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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
VAN CORTLANDT COOPERATIVE Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
VAN CORTLANDT COOPERATIVE's IRA & CD 12-Month CD rates are at 3.00%, IRA & CD IRA 12-Month CD rates are at 3.00%. MonitorBankRates evaluates the financial stability of VAN CORTLANDT COOPERATIVE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates were last updated on 03/22/2026. VAN CORTLANDT COOPERATIVE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VAN CORTLANDT COOPERATIVE? Share your experience about VAN CORTLANDT COOPERATIVE by leaving a review below, or read customer reviews before you decide to use VAN CORTLANDT COOPERATIVE. 
VAN CORTLANDT COOPERATIVE CD Rates
VAN CORTLANDT COOPERATIVE Checking Rates
VAN CORTLANDT COOPERATIVE Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for VAN CORTLANDT COOPERATIVE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VAN CORTLANDT COOPERATIVE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VAN CORTLANDT COOPERATIVE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
VAN CORTLANDT COOPERATIVE
Website
http://www.vccfcu.com
Address
3960 Hillman Ave,
Bronx, NY 10463
Phone
718-549-5858
Fax
718-549-2921
President
Andrew Kimerling
CEO
Mirela Alexe
Full-Time Employees
4
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.51%
Return on Assets (ROA)
0.3499%
Return on Equity (ROE)
2.9932%
Non-Performing Loans Ratio (NPL)
1.24%
Total Assets
54,224,731
Total Amount of Shares and Deposits
47,788,810
Total Shares and Deposits < 1 Year
47,788,810
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,576,110
Total Uninsured Shares and Deposits > $250K (F+J)
2,576,110
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,212,700
Total Interest Expense (Sum of items 6 8)
147,842
Share Certificates
72
Number of Accounts for Share Drafts
897
IRA KEOGH Accounts
184
Number of Accounts for Regular Shares
1,516
All other shares
134
Non Member Deposits
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,455,526
Total Liabilities
47,849,793
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About VAN CORTLANDT COOPERATIVEIs VAN CORTLANDT COOPERATIVE a safe place to deposit money?Yes, VAN CORTLANDT COOPERATIVE is considered a safe financial institution. With a Texas Ratio of 2.5139527762866%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does VAN CORTLANDT COOPERATIVE operate?VAN CORTLANDT COOPERATIVE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join VAN CORTLANDT COOPERATIVE?Yes, to access services at VAN CORTLANDT COOPERATIVE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, VAN CORTLANDT COOPERATIVE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VAN CORTLANDT COOPERATIVE provides members with tools to manage their accounts and build a solid financial history. Does VAN CORTLANDT COOPERATIVE offer online and mobile banking?Most modern institutions like VAN CORTLANDT COOPERATIVE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.vccfcu.com. Current VAN CORTLANDT COOPERATIVE Rates
Retrieved from our database of financial products. Rates subject to change.
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