Postal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Postal Credit Union 12-month CD rates can be found at 2.50%, 6-month CD rates at 3.53% and 3-month CD rates at 3.40%. Savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates which you can compare to Postal Credit Union rates.

Compare Postal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Postal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Postal Credit Union? Share your experience about Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Postal Credit Union.

Overall, Postal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Postal Credit Union
510 N 6th Street

510 N 6th St
Baton Rouge, LA 70802 5405

https://www.brlapcu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Postal Credit Union

Compare Postal Credit Union Rates with Other Competitive Bank and Credit Union Rates

My eBanc, a division of Bradesco Bank

6-Month CD (Jumbo)

4.40%

$50,000

Raymond James Bank

24-Month CD

4.00%

$1,000

Bankwell Bank

High Yield Money Market

3.75%

$100,000

Jones Bank

24-Month CD

3.75%

$500

Monroe Federal S&L

18-Month CD

3.75%

$1,000

TTNB Turbotville Bank

12-Month CD

3.70%

$500

Lone Star Bank

3-Month CD

3.63%

$1,000

FNB of Bangor

36-Month CD

3.55%

$1,000

EverBank

30-Month CD

3.50%

$1,000

Ridgewood Savings Bank

24-Month CD

3.50%

$100

Citizens-Farmers Bank of Cole Camp

18-Month CD

3.28%

$1,000

Merchants State Bank

12-Month CD

3.25%

$100

State Bank of Chilton

36-Month CD

3.02%

$1,000

Port Richmond Savings

18-Month CD

3.00%

$500

Marquette Savings Bank

24-Month CD

2.78%

$500

cfsbank

60-Month CD

2.77%

$1,000

Henderson FSB

6-Month CD

2.68%

$500

PCB Payne County Bank

3-Month CD

2.65%

$1,000

Advantage Credit Union Newtown, IA

24-Month CD

2.62%

$1,000

5Star Bank

36-Month CD

2.50%

$1,000

International Bank of Chicago

Money Market

2.35%

$2,500

Security Bank Minnesota

24-Month CD

2.35%

$1,000

5Star Bank

48-Month CD

2.25%

$1,000

Huron Valley State Bank

48-Month CD

2.02%

$500

Gorham Savings Bank

12-Month CD

2.00%

$500

Century Bank Santa Fe, NM

Liberty Money Market

1.98%

$15,000

Madison Valley Bank

60-Month CD

1.86%

$500

Hiawatha National Bank

36-Month CD

1.81%

$500

Osgood Bank

Elevate Money Market

1.76%

$100,000

North Side Federal S&L of Chicago

48-Month CD

1.75%

$2,000

Shoreham Bank

Premier Checking

1.50%

$2,500

Republic Bank of Chicago

30-Month CD

1.25%

$1,000

Integrity Bank & Trust

Personal Money Market

1.01%

New Albin Savings Bank

Passbook Savings

1.00%

$200

Fairfield County Bank

12-Month CD

1.00%

$2,500

Presence Bank

60-Month CD

0.85%

$250

Midland Federal S&L

36-Month CD

0.75%

$1,000

FNB of River Falls

60-Month CD

0.70%

$2,500

Citizens-Farmers Bank of Cole Camp

Regular Savings

0.65%

$10

F&M Bank of Hutsonville

6-Month CD

0.60%

$500

United Bank of Union

12-Month CD

0.55%

$500

Bank of the Valley

Money Market

0.50%

First Commercial Bank, N.A.

Money Market

0.50%

$2,500

Kearney Trust Company

Money Market

0.50%

$5,000

Riverside Savings Bank

24-Month CD

0.45%

$1,000

The Union Bank Company

48-Month CD

0.35%

$500

Reliance State Bank

Savings

0.30%

$200

First Fidelity Bank Fort Payne, AL

Savings

0.20%

$50

Milford Federal Bank

Regular Savings

0.05%

$10

Millville Savings Bank

Money Market

0.05%

$2,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Postal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Chartway Credit Union

5/1 ARM

5.500%

5.600%

0.000

1st United Credit Union

7/1 ARM

5.625%

5.670%

0.000

Addition Financial Credit Union

15-Year Fixed

5.500%

5.681%

0.000

StonehamBank

15-Year Fixed

5.625%

5.733%

0.000

Holyoke Credit Union

15 Year Fixed Jumbo

5.750%

5.790%

0.000

Geddes Federal S&L

15-Year Fixed Bi-weekly

5.750%

5.869%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

GreenLeaf Bank

15-Year Fixed

5.875%

5.894%

0.000

Freedom Credit Union

5/1 ARM

5.875%

5.916%

0.000

Ulster Savings Bank

5-Year ARM

5.375%

5.965%

0.000

Mid Oregon Federal Credit Union

15 Year Fixed

5.750%

5.976%

0.250

McCoy Federal Credit Union

15 Year Fixed

5.750%

5.977%

0.000

Northwest Community Bank

15-Year Fixed

5.875%

6.054%

0.000

First Citizens Federal Credit Union

30 Year Fixed

6.000%

6.067%

0.000

Penn East Federal Credit Union

15-Year Fixed

6.000%

6.146%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.000%

6.163%

0.000

Highpoint Community Bank

15-Year Fixed

5.875%

6.170%

0.000

Fidelity Co-operative Bank

15-Year Fixed

5.875%

6.170%

0.000

Radius Federal Credit Union

15-Year Fixed

6.000%

6.229%

0.000

Abri Credit Union

15-Year Fixed

6.000%

6.250%

0.000

Ridgewood Savings Bank

20-Year Fixed

6.125%

6.250%

0.000

NCB North Cambridge Coopertive Bank

5/1 ARM

5.875%

6.260%

0.000

Grow Financial Federal Credit Union

20 Year Fixed

6.125%

6.268%

0.000

Sikorsky Credit Union

20-Year Fixed

6.250%

6.296%

0.000

Kennebec Savings Bank

3/3 ARM

5.750%

6.309%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Postal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

1st United Credit Union

Visa Platinum

13.900%

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

Abilene Teachers Federal Credit Union

Visa Gold or Gold MasterCard

9.990%

Credit Line $7,000-$20,000

America First Federal Credit Union

PLATINUM REWARDS VISA

14.740%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

Abbott Laboratories Credit Union

Visa Signature Rewards

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Security Service Federal Credit Union

Security Service Power Travel Rewards World MasterCard

16.250% - 17.250%

Aberdeen Proving Ground FCU

Visa Platinum Clarity

15.990%

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Canyon View Credit Union

Visa Secure Card

13.740%

Teachers Federal Credit Union

Visa Platinum

16.200%

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Teachers Federal Credit Union

Visa Low Rate

14.000%

1st Valley Credit Union

Platinum Secured Visa

8.750%

Achieva Credit Union

Achieva Mastercard Credit Card

12.490% - 25.490%

12.49% to 25.49% when you open your account, based on your creditworthiness.

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

Teachers Federal Credit Union

Visa Student

14.000%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Postal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $500

48 - 48

Vystar Credit Union

Personal Loans

11.000%

37 - 60

Achieve Financial Credit Union

Credit Builder Loan

9.000%

1st Ed Credit Union

Personal/Signature Loans

11.150%

60 - 60

Abilene Teachers Federal Credit Union

Consumer Loan

10.250% - 17.950%

1 - 36

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

ACFCU

Personal Loans

13.450%

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

Security Service Federal Credit Union

Debt Consolidation Loan

11.240% - 17.950%

25 - 36

ABCO Federal Credit Union

Vacation Loans

10.490%

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

Canyon View Credit Union

Personal Loans

13.490%

$0 - $5,000

48 - 48

SchoolsFirst Federal Credit Union

Personal Loan

9.990% - 18.000%

$0 - $50,000

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

Achieva Credit Union

Personal Loan

11.000%

1 - 12

InFirst Bank

Personal Loan

13.000% - 13.200%

$1,500 - $15,000

24 - 24

Mountain America Federal Credit Union

Personal Loan

12.740%

Suncoast Credit Union

Technology Loan

9.750%

Alec Federal Credit Union

New Signature Loans

8.990%

AAEC Credit Union

Personal Signature Loans

14.000%

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Postal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Postal Credit Union Information

Credit Union Name: Postal Credit Union

Website: https://www.brlapcu.com

Full Time Employees: 6
Part Time Employees: 2
President: GWENDOLYN STEVENSON
CEO: Tynita Howard
Branch Locations: 2
ATM Locations: 1

Corporate Office Address:

510 N 6th St
Baton Rouge, LA 70802 5405
Phone Number: 225-383-4109
Fax Number: 225-383-7063

Postal Credit Union Financials

Total Assets:

21,367,661

Total Amount of Shares and Deposits:

16,555,000

Total Shares and Deposits < 1 Year:

15,965,730

Total Shares and Deposits 1 3 Years:

5,053

Total Shares and Deposits > 3 Years:

584,217

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

595,563

Total Uninsured Shares and Deposits > $250K (F+J):

595,563

Total Insured Shares and Deposits > $250K (item 17 less item K):

15,959,437

Total Interest Expense (Sum of items 6 8):

4,424

Share Certificates:

Number of Accounts for Share Drafts:

612

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

2,225

Net Income (unless the amount is already included in Undivided Earnings):

-24,053

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,234,284

Total Liabilities:

16,764,364

Postal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Member Application:

Yes

Are New Loans Available:

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

External Account Transfers Allowed:

Remote Deposit Allowed:

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

Best Credit Union Savings Interest Rates in Georgia: Atlanta Postal Credit Union

Best Credit Union Savings Account Rates in Georgia Atlanta Postal Credit Union

The best credit union savings account rates in Georgia are from Atlanta Postal Credit Union. The credit union is offering the highest share dividend rates (savings account rates) currently available.Atlanta Postal Credit Union’s savings account rates include a Regular Share savings account rate , a Holiday Club savings account rate , a Vacation Club savings account rate and an Individual Retirement Account (IRA) savings account rate.The current savings account rate on their share savings account is 1.49% with an annual percentage yield (APY) of 1.50%. Atlanta Postal Credit Union's dividend rate (savings account rate) about 6 times the current national average savings account rate of 0.26 percent for account balances of at least $2,500. Read more...

Atlanta Postal Credit Union Highest CD Rates

Atlanta Postal Credit Union is advertising some of the highest CD rates available today. Atlanta Postal CU's CD rates are higher than most CD rates at any credit union or bank. The credit union is advertising share certificates of deposit and Individual Retirement Account (IRA) share certificates of deposit.Searching for the highest CD Rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find a list of best CD rates from banks and credit unions in your area.The credit union's shorter term CD rates are the best CD rates offered. Their 91 day certificate of deposit currently has a CD rate of 1.49 percent with an annual percentage yield of 1.50 percent. That rate beats most 12 month CD rates currently available. Read more...

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