What are the current interest rates at IBEW Local 66 Federal Credit Union?

Current rates for IBEW Local 66 Federal Credit Union include: 12-Month CD: 0.55%, 24-Month CD: 0.60%, 60-Month CD: 1.00%, Savings: 0.10%

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IBEW Local 66 Federal Credit Union

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IBEW Local 66 Federal Credit Union Rates & Review November 2026

Q: What CD terms does IBEW Local 66 Federal Credit Union offer?

IBEW Local 66 Federal Credit Union CD rates are 0.57% APY for a 12 month CD, 0.62% APY for a 2 year CD, 0.77% APY for a 3 year CD, 0.87% APY for a 4 year CD and 1.06% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with IBEW Local 66 Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

IBEW Local 66 Federal Credit Union's 5 Year CD of Deposit rates are at 1.06%, 4 Year CD of Deposit rates are at 0.87%, 3 Year CD of Deposit rates are at 0.77%, 2 Year CD of Deposit rates are at 0.62%, 1 Year CD of Deposit rates are at 0.57%. IBEW Local 66 Federal Credit Union's savings rates are at 0.10%. IBEW Local 66 Federal Credit Union's checking rates are as high as 0.30%. IBEW Local 66 Federal Credit Union's Personal Loan Rates are as low as 6.00%. IBEW Local 66 Federal Credit Union's CD rates are 73% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of IBEW Local 66 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.25%. Rates last updated and verified on 10/29/2026.

IBEW Local 66 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IBEW Local 66 Federal Credit Union? Share your experience about IBEW Local 66 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IBEW Local 66 Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.25%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

IBEW Local 66 Federal Credit Union
IBEW LU 66 FCU

4345 ALLEN GENOA RD
PASADENA, TX 77504

https://www.mycu66.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

IBEW Local 66 Federal Credit Union CD Rates

Product	Rate	APY	Term
5 Year Certificate of Deposit	1.05%	1.06%	5 Years
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.06% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
5 Year Certificate of Deposit	1.00%	1.00%	5 Years
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
4 Year Certificate of Deposit	0.85%	0.87%	4 Years
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 0.87% → 0.87% ▼ 0.00 pts · high 0.87% / low 0.85% Oct 23, 20260.87%▲ from 0.85% Oct 15, 20260.85%▼ from 0.87% Sep 18, 20260.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
4 Year Certificate of Deposit	0.85%	0.85%	4 Years
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
3 Year Certificate of Deposit	0.75%	0.77%	3 Years
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 0.77% → 0.77% ▼ 0.00 pts · high 0.77% / low 0.75% Oct 23, 20260.77%▲ from 0.75% Oct 15, 20260.75%▼ from 0.77% Sep 18, 20260.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
3 Year Certificate of Deposit	0.75%	0.75%	3 Years
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 0.75% → 0.75% ▼ 0.00 pts · high 0.77% / low 0.75% Oct 23, 20260.75%▼ from 0.77% Oct 15, 20260.77%▲ from 0.75% Sep 14, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
2 Year Certificate of Deposit	0.60%	0.62%	2 Years
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 0.62% → 0.62% ▼ 0.00 pts · high 0.62% / low 0.60% Oct 23, 20260.62%▲ from 0.60% Oct 15, 20260.60%▼ from 0.62% Sep 18, 20260.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
2 Year Certificate of Deposit	0.60%	0.60%	2 Years
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
1 Year Certificate of Deposit	0.55%	0.57%	1 Year
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 0.57% → 0.57% ▼ 0.00 pts · high 0.57% / low 0.55% Oct 23, 20260.57%▲ from 0.55% Oct 15, 20260.55%▼ from 0.57% Sep 18, 20260.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
1 Year Certificate of Deposit	0.55%	0.55%	1 Year
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 0.55% → 0.55% ▼ 0.00 pts · high 0.57% / low 0.55% Oct 13, 20260.55%▼ from 0.57% Sep 21, 20260.57%▲ from 0.55% Sep 14, 20260.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
181 Day Certificate of Deposit	0.50%	0.52%	181 Days
Min Balance $100,000 Details Balance: > $100,000.00 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 0.52% → 0.52% ▼ 0.00 pts · high 0.52% / low 0.50% Oct 23, 20260.52%▲ from 0.50% Oct 15, 20260.50%▼ from 0.52% Sep 18, 20260.52%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
181 Day Certificate of Deposit	0.50%	0.50%	181 Days
Details Balance: < $100,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

IBEW Local 66 Federal Credit Union Savings Rates

Product	Rate	APY
Family Savings Plan	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000.00 and up Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Regular Shares	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000.00 and up Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Club Account	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 and up Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Family Savings Plan	0.05%	0.05%
Min Balance $25 Details Balance: $25.00 to $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Regular Shares	0.05%	0.05%
Min Balance $25 Details Balance: $25.00 to $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Family Savings Plan	0.00%	0.00%
Min Balance $0 Details Balance: $0.01 to $24.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Regular Shares	0.00%	0.00%
Min Balance $0 Details Balance: $0.01 to $24.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

IBEW Local 66 Federal Credit Union Checking Rates

Product	Rate	APY
Union Pride Checking (Draft)	0.30%	0.30%
Min Balance $100,000 Details Balance: $100,000.01 and up Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Advantage Checking (Draft)	0.27%	0.27%
Min Balance $100,000 Details Balance: $100,000.01 and up Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.27% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Pride Checking (Draft)	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Advantage Checking (Draft)	0.22%	0.22%
Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.22% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Pride Checking (Draft)	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000.00 to $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Advantage Checking (Draft)	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 to $49,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Pride Checking (Draft)	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Advantage Checking (Draft)	0.08%	0.08%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.08% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Pride Checking (Draft)	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 to $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Union Advantage Checking (Draft)	0.03%	0.03%
Min Balance $0 Details Balance: $0.01 to $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

