Credit Union include: 12-Month CD: 2.25%, 24-Month CD: 2.00%, Savings: 0.30%

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Faith Cooperative Federal Credit Union

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Faith Cooperative Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Faith Cooperative Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Faith Cooperative Federal Credit Union's top rates as of October 9, 2026 are 2.25% APY on its 1 Year CD, 0.30% APY on savings, and auto loans from 3.99% APR, according to rates verified by MonitorBankRates. Other Faith Cooperative Federal Credit Union CD rates include 2 Year CD at 2.00%. MonitorBankRates evaluates the financial stability of Faith Cooperative Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.43%. Rates last updated and verified on 10/09/2026.

Faith Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Faith Cooperative Federal Credit Union? Share your experience about Faith Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Faith Cooperative Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.43%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Faith Cooperative Federal Credit Union
Main Office

2020 W Wheatland Rd
Dallas, TX 75232-4517

https://www.faithcfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Faith Cooperative Federal Credit Union CD Rates

Product	Rate	APY	Term
1 Year Certificate	-	2.25%	1 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.43%
2 Year Certificate	-	2.00%	2 Year
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.43%

Faith Cooperative Federal Credit Union Savings Rates

Product	Rate	APY	View More
Basic Savings & Club	-	0.30%
Min Balance $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.43%

Faith Cooperative Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Car Buying Loan	-	-	3.99%
Details Rates as low as Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Faith Cooperative Federal Credit Union’s Texas Ratio rose from 6.25% in Q3 2023 to 10.43% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2M	10.43%	5.0	A
March 31, 2026	$2M	3.35%	5.0	A+
December 31, 2025	$2M	2.75%	5.0	A+
September 30, 2025	$2M	0.00%	5.0	A+
June 30, 2025	$2M	1.90%	5.0	A+
March 31, 2025	$2M	0.00%	5.0	A+
December 31, 2024	$2M	0.00%	5.0	A+
September 30, 2024	$2M	4.75%	5.0	A+
June 30, 2024	$2M	14.92%	5.0	A-
March 31, 2024	$2M	12.17%	5.0	A
December 31, 2023	$2M	8.97%	5.0	A
September 30, 2023	$2M	6.25%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Faith Cooperative Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Faith Cooperative Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Faith Cooperative Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Faith Cooperative Federal Credit Union

Website https://www.faithcfcu.com

Address 2020 W Wheatland Rd, Dallas, TX 75232-4517

Phone 972-228-5222

Fax 972-228-5201

President Darryl Trammell

CEO Vickie Wilson

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.43%

Return on Assets (ROA)

1.9760%

Return on Equity (ROE)

7.1885%

Non-Performing Loans Ratio (NPL)

4.50%

Total Assets

2,293,575

Total Amount of Shares and Deposits

1,686,445

Total Shares and Deposits < 1 Year

1,676,240

Total Shares and Deposits 1 3 Years

10,205

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,686,445

Total Interest Expense (Sum of items 6 8)

3,643

Share Certificates

Number of Accounts for Regular Shares

1,004

Non Member Deposits

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

734,316

Total Liabilities

1,662,638

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Faith Cooperative Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Faith Cooperative Federal Credit Union

How many branches does Faith Cooperative Federal Credit Union operate?

Faith Cooperative Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Faith Cooperative Federal Credit Union?

Yes, to access services at Faith Cooperative Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Faith Cooperative Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Faith Cooperative Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Faith Cooperative Federal Credit Union offer online and mobile banking?

Most modern institutions like Faith Cooperative Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faithcfcu.com.