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Members First Credit Union of NH Rates & Review April 2026

Members First Credit Union of NH's 11 month CD Special rates are at 3.50%, 11 month IRA CD Special rates are at 3.50%, 7 month CD Special rates are at 3.50%, 7 month IRA CD Special rates are at 3.50%, 60 month CD rates are at 3.00%. Members First Credit Union of NH's savings rates are at 0.05%. Members First Credit Union of NH's money market rates are at 0.05%. Members First Credit Union of NH's 1/1 Year ARM rates are at 5.50%, 10 Year Mortgage rates are at 5.38%, 15 Year Mortgage rates are at 5.50%, 3/1 Year ARM rates are at 5.75%, 20 Year Mortgage rates are at 5.88%. Members First Credit Union of NH's Personal Loan Rates are at 10.09%. MonitorBankRates evaluates the financial stability of Members First Credit Union of NH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.15%. Rates were last updated on 04/19/2026.

Members First Credit Union of NH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members First Credit Union of NH? Share your experience about Members First Credit Union of NH by leaving a review below, or read customer reviews before you decide to use Members First Credit Union of NH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.15%
Excellent Lower than avg
Members First Credit Union of NH
Salmon Street Branch
7 Salmon St
Manchester, NH 03104 3027
https://www.membersfirstnh.org
Member NCUA

Members First Credit Union of NH CD Rates

Product Rate APY Term View More
11 month Certificate Special - 3.50% 11
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
11 month IRA Certificate Special - 3.50% 11 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
7 month Certificate Special - 3.50% 7
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
7 month IRA Certificate Special - 3.50% 7 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
60 month Certificate - 3.00% 60
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
60 month IRA Certificate - 3.00% 60 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
60 month Structured Savings Certificate - 3.00% 60
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
48 month Certificate - 2.75% 48
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
48 month IRA Certificate - 2.75% 48 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
36 month Certificate - 2.50% 36
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
36 month IRA Certificate - 2.50% 36 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
24 month Certificate - 2.00% 24
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
24 month IRA Certificate - 2.00% 24 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
18 month Certificate - 1.75% 18
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
18 month IRA Certificate - 1.75% 18 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
12 month Certificate - 1.00% 12
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
12 month IRA Certificate - 1.00% 12 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
6 month Certificate - 0.50% 6
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
6 month IRA Certificate - 0.50% 6 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
6 month Junior Certificate - 0.50% 6
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
3 month Certificate - 0.25% 3
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
3 month IRA Certificate - 0.25% 3 month
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Members First Credit Union of NH Savings Rates

Product Rate APY View More
IRA Savings - 0.35%
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Health Savings Account (HSA) - 0.30%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
IRA Savings - 0.25%
Min Balance $75,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Health Savings Account (HSA) - 0.20%
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Health Savings Account (HSA) - 0.10%
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
IRA Savings - 0.10%
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Centsables Savings - 0.05%
Min Balance $1
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Club Account - 0.05%
Min Balance $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Health Savings Account (HSA) - 0.05%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
IRA Savings - 0.05%
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Teen Savings - 0.05%
Min Balance $1
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Members First Credit Union of NH Money Market Rates

Product Rate APY View More
Green Money Market - 2.02%
Min Balance $150,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 1.61%
Min Balance $75,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 1.11%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 1.00%
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 0.80%
Min Balance $75,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 0.55%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 0.50%
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Green Money Market - 0.05%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Members First Credit Union of NH Mortgage Rates

Product Rate Points APR Term View More
1/1 Year ARM 5.50% 0 5.63% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
10 Year Mortgage 5.38% 0 5.68% 120
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
15 Year Mortgage 5.50% 0 5.72% 180
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
3/1 Year ARM 5.75% 0 5.88% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
20 Year Mortgage 5.88% 0 6.05% 240
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
5/1 Year ARM 6.00% 0 6.13% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
15 Year Mortgage 6.13% 0 6.34% 180
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
30 Year Mortgage 6.25% 0 6.38% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
20 Year Mortgage 6.50% 0 6.68% 240
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
30 Year Mortgage 6.75% 0 6.89% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Seasonal Property 3/1 ARM 7.00% 2 7.35% 360
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Members First Credit Union of NH Personal Loan Rates

Product Rate APR View More
Personal Unsecured Home Improvement - 10.09%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Personal Unsecured Home Improvement - 10.34%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Personal Unsecured Home Improvement - 10.82%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%
Personal Unsecured - 11.00%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.15%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members First Credit Union of NH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members First Credit Union of NH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members First Credit Union of NH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members First Credit Union of NH
Address 7 Salmon St, Manchester, NH 03104 3027
Phone 603-622-8781
Fax 603-641-2435
President David Mara
CEO Courtney Fifield
Full-Time Employees 38
Part-Time Employees 2
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.15%
Return on Assets (ROA)
0.6694%
Return on Equity (ROE)
7.4620%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
273,770,564
Total Amount of Shares and Deposits
251,136,494
Total Shares and Deposits < 1 Year
247,625,970
Total Shares and Deposits 1 3 Years
2,499,978
Total Shares and Deposits > 3 Years
1,010,546
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,966,291
Total Uninsured Shares and Deposits > $250K (F+J)
10,966,291
Total Insured Shares and Deposits > $250K (item 17 less item K)
240,170,203
Total Interest Expense (Sum of items 6 8)
2,031,073
Share Certificates
1,390
Number of Accounts for Share Drafts
9,168
IRA KEOGH Accounts
336
Number of Accounts for Regular Shares
16,865
All other shares
97
Money Market Shares
1,184
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,312,908
Total Liabilities
253,991,485
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Members First Credit Union of NH

Is Members First Credit Union of NH a safe place to deposit money?

Yes, Members First Credit Union of NH is considered a safe financial institution. With a Texas Ratio of 4.151327985089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members First Credit Union of NH operate?

Members First Credit Union of NH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members First Credit Union of NH?

Yes, to access services at Members First Credit Union of NH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members First Credit Union of NH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members First Credit Union of NH provides members with tools to manage their accounts and build a solid financial history.

Does Members First Credit Union of NH offer online and mobile banking?

Most modern institutions like Members First Credit Union of NH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.membersfirstnh.org.

Current Members First Credit Union of NH Rates

  • 12-Month CD1.00%
  • 18-Month CD1.75%
  • 24-Month CD2.00%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.