IBEW Local 66 Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	2.95%
Details As Low As; Rates as Low as 2.95% APR; applies to well-qualified applicants with all applicable discounts; loan terms up to 84 months; APR fixed for life of loan Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Automobile Loan	-	-	2.95%	0-36 Months
Details As Low As; Rate shown as APR; asterisk footnote: APR based on credit application characteristics Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.95% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	2.95%	0-36 Months
Details Grade: A+ (800+); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 2.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Automobile Loan	-	-	2.95%	0-36 Months
Details As Low As; Pre-Owned (Used) Automobile; Rates as low as 2.95% APR* Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 2.95% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Automobile Loan	-	-	3.95%	37-60 Months
Details As Low As; Rate shown as APR Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.95% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	3.95%	37-60 Months
Details Grade: A+ (800+); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 3.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	3.95%	0-36 Months
Details Grade: A (720-799); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 3.95% ▲ 1.00 pts · high 3.95% / low 2.95% Oct 23, 20263.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Automobile Loan	-	-	3.95%	37-60 Months
Details As Low As; Pre-Owned (Used) Automobile Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 3.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Automobile Loan	-	-	4.95%	61-72 Months
Details As Low As; Rate shown as APR Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.95% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	4.95%	61-72 Months
Details Grade: A+ (800+); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 4.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	4.95%	37-60 Months
Details Grade: A (720-799); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 4.95% ▲ 1.00 pts · high 4.95% / low 3.95% Oct 23, 20264.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	4.95%	0-36 Months
Details Grade: B (680-719); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 4.95% ▲ 2.00 pts · high 4.95% / low 2.95% Oct 23, 20264.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Automobile Loan	-	-	4.95%	61-72 Months
Details As Low As; Pre-Owned (Used) Automobile Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 4.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Automobile Loan	-	-	5.95%	73-84 Months
Details As Low As; Rate shown as APR Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	5.95%	0-36 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 5.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	5.95%	73-84 Months
Details Grade: A+ (800+); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 5.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	5.95%	61-72 Months
Details Grade: A (720-799); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 5.95% ▲ 1.00 pts · high 5.95% / low 4.95% Oct 23, 20265.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	5.95%	37-60 Months
Details Grade: B (680-719); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 5.95% ▲ 2.00 pts · high 5.95% / low 3.95% Oct 23, 20265.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	6.95%	37-60 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 7.95% → 6.95% ▼ 1.00 pts · high 8.95% / low 6.95% Oct 15, 20266.95%▼ from 8.95% Oct 13, 20268.95%▲ from 7.95% Sep 21, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	6.95%	0-36 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Sep 21, 2026 · 6.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	6.95%	73-84 Months
Details Grade: A (720-799); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 6.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	6.95%	61-72 Months
Details Grade: B (680-719); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 6.95% ▲ 2.00 pts · high 6.95% / low 4.95% Oct 23, 20266.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	6.95%	0-36 Months
Details Grade: C (640 -679); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 6.95% ▲ 4.00 pts · high 6.95% / low 2.95% Oct 23, 20266.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	7.95%	61-72 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 8.95% → 7.95% ▼ 1.00 pts · high 9.95% / low 7.95% Oct 15, 20267.95%▼ from 9.95% Oct 13, 20269.95%▲ from 8.95% Sep 21, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	7.95%	37-60 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 7.95% → 7.95% ▼ 0.00 pts · high 8.95% / low 7.95% Oct 15, 20267.95%▼ from 8.95% Oct 13, 20268.95%▲ from 7.95% Sep 21, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	7.95%	0-36 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 6.95% → 7.95% ▲ 1.00 pts · high 7.95% / low 6.95% Oct 15, 20267.95%▲ from 6.95% Sep 21, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	7.95%	73-84 Months
Details Grade: B (680-719); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 7.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	7.95%	37-60 Months
Details Grade: C (640 -679); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 7.95% ▲ 4.00 pts · high 7.95% / low 3.95% Oct 23, 20267.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	8.95%	73-84 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 9.95% → 8.95% ▼ 1.00 pts · high 10.95% / low 8.95% Oct 15, 20268.95%▼ from 10.95% Oct 13, 202610.95%▲ from 9.95% Sep 21, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	8.95%	61-72 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 8.95% → 8.95% ▼ 0.00 pts · high 9.95% / low 8.95% Oct 15, 20268.95%▼ from 9.95% Oct 13, 20269.95%▲ from 8.95% Sep 21, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	8.95%	37-60 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 7.95% → 8.95% ▲ 1.00 pts · high 8.95% / low 7.95% Oct 13, 20268.95%▲ from 7.95% Sep 21, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	8.95%	0-36 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 6.95% → 8.95% ▲ 2.00 pts · high 8.95% / low 6.95% Oct 15, 20268.95%▲ from 6.95% Sep 21, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	8.95%	61-72 Months
Details Grade: C (640 -679); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 8.95% ▲ 4.00 pts · high 8.95% / low 4.95% Oct 23, 20268.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	8.95%	-	8.95%	37-48 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 8.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	9.95%	73-84 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 9.95% → 9.95% ▼ 0.00 pts · high 10.95% / low 9.95% Oct 15, 20269.95%▼ from 10.95% Oct 13, 202610.95%▲ from 9.95% Sep 21, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	9.95%	61-72 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 8.95% → 9.95% ▲ 1.00 pts · high 9.95% / low 8.95% Oct 13, 20269.95%▲ from 8.95% Sep 21, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	9.95%	37-60 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 7.95% → 9.95% ▲ 2.00 pts · high 9.95% / low 7.95% Oct 15, 20269.95%▲ from 8.95% Oct 13, 20268.95%▲ from 7.95% Sep 21, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	9.95%	73-84 Months
