Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Liberty First Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Liberty First Credit Union's savings rates are at 0.05%. Liberty First Credit Union's money market rates are at 0.10%. Liberty First Credit Union's Personal Loan Rates are as low as 7.68%. MonitorBankRates evaluates the financial stability of Liberty First Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates last updated and verified on 09/22/2026. Liberty First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty First Credit Union? Share your experience about Liberty First Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty First Credit Union. 
Liberty First Credit Union Savings Rates
Liberty First Credit Union Money Market Rates
Liberty First Credit Union Checking Rates
Liberty First Credit Union Auto Loan Rates
Liberty First Credit Union Personal Loan Rates
Liberty First Credit Union Other Rates
Financial Health HistoryLiberty First Credit Union’s Texas Ratio fell from 5.90% in Q2 2023 to 2.48% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Liberty First Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Liberty First Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Liberty First Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Liberty First Credit Union
Website
https://www.libertyfirstcu.com
Address
501 N 46th St,
Lincoln, NE 68503-3718
Phone
402-465-1000
Fax
402-464-0472
President
Tom Bolton
CEO
Frank Wilber
Full-Time Employees
91
Part-Time Employees
12
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.48%
Return on Assets (ROA)
0.3945%
Return on Equity (ROE)
2.6465%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
512,106,729
Total Amount of Shares and Deposits
425,796,717
Total Shares and Deposits < 1 Year
334,988,856
Total Shares and Deposits 1 3 Years
68,664,956
Total Shares and Deposits > 3 Years
22,142,905
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,677,944
Total Uninsured Shares and Deposits > $250K (F+J)
9,677,944
Total Insured Shares and Deposits > $250K (item 17 less item K)
416,118,773
Total Interest Expense (Sum of items 6 8)
2,313,278
Share Certificates
2,166
Number of Accounts for Share Drafts
21,775
IRA KEOGH Accounts
693
Number of Accounts for Regular Shares
40,864
All other shares
186
Non Member Deposits
26
Money Market Shares
26
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
89,354,457
Total Liabilities
435,767,845
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Liberty First Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Liberty First Credit Union
Frequently Asked Questions About Liberty First Credit UnionHow many branches does Liberty First Credit Union operate?Liberty First Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Liberty First Credit Union?Yes, to access services at Liberty First Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Liberty First Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Liberty First Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Liberty First Credit Union offer online and mobile banking?Most modern institutions like Liberty First Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertyfirstcu.com. Current Liberty First Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Southern Pine Credit Union
Midsouth Community Federal Credit Union
Generations United Federal Credit Union
Peninsula General Hospital & Medical Center Employees FCU
Torrance Community Federal Credit Union
River Region Federal Credit Union
Associated School Employees Credit Union
Your Best Credit Union
Deer River Cooperative Credit Union
Northeast Mississippi Federal Credit Union
540 IBEW Credit Union
LAN FAIR
Falls Catholic Credit Union
PPG and Associates Federal Credit Union
Alliance Credit Union Fenton, MO
City Credit Union
University of Louisiana Federal Credit Union
St Louis Community Credit Union
McCoy Federal Credit Union
Responders Emergency Services Credit Union
N.I.C.E. Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking