|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hawaiian Financial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Hawaiian Financial Federal Credit Union's 9 month CDs rates are at 3.65%, 9-month CD rates are at 3.65%, IRA CDs 9 month rates are at 3.65%, 36 month CDs rates are at 2.75%, 48 month CDs rates are at 2.75%. Hawaiian Financial Federal Credit Union's savings rates are at 0.10%. Hawaiian Financial Federal Credit Union's money market rates are at 0.10%. Hawaiian Financial Federal Credit Union's 15 Year Fixed Rate rates are at 5.00%, 15 Year Fixed Rate rates are at 5.12%, 15 Year Fixed Rate rates are at 5.25%, 30 Year Fixed Rate rates are at 5.50%, 30 Year Fixed Rate rates are at 5.62%. Hawaiian Financial Federal Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Hawaiian Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates were last updated on 04/11/2026. Hawaiian Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hawaiian Financial Federal Credit Union? Share your experience about Hawaiian Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hawaiian Financial Federal Credit Union. 
Hawaiian Financial Federal Credit Union CD Rates
Hawaiian Financial Federal Credit Union Savings Rates
Hawaiian Financial Federal Credit Union Money Market Rates
Hawaiian Financial Federal Credit Union Checking Rates
Hawaiian Financial Federal Credit Union Mortgage Rates
Hawaiian Financial Federal Credit Union Home Equity & HELOC
Hawaiian Financial Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hawaiian Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hawaiian Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hawaiian Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hawaiian Financial Federal Credit Union
Website
https://www.hificu.com
Address
1138 N King St,
Honolulu, HI 96817
Phone
808-832-8700
Fax
808-832-8794
President
Glen Moribe
CEO
Norman Okimoto
Full-Time Employees
93
Part-Time Employees
4
Branch Locations
10
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.51%
Return on Assets (ROA)
0.5211%
Return on Equity (ROE)
4.2658%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
1,044,022,864
Total Amount of Shares and Deposits
931,956,668
Total Shares and Deposits < 1 Year
901,990,013
Total Shares and Deposits 1 3 Years
21,742,589
Total Shares and Deposits > 3 Years
8,224,066
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
79,780,666
Total Uninsured Shares and Deposits > $250K (F+J)
79,780,666
Total Insured Shares and Deposits > $250K (item 17 less item K)
852,176,002
Total Interest Expense (Sum of items 6 8)
12,904,294
Share Certificates
10,849
Number of Accounts for Share Drafts
24,158
IRA KEOGH Accounts
2,174
Number of Accounts for Regular Shares
30,807
Non Member Deposits
1
Money Market Shares
3,665
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
111,252,219
Total Liabilities
936,625,003
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hawaiian Financial Federal Credit UnionIs Hawaiian Financial Federal Credit Union a safe place to deposit money?Yes, Hawaiian Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5145386258178%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hawaiian Financial Federal Credit Union operate?Hawaiian Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hawaiian Financial Federal Credit Union?Yes, to access services at Hawaiian Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hawaiian Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hawaiian Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hawaiian Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Hawaiian Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hificu.com. Current Hawaiian Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Southern Baptist Church of New York Federal Credit Union
Kahuku Federal Credit Union
South Coast ILWU Federal Credit Union
Clifty Creek Employees Federal Credit Union
Northern Redwood Federal Credit Union
Ohio Educational Credit Union
Members Preferred Credit Union
OE Local Union #3 FCU
Ocala Community Credit Union
Yogaville Federal Credit Union
St Tammany Federal Credit Union
Summit Hampton Roads Federal Credit Union
Greater Centennial Federal Credit Union
NW Priority Credit Union
Capital Area Taiwanese Federal Credit Union
Connected Credit Union
Red Canoe Credit Union
Atomic Credit Union
Hill District Federal Credit Union
Energy Capital Credit Union
Mohawk Progressive Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