Details Grade: C (640 -679); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 9.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	9.95%	0-36 Months
Details Grade: D (600 - 639); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 9.95% ▲ 7.00 pts · high 9.95% / low 2.95% Oct 23, 20269.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	9.95%	-	9.95%	37-48 Months
Details Grade: A+ Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 10.95% → 9.95% ▼ 1.00 pts · high 13.95% / low 9.95% Oct 15, 20269.95%▼ from 13.95% Oct 13, 202613.95%▲ from 10.95% Sep 18, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	9.95%	-	9.95%	49-60 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 9.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	9.95%	-	9.95%	37-48 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 8.95% → 9.95% ▲ 1.00 pts · high 9.95% / low 8.95% Oct 23, 20269.95%▲ from 8.95% Sep 18, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	10.95%	73-84 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 9.95% → 10.95% ▲ 1.00 pts · high 10.95% / low 9.95% Oct 13, 202610.95%▲ from 9.95% Sep 21, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	10.95%	61-72 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 8.95% → 10.95% ▲ 2.00 pts · high 10.95% / low 8.95% Oct 15, 202610.95%▲ from 9.95% Oct 13, 20269.95%▲ from 8.95% Sep 21, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	10.95%	37-60 Months
Details Grade: D (600 - 639); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 10.95% ▲ 7.00 pts · high 10.95% / low 3.95% Oct 23, 202610.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	10.95%	-	10.95%	49-60 Months
Details Grade: A+ Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 11.95% → 10.95% ▼ 1.00 pts · high 14.95% / low 10.95% Oct 15, 202610.95%▼ from 14.95% Oct 13, 202614.95%▲ from 11.95% Sep 18, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	10.95%	-	10.95%	0-36 Months
Details Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 9.95% → 10.95% ▲ 1.00 pts · high 12.95% / low 9.95% Oct 15, 202610.95%▼ from 12.95% Oct 13, 202612.95%▲ from 9.95% Sep 18, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	10.95%	-	10.95%	49-60 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.95% → 10.95% ▲ 1.00 pts · high 10.95% / low 9.95% Oct 23, 202610.95%▲ from 9.95% Sep 18, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	10.95%	-	10.95%	0-36 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 8.95% → 10.95% ▲ 2.00 pts · high 10.95% / low 8.95% Oct 13, 202610.95%▲ from 8.95% Sep 18, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Marine (Boat) Vehicle (BM) Loan	-	-	11.95%	73-84 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 21, 2026 · 9.95% → 11.95% ▲ 2.00 pts · high 11.95% / low 9.95% Oct 15, 202611.95%▲ from 10.95% Oct 13, 202610.95%▲ from 9.95% Sep 21, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	11.95%	61-72 Months
Details Grade: D (600 - 639); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 11.95% ▲ 7.00 pts · high 11.95% / low 4.95% Oct 23, 202611.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	11.95%	0-36 Months
Details Grade: E (560-599); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 11.95% ▲ 9.00 pts · high 11.95% / low 2.95% Oct 23, 202611.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	11.95%	-	11.95%	37-48 Months
Details Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 10.95% → 11.95% ▲ 1.00 pts · high 13.95% / low 10.95% Oct 15, 202611.95%▼ from 13.95% Oct 13, 202613.95%▲ from 10.95% Sep 18, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	11.95%	-	11.95%	37-48 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 8.95% → 11.95% ▲ 3.00 pts · high 11.95% / low 8.95% Oct 23, 202611.95%▲ from 8.95% Sep 18, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	12.95%	73-84 Months
Details Grade: D (600 - 639); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 12.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	12.95%	37-60 Months
Details Grade: E (560-599); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 12.95% ▲ 9.00 pts · high 12.95% / low 3.95% Oct 23, 202612.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	12.95%	-	12.95%	49-60 Months
Details Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 11.95% → 12.95% ▲ 1.00 pts · high 14.95% / low 11.95% Oct 15, 202612.95%▼ from 14.95% Oct 13, 202614.95%▲ from 11.95% Sep 18, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	12.95%	-	12.95%	0-36 Months
Details Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.95% → 12.95% ▲ 3.00 pts · high 12.95% / low 9.95% Oct 13, 202612.95%▲ from 9.95% Sep 18, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Marine (Boat) Vehicle (BM)	12.95%	-	12.95%	49-60 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.95% → 12.95% ▲ 3.00 pts · high 12.95% / low 9.95% Oct 23, 202612.95%▲ from 9.95% Sep 18, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Four Wheeler / All-Terrain Vehicle (FW)	13.95%	-	13.95%	73-84 Months
Details Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 10.95% → 13.95% ▲ 3.00 pts · high 13.95% / low 10.95% Oct 13, 202613.95%▲ from 10.95% Sep 17, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	13.95%	61-72 Months
Details Grade: E (560-599); Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 13.95% ▲ 9.00 pts · high 13.95% / low 4.95% Oct 23, 202613.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	13.95%	0-36 Months
Details Grade: Sub < 559; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 2.95% → 13.95% ▲ 11.00 pts · high 13.95% / low 2.95% Oct 23, 202613.95%▲ from 2.95% Sep 17, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	13.95%	-	13.95%	37-48 Months
Details Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 10.95% → 13.95% ▲ 3.00 pts · high 13.95% / low 10.95% Oct 13, 202613.95%▲ from 10.95% Sep 18, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	14.95%	73-84 Months
Details Grade: E (560-599); New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 14.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	14.95%	37-60 Months
Details Grade: Sub < 559; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 3.95% → 14.95% ▲ 11.00 pts · high 14.95% / low 3.95% Oct 23, 202614.95%▲ from 3.95% Sep 17, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Four Wheeler / All-Terrain Vehicle (FW)	14.95%	-	14.95%	49-60 Months
Details Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 11.95% → 14.95% ▲ 3.00 pts · high 14.95% / low 11.95% Oct 13, 202614.95%▲ from 11.95% Sep 18, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	15.95%	61-72 Months
Details Grade: Sub < 559; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 4.95% → 15.95% ▲ 11.00 pts · high 15.95% / low 4.95% Oct 23, 202615.95%▲ from 4.95% Sep 17, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Vehicles, New Automobile (NA)	-	-	16.95%	73-84 Months
Details Grade: Sub < 559; New autos only; Score based on TRANSUNION - TruVision Credit Report Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 16.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

