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Liberty First Credit Union Rates & Review July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Liberty First Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 0.20% and 3-month share certificate rates at 2.75%. Savings rates are at 0.55% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.90%. All these rates can be compared to Liberty First Credit Union rates. MonitorBankRates evaluates the financial stability of Liberty First Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.97%. Rates were last updated on 07/15/2026.

Liberty First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty First Credit Union? Share your experience about Liberty First Credit Union by leaving a review below, or read customer reviews before you decide to use Liberty First Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.97%
Excellent Higher than avg
Liberty First Credit Union
Main
501 N 46th St
Lincoln, NE 68503 3718
https://www.libertyfirstcu.com
Member NCUA

Current Rate Availability

We do not have Liberty First Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Liberty First Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Liberty First Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Liberty First Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Liberty First Credit Union
Website https://www.libertyfirstcu.com
Address 501 N 46th St, Lincoln, NE 68503 3718
Phone 402-465-1000
Fax 402-464-0472
President Tom Bolton
CEO Frank Wilber
Full-Time Employees 89
Part-Time Employees 8
Branch