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Ohio Catholic Federal Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Ohio Catholic Federal Credit Union's 6 Month NON-PROFIT CD SPECIAL rates are at 4.10%, 6 Month CD SPECIAL rates are at 4.10%. Ohio Catholic Federal Credit Union's savings rates are at 0.01%. Ohio Catholic Federal Credit Union's Auto Loan Rates are as low as 5.28%. Ohio Catholic Federal Credit Union's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Ohio Catholic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.27%. Rates last updated and verified on 09/20/2026.

Ohio Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio Catholic Federal Credit Union? Share your experience about Ohio Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Catholic Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.27%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Ohio Catholic Federal Credit Union
Garfield Hts
13623 Rockside Rd
Garfield Hts, OH 44125-5173
https://www.ohiocatholicfcu.com
Member NCUA

Ohio Catholic Federal Credit Union CD Rates

Product Rate APY Term View More
6 Month NON-PROFIT SHARE CERTIFICATE SPECIAL - 4.10% 6 MONTH
Min Deposit $25,000
Details Promotional rate is accurate as of September 1st, 2026, is excluded from the Member Appreciation Program, and requires a minimum deposit of $25,000 in new money. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30th, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on the account.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%
6 Month SHARE CERTIFICATE SPECIAL - 4.10% 6 MONTH
Min Deposit $500
Details Promotional rate is accurate as of September 1, 2026. Disclosure applies to both share certificates. Promotional rate is excluded from the Member Appreciation Program and requires a minimum deposit of $500. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on account.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%

Ohio Catholic Federal Credit Union Savings Rates

Product Rate APY View More
GENESIS SAVINGS - 3.00%
Min Deposit $5
Details Youth savings account. Rewards students any age under or up to 22 years of age for making smart savings and spending decisions. Get a premium 3.00% APY on deposits up to $5,000 with $0 monthly fees (eStatements required). Plus, one Genesis Savings account member from each Catholic school that participates in our Bank In School program is randomly selected annually to win a $1,000 scholarship grant for Catholic education tuition! To open a Genesis Savings account, a joint account application is required with the student as the primary member and the parent/guardian as the joint owner. Rate is accurate as of September 1, 2026, and is accurate as of the dividend declaration date. The rate is variable and may change at any time without notice. Account holders may be any age up to 22. Upon reaching age 23, the account balance will be transferred to a Share Savings Account and will earn the current Share Savings rate. All offers are subject to OC Federal's standard deposit policies and membership eligibility. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. Fees may reduce earnings. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%
Share Savings 0.05% 0.05%
Min Deposit $5
Min Balance $25,000
Details Rate is variable and may change at any time without notice. Share Savings rate is 0.01% for balances between $0 and $24,999.99 and 0.05% for balances between $25,000 through $1,000,000 on $100 to earn dividends. All offers are subject to OC Federal's standard deposit policies and membership eligibility. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. Fees may reduce earnings. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%
Share Savings 0.01% 0.01%
Min Deposit $5
Min Balance $5
Details Rate is variable and may change at any time without notice. Share Savings rate is 0.01% for balances between $0 and $24,999.99 and 0.05% for balances between $25,000 through $1,000,000 on $100 to earn dividends. All offers are subject to OC Federal's standard deposit policies and membership eligibility. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. Fees may reduce earnings. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%

Ohio Catholic Federal Credit Union Checking Rates

Product Rate APY View More
HIGH YIELD CHECKING - 3.50%
Min Deposit $2,500
Min Balance $2,500
Details Qualifications Required: Direct deposit is required.; APY applies only to balances between $2,500 and $15,000. No dividends are earned on amounts below $2,500 or above $15,000. Rate is variable and can change at any time. One high yield checking account per TIN. $9.95 monthly fee if average daily balance falls below $2,500.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%

Ohio Catholic Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 1ST LIEN HELOC - - 4.99% 6 MONTH INTRO RATE
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%

Ohio Catholic Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Refinance/Lease Buyout Loans 4.99% - 5.28%
Details Rates as low as
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%

Ohio Catholic Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 10.99%
Details Rates as low as
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.27%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Ohio Catholic Federal Credit Union’s Texas Ratio rose from 0.66% in Q2 2023 to 1.27% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.4% 2.0★ 0.9% 3.0★ 1.3% 4.0★ 1.7% 5.0★ Healthy zone – entire history below the 15% limit 0.66% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.27% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$311M1.27%5.0A+
December 31, 2025$306M0.36%5.0A+
September 30, 2025$300M0.55%5.0A+
June 30, 2025$288M0.22%5.0A+
March 31, 2025$291M0.15%5.0A+
December 31, 2024$267M0.45%5.0A+
September 30, 2024$258M0.21%5.0A+
June 30, 2024$248M0.25%5.0A+
March 31, 2024$247M0.37%5.0A+
December 31, 2023$249M0.44%5.0A+
September 30, 2023$244M0.38%5.0A+
June 30, 2023$240M0.66%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ohio Catholic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ohio Catholic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ohio Catholic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ohio Catholic Federal Credit Union
Website https://www.ohiocatholicfcu.com
Address 13623 Rockside Rd, Garfield Hts, OH 44125-5173
Phone 216-663-6800
Fax 216-663-8610
President Joe Shaft
CEO Todd Turner
Full-Time Employees 62
Part-Time Employees 0
Branch Locations 5
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.27%
Return on Assets (ROA)
0.2423%
Return on Equity (ROE)
1.8058%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
310,832,570
Total Amount of Shares and Deposits
248,371,974
Total Shares and Deposits < 1 Year
246,561,513
Total Shares and Deposits 1 3 Years
1,770,885
Total Shares and Deposits > 3 Years
39,576
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,889,480
Total Uninsured Shares and Deposits > $250K (F+J)
15,889,480
Total Insured Shares and Deposits > $250K (item 17 less item K)
232,482,494
Total Interest Expense (Sum of items 6 8)
1,283,643
Share Certificates
2,557
Number of Accounts for Share Drafts
6,629
IRA KEOGH Accounts
626
Number of Accounts for Regular Shares
16,457
Non Member Deposits
3
Money Market Shares
1,366
Net Income (unless the amount is already included in Undivided Earnings)
753,278
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,669,576
Total Liabilities
269,685,492
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Ohio Catholic Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Ohio Catholic Federal Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Ohio Catholic Federal Credit Union

How many branches does Ohio Catholic Federal Credit Union operate?

Ohio Catholic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ohio Catholic Federal Credit Union?

Yes, to access services at Ohio Catholic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ohio Catholic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ohio Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ohio Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Ohio Catholic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ohiocatholicfcu.com.

Current Ohio Catholic Federal Credit Union Rates

  • Savings0.01%
Retrieved from our database of financial products. Rates subject to change.

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