IBEW Local 66 Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	3.95%	0-36 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	4.95%	0-36 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 4.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	4.95%	37-60 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.95% → 4.95% ▼ 5.00 pts · high 9.95% / low 4.95% Sep 17, 20264.95%▼ from 9.95% Sep 14, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	4.95%	0-36 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.95% → 4.95% ▲ 1.00 pts · high 4.95% / low 3.95% Sep 17, 20264.95%▲ from 3.95% Sep 14, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	4.95%	0-36 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	5.95%	0-36 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 5.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	5.95%	37-60 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 5.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	5.95%	61-72 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.95% → 5.95% ▼ 5.00 pts · high 10.95% / low 5.95% Sep 17, 20265.95%▼ from 10.95% Sep 14, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	5.95%	37-60 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.95% → 5.95% ▼ 4.00 pts · high 9.95% / low 5.95% Sep 17, 20265.95%▼ from 9.95% Sep 14, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	5.95%	0-36 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.95% → 5.95% ▲ 2.00 pts · high 5.95% / low 3.95% Oct 15, 20265.95%▲ from 4.95% Sep 17, 20264.95%▲ from 3.95% Sep 14, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	5.95%	37-48 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 5.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	5.95%	0-36 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 5.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	6.95%	37-60 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 6.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	6.95%	0-36 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 5.95% → 6.95% ▲ 1.00 pts · high 6.95% / low 5.95% Oct 13, 20266.95%▲ from 5.95% Sep 17, 20265.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	6.95%	61-72 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 6.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	6.95%	73-84 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.95% → 6.95% ▼ 5.00 pts · high 11.95% / low 6.95% Sep 17, 20266.95%▼ from 11.95% Sep 14, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	6.95%	61-72 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.95% → 6.95% ▼ 4.00 pts · high 10.95% / low 6.95% Sep 17, 20266.95%▼ from 10.95% Sep 14, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	6.95%	37-60 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 9.95% → 6.95% ▼ 3.00 pts · high 9.95% / low 5.95% Oct 15, 20266.95%▲ from 5.95% Sep 17, 20265.95%▼ from 9.95% Sep 14, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	6.95%	49-60 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 6.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	6.95%	37-48 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 6.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	6.95%	0-36 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 6.95% → 6.95% ▼ 0.00 pts · high 6.95% / low 5.95% Oct 13, 20266.95%▲ from 5.95% Oct 9, 20265.95%▼ from 6.95% Oct 5, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	7.95%	61-72 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 7.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	7.95%	37-60 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 6.95% → 7.95% ▲ 1.00 pts · high 7.95% / low 6.95% Oct 13, 20267.95%▲ from 6.95% Sep 17, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	7.95%	73-84 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 7.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	7.95%	73-84 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.95% → 7.95% ▼ 4.00 pts · high 11.95% / low 7.95% Sep 17, 20267.95%▼ from 11.95% Sep 14, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	7.95%	61-72 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 10.95% → 7.95% ▼ 3.00 pts · high 10.95% / low 6.95% Oct 15, 20267.95%▲ from 6.95% Sep 17, 20266.95%▼ from 10.95% Sep 14, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	7.95%	61-72 Months
Details Credit Grade: A+ Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 7.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	7.95%	49-60 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 7.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	7.95%	37-48 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 7.95% → 7.95% ▼ 0.00 pts · high 7.95% / low 6.95% Oct 13, 20267.95%▲ from 6.95% Oct 9, 20266.95%▼ from 7.95% Oct 5, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	8.95%	73-84 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.95% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	8.95%	61-72 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 7.95% → 8.95% ▲ 1.00 pts · high 8.95% / low 7.95% Oct 13, 20268.95%▲ from 7.95% Sep 17, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	8.95%	0-36 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 5.95% → 8.95% ▲ 3.00 pts · high 8.95% / low 5.95% Oct 13, 20268.95%▲ from 5.95% Sep 17, 20265.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	8.95%	73-84 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 11.95% → 8.95% ▼ 3.00 pts · high 11.95% / low 7.95% Oct 15, 20268.95%▲ from 7.95% Sep 17, 20267.95%▼ from 11.95% Sep 14, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	8.95%	0-36 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.95% → 8.95% ▲ 5.00 pts · high 8.95% / low 3.95% Oct 15, 20268.95%▲ from 4.95% Sep 17, 20264.95%▲ from 3.95% Sep 14, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	8.95%	61-72 Months
Details Credit Grade: A Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 8.95% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	8.95%	49-60 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 8.95% → 8.95% ▼ 0.00 pts · high 8.95% / low 7.95% Oct 13, 20268.95%▲ from 7.95% Oct 9, 20267.95%▼ from 8.95% Oct 5, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	9.95%	73-84 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 8.95% → 9.95% ▲ 1.00 pts · high 9.95% / low 8.95% Oct 13, 20269.95%▲ from 8.95% Sep 17, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	9.95%	37-60 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 6.95% → 9.95% ▲ 3.00 pts · high 9.95% / low 6.95% Oct 13, 20269.95%▲ from 6.95% Sep 17, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	9.95%	37-60 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 9.95% → 9.95% ▼ 0.00 pts · high 9.95% / low 5.95% Oct 15, 20269.95%▲ from 5.95% Sep 17, 20265.95%▼ from 9.95% Sep 14, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	9.95%	61-72 Months
Details Credit Grade: B Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 9.95% → 9.95% ▼ 0.00 pts · high 9.95% / low 8.95% Oct 13, 20269.95%▲ from 8.95% Oct 9, 20268.95%▼ from 9.95% Oct 5, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	9.95%	0-36 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 9.95% → 9.95% ▼ 0.00 pts · high 9.95% / low 5.95% Oct 13, 20269.95%▲ from 5.95% Oct 9, 20265.95%▼ from 9.95% Oct 5, 20269.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	10.95%	61-72 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 7.95% → 10.95% ▲ 3.00 pts · high 10.95% / low 7.95% Oct 13, 202610.95%▲ from 7.95% Sep 17, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	10.95%	0-36 Months
Details Credit Grade: D Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 5.95% → 10.95% ▲ 5.00 pts · high 10.95% / low 5.95% Oct 13, 202610.95%▲ from 5.95% Sep 17, 20265.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	10.95%	61-72 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 10.95% → 10.95% ▼ 0.00 pts · high 10.95% / low 6.95% Oct 15, 202610.95%▲ from 6.95% Sep 17, 20266.95%▼ from 10.95% Sep 14, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	10.95%	37-48 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 10.95% → 10.95% ▼ 0.00 pts · high 10.95% / low 6.95% Oct 13, 202610.95%▲ from 6.95% Oct 9, 20266.95%▼ from 10.95% Oct 5, 202610.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	11.95%	73-84 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 8.95% → 11.95% ▲ 3.00 pts · high 11.95% / low 8.95% Oct 13, 202611.95%▲ from 8.95% Sep 17, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	11.95%	37-60 Months
Details Credit Grade: D Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 6.95% → 11.95% ▲ 5.00 pts · high 11.95% / low 6.95% Oct 13, 202611.95%▲ from 6.95% Sep 17, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Motorcycle Loan	-	11.95%	73-84 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 11.95% → 11.95% ▼ 0.00 pts · high 11.95% / low 7.95% Oct 15, 202611.95%▲ from 7.95% Sep 17, 20267.95%▼ from 11.95% Sep 14, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	11.95%	49-60 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 11.95% → 11.95% ▼ 0.00 pts · high 11.95% / low 7.95% Oct 13, 202611.95%▲ from 7.95% Oct 9, 20267.95%▼ from 11.95% Oct 5, 202611.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	12.95%	61-72 Months
Details Credit Grade: D Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 7.95% → 12.95% ▲ 5.00 pts · high 12.95% / low 7.95% Oct 13, 202612.95%▲ from 7.95% Sep 17, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Pre-Owned (Used) Motorcycle Loan	-	12.95%	61-72 Months
Details Credit Grade: C Last Updated 10/29/2026 Rate History 2 changes since Oct 5, 2026 · 12.95% → 12.95% ▼ 0.00 pts · high 12.95% / low 8.95% Oct 13, 202612.95%▲ from 8.95% Oct 9, 20268.95%▼ from 12.95% Oct 5, 202612.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	13.95%	0-36 Months
Details Credit Grade: E Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 5.95% → 13.95% ▲ 8.00 pts · high 13.95% / low 5.95% Oct 13, 202613.95%▲ from 5.95% Sep 17, 20265.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	14.95%	73-84 Months
Details Credit Grade: D Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 8.95% → 14.95% ▲ 6.00 pts · high 14.95% / low 8.95% Oct 13, 202614.95%▲ from 8.95% Sep 17, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	14.95%	37-60 Months
Details Credit Grade: E Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 6.95% → 14.95% ▲ 8.00 pts · high 14.95% / low 6.95% Oct 13, 202614.95%▲ from 6.95% Sep 17, 20266.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	15.95%	61-72 Months
Details Credit Grade: E Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 7.95% → 15.95% ▲ 8.00 pts · high 15.95% / low 7.95% Oct 13, 202615.95%▲ from 7.95% Sep 17, 20267.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
New Camper/Trailer (RV) Loan	-	16.95%	73-84 Months
Details Credit Grade: E Last Updated 10/29/2026 Rate History 1 change since Sep 17, 2026 · 8.95% → 16.95% ▲ 8.00 pts · high 16.95% / low 8.95% Oct 13, 202616.95%▲ from 8.95% Sep 17, 20268.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

IBEW Local 66 Federal Credit Union Personal Loan Rates

Product	APR	Term
Share Secured Loan	6.00%	0-36 Months
Details Grade: A+; Maximum: $20,000.00; Share Secured 0-60 Months: +2.00% above Share Savings Dividend Rate; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Share Secured Loan	6.00%	0-60 Months
Details Grade: A+; Maximum: $20,000.00; Share Secured 0-60 Months: +2.00% above Share Savings Dividend Rate; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade	8.00%	0-36 Months
Details Grade: A; Maximum: $10,000.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade	8.00%	0-60 Months
Details Grade: A; Maximum: $10,000.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade B	10.00%	0-36 Months
Details Grade: B; Maximum: $7,500.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 10.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade B	10.00%	0-60 Months
Details Grade: B; Maximum: $7,500.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 10.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade C	14.00%	0-36 Months
Details Grade: C; Maximum: $5,000.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 14.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade C	14.00%	0-60 Months
Details Grade: C; Maximum: $5,000.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 14.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade D	16.00%	0-36 Months
Details Grade: D; Maximum: $2,500.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 16.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%
Unsecured Financing - Grade E	18.00%	0-36 Months
Details Grade: E; Maximum: $1,000.00; Rates published as APR Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 18.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

IBEW Local 66 Federal Credit Union’s Texas Ratio fell from 3.21% in Q3 2023 to 1.25% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$12M	1.25%	5.0	A+
March 31, 2026	$12M	3.48%	5.0	A+
December 31, 2025	$11M	3.39%	5.0	A+
September 30, 2025	$11M	1.92%	5.0	A+
June 30, 2025	$11M	2.26%	5.0	A+
March 31, 2025	$11M	6.34%	5.0	A
December 31, 2024	$11M	8.02%	5.0	A
September 30, 2024	$11M	7.92%	5.0	A
June 30, 2024	$11M	0.73%	5.0	A+
March 31, 2024	$10M	0.50%	5.0	A+
December 31, 2023	$10M	6.96%	5.0	A
September 30, 2023	$11M	3.21%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for IBEW Local 66 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather IBEW Local 66 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IBEW Local 66 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IBEW Local 66 Federal Credit Union

Website https://www.mycu66.org

Address 4345 ALLEN GENOA RD, PASADENA, TX 77504

Phone 713-946-6513

Fax 713-946-1939

President JEARL MAYO

CEO Angela Berry

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.25%

Return on Assets (ROA)

0.3094%

Return on Equity (ROE)

2.2340%

Non-Performing Loans Ratio (NPL)

0.23%

Total Assets

11,515,499

Total Amount of Shares and Deposits

9,798,944

Total Shares and Deposits < 1 Year

9,797,763

Total Shares and Deposits 1 3 Years

1,180

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

83,686

Total Uninsured Shares and Deposits > $250K (F+J)

83,686

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,715,258

Total Interest Expense (Sum of items 6 8)

9,214

Share Certificates

Number of Accounts for Share Drafts

422

Number of Accounts for Regular Shares

1,538

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

35,634

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

754,433

Total Liabilities

9,920,403

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

IBEW Local 66 Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About IBEW Local 66 Federal Credit Union

Does IBEW Local 66 Federal Credit Union offer CDs?

