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Qside Federal Credit Union Rates & Review April 2026

Qside Federal Credit Union's 2-Year Term CD rates are at 3.37%, 2-Year Term CD rates are at 3.27%, 1-Year Term CD rates are at 3.22%, 2-Year Term CD rates are at 3.22%, 1-Year Term CD rates are at 3.12%. Qside Federal Credit Union's savings rates are at 0.10%. Qside Federal Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Qside Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.87%. Rates were last updated on 04/17/2026.

Qside Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Qside Federal Credit Union? Share your experience about Qside Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Qside Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.87%
Excellent Lower than avg
Qside Federal Credit Union
QSIDE FEDERAL CREDIT UNION
21131 Jamaica Ave
Queens Village, NY 11428 1621
https://www.qsidefcu.org
Member NCUA

Qside Federal Credit Union CD Rates

Product Rate APY Term View More
2-Year Term CD 3.35% 3.37% 2-Year
Min Deposit $100,000
Min Balance $100,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
2-Year Term CD 3.25% 3.27% 2-Year
Min Deposit $50,000
Min Balance $50,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
1-Year Term CD 3.20% 3.22% 1-Year
Min Deposit $100,000
Min Balance $100,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
2-Year Term CD 3.20% 3.22% 2-Year
Min Deposit $25,000
Min Balance $25,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
1-Year Term CD 3.10% 3.12% 1-Year
Min Deposit $50,000
Min Balance $50,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
1-Year Term CD 3.05% 3.07% 1-Year
Min Deposit $25,000
Min Balance $25,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
2-Year Term CD 3.00% 3.02% 2-Year
Min Deposit $10,000
Min Balance $10,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
IRA Certificate 1-Year Term 3.00% 3.02% 1
Min Deposit $500
Min Balance $500
Details Dividends credited semi-annually.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
1-Year Term CD 2.95% 2.97% 1-Year
Min Deposit $10,000
Min Balance $10,000
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
2-Year Term CD 2.75% 2.77% 2-Year
Min Deposit $500
Min Balance $500
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
1-Year Term CD 2.70% 2.72% 1-Year
Min Deposit $500
Min Balance $500
Details Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%

Qside Federal Credit Union Savings Rates

Product Rate APY View More
Education IRA Savings 0.15% 0.15%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Roth IRA Savings 0.15% 0.15%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Traditional IRA Savings 0.15% 0.15%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Holiday Club Savings Accounts 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Vacation Club Savings Accounts 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%

Qside Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.10% 1.10%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Money Market Account 0.95% 0.90%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Money Market Account 0.80% 0.80%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Money Market Account 0.50% 0.50%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
Money Market Account 0.05% 0.05%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%

Qside Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation Loans - - 9.99% Up to 12 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%

Qside Federal Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Platinum Credit Card - 8.90%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%
MasterCard Classic Credit Card - 12.90%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.87%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Qside Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Qside Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Qside Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Qside Federal Credit Union
Address 21131 Jamaica Ave, Queens Village, NY 11428 1621
Phone 718-353-1300
Fax 718-353-5399
President Jerry Waters
CEO MARK JOHNSON
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.87%
Return on Assets (ROA)
1.1906%
Return on Equity (ROE)
11.8863%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
51,436,574
Total Amount of Shares and Deposits
45,407,105
Total Shares and Deposits < 1 Year
44,104,429
Total Shares and Deposits 1 3 Years
1,302,676
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,110,150
Total Uninsured Shares and Deposits > $250K (F+J)
1,110,150
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,296,955
Total Interest Expense (Sum of items 6 8)
254,282
Share Certificates
141
Number of Accounts for Share Drafts
2,678
IRA KEOGH Accounts
85
Number of Accounts for Regular Shares
7,001
All other shares
256
Non Member Deposits
3
Money Market Shares
26
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,016,808
Total Liabilities
46,316,430
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Qside Federal Credit Union

Is Qside Federal Credit Union a safe place to deposit money?

Yes, Qside Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.868082194094%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Qside Federal Credit Union operate?

Qside Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Qside Federal Credit Union?

Yes, to access services at Qside Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Qside Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Qside Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Qside Federal Credit Union offer online and mobile banking?

Most modern institutions like Qside Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qsidefcu.org.

Current Qside Federal Credit Union Rates

  • 12-Month CD2.72%
  • 24-Month CD2.77%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.