Randolph Brooks FCU Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Randolph Brooks FCU's 18 month CD rates are at 3.90%, 18 month CD rates are at 3.85%, 18 month CD rates are at 3.79%, 18 month CD rates are at 3.75%. Randolph Brooks FCU's savings rates are at 0.30%. Randolph Brooks FCU's Mortgage Loan rates are at 4.75%, Mortgage Loan rates are at 5.00%, Mortgage Loan rates are at 5.12%, Mortgage Loans rates are at 5.12%, Mortgage Loan rates are at 5.12%. Randolph Brooks FCU's Personal Loan Rates are at 9.70%.
Randolph Brooks FCU money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Randolph Brooks FCU? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Randolph Brooks FCU Texas RatioRandolph Brooks FCU's Texas Ratio is at 4.64%, which is considered excellent. The Texas Ratio for Randolph Brooks FCU is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Randolph Brooks FCU has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Randolph Brooks FCU has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Randolph Brooks FCU is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Randolph Brooks FCU
Creswell Admin Service Center 1 IKEA RBFCU Parkway
Live Oak, TX 78233 2416 
Randolph Brooks FCU CD Rates
Randolph Brooks FCU Savings Rates
Randolph Brooks FCU Mortgage Rates
Randolph Brooks FCU Home Equity & HELOC
Randolph Brooks FCU Auto Loan Rates
Randolph Brooks FCU Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Randolph Brooks FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Randolph Brooks FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Randolph Brooks FCU's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Randolph Brooks FCU
Website: https://www.rbfcu.org
Full Time Employees: 2434Part Time Employees: 5 President: Edward Polansky CEO: Mark Sekula Branch Locations: 67 ATM Locations: 67 Corporate Office Address:
1 IKEA RBFCU Parkway
Live Oak, TX 78233 2416 Phone Number: 210-945-3333 Fax Number: 210-637-4175 FinancialsTotal Assets:
18,910,068,078
Total Amount of Shares and Deposits:
14,922,385,042
Total Shares and Deposits < 1 Year:
13,688,894,271
Total Shares and Deposits 1 3 Years:
1,119,792,654
Total Shares and Deposits > 3 Years:
113,698,117
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,267,412,990
Total Uninsured Shares and Deposits > $250K (F+J):
2,267,412,990
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,654,972,052
Total Interest Expense (Sum of items 6 8):
298,592,970
Share Certificates:
106,110
Number of Accounts for Share Drafts:
928,996
IRA KEOGH Accounts:
38,370
Number of Accounts for Regular Shares:
1,347,184
Money Market Shares:
129,230
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
494,763,462
Total Liabilities:
16,713,748,012
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Source: NCUA Last Updated 09/30/2025
Frequently Asked Questions About Randolph Brooks FCUIs a member application needed to join Randolph Brooks FCU?Yes, to access services at Randolph Brooks FCU, a member application is required. Is there a first-time homebuyer program?Currently, Randolph Brooks FCU provides a range of mortgage and home equity products. Is Randolph Brooks FCU a safe place to deposit money?Yes, Randolph Brooks FCU is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Randolph Brooks FCU offer online and mobile banking?Most modern institutions like Randolph Brooks FCU provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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