Yes. IBEW Local 66 Federal Credit Union current CD rates include its 5 Year CD of Deposit at 1.06% APY, its 4 Year CD of Deposit at 0.87% APY and its 3 Year CD of Deposit at 0.77% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from IBEW Local 66 Federal Credit Union NCUA insured?

Yes. IBEW Local 66 Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at IBEW Local 66 Federal Credit Union?

The highest IBEW Local 66 Federal Credit Union CD rate is its 5 Year CD of Deposit at 1.06% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does IBEW Local 66 Federal Credit Union offer?

IBEW Local 66 Federal Credit Union CD rates are 0.57% APY for a 12 month CD, 0.62% APY for a 2 year CD, 0.77% APY for a 3 year CD, 0.87% APY for a 4 year CD and 1.06% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with IBEW Local 66 Federal Credit Union for its full lineup.

What is the highest savings rate at IBEW Local 66 Federal Credit Union?

The highest IBEW Local 66 Federal Credit Union savings rate is its Family Savings Plan at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at IBEW Local 66 Federal Credit Union?

The highest IBEW Local 66 Federal Credit Union checking rate is its Union Pride Checking (Draft) at 0.30% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at IBEW Local 66 Federal Credit Union?

The lowest IBEW Local 66 Federal Credit Union auto loan rate is its Auto Loan at 2.95% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at IBEW Local 66 Federal Credit Union?

The lowest IBEW Local 66 Federal Credit Union personal loan rate is its Unsecured Financing - Grade at 8.00% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does IBEW Local 66 Federal Credit Union operate?

IBEW Local 66 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IBEW Local 66 Federal Credit Union?

Yes, to access services at IBEW Local 66 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IBEW Local 66 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IBEW Local 66 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IBEW Local 66 Federal Credit Union offer online and mobile banking?

Most modern institutions like IBEW Local 66 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mycu66.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do IBEW Local 66 Federal Credit Union rates compare?

IBEW Local 66 Federal Credit Union's CD rates are 73% lower than the MonitorBankRates national average, and it has an A+ health rating. IBEW Local 66 Federal Credit Union's top rates are its 5 Year CD of Deposit at 1.06% APY, its Family Savings Plan at 0.10% APY, its Union Pride Checking (Draft) at 0.30% APY and its Share Secured Loan at 6.00% APR, verified by MonitorBankRates on October 29, 2026.

Current IBEW Local 66 Federal Credit Union Rates

12-Month CD0.55%
24-Month CD0.60%
60-Month CD1.00%
Savings0.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

IBEW Local 66 Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

IBEW Local 66 Federal Credit Union Texas Ratio

IBEW Local 66 Federal Credit Union Health Trend

IBEW Local 66 Federal Credit Union CD Rates

IBEW Local 66 Federal Credit Union Savings Rates

IBEW Local 66 Federal Credit Union Checking Rates

IBEW Local 66 Federal Credit Union Auto Loan Rates

IBEW Local 66 Federal Credit Union RV, Boat and Powersport Loan Rates

IBEW Local 66 Federal Credit Union Personal Loan Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

IBEW Local 66 Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About IBEW Local 66 Federal Credit Union

Does IBEW Local 66 Federal Credit Union offer CDs?

Are CDs from IBEW Local 66 Federal Credit Union NCUA insured?

What is the highest CD rate at IBEW Local 66 Federal Credit Union?

What CD terms does IBEW Local 66 Federal Credit Union offer?

What is the highest savings rate at IBEW Local 66 Federal Credit Union?

What is the highest checking rate at IBEW Local 66 Federal Credit Union?

What is the lowest auto loan rate at IBEW Local 66 Federal Credit Union?

What is the lowest personal loan rate at IBEW Local 66 Federal Credit Union?

How many branches does IBEW Local 66 Federal Credit Union operate?

Is a member application needed to join IBEW Local 66 Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does IBEW Local 66 Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do IBEW Local 66 Federal Credit Union rates compare?

Current IBEW Local 66 Federal Credit Union Rates

Compare to Other Credit Unions