Polish National Credit Union Rates and Review January 2026
Compare Polish National Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Polish National Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPolish National Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Polish National Credit Union? Share your experience about Polish National Credit Union by leaving a review below, or read customer reviews before you decide to use Polish National Credit Union. Overall, Polish National Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA® Classic
12.960%
Visa Secured
18.000%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.990%
$0
12
Personal Loans
11.990%
$0
1 - 12
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Polish National Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Polish National Credit Union
Website: https://www.pncu.com
Full Time Employees: 125Part Time Employees: 22 President: Gary Ziemba CEO: James Kelly Branch Locations: 8 ATM Locations: 10 Corporate Office Address:
46 Main St
Chicopee, MA 01020 Phone Number: 413-592-5108 Fax Number: 413-278-5009 FinancialsTotal Assets:
761,082,498
Total Amount of Shares and Deposits:
597,191,776
Total Shares and Deposits < 1 Year:
575,037,984
Total Shares and Deposits 1 3 Years:
16,513,523
Total Shares and Deposits > 3 Years:
5,640,270
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
45,489,916
Total Uninsured Shares and Deposits > $250K (F+J):
45,489,916
Total Insured Shares and Deposits > $250K (item 17 less item K):
551,701,860
Total Interest Expense (Sum of items 6 8):
6,209,121
Share Certificates:
3,187
Number of Accounts for Share Drafts:
20,666
IRA KEOGH Accounts:
1,555
Number of Accounts for Regular Shares:
19,397
All other shares:
2,650
Money Market Shares:
2,956
Net Income (unless the amount is already included in Undivided Earnings):
2,163,198
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,278,006
Total Liabilities:
659,370,005
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Polish National Credit UnionIs a member application needed to join Polish National Credit Union?Yes, to access services at Polish National Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Polish National Credit Union provides a range of mortgage and home equity products. Is Polish National Credit Union a safe place to deposit money?Yes, Polish National Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Polish National Credit Union offer online and mobile banking?Most modern institutions like Polish National Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 1.00% and 3-month CD rates at 3.68%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.26%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to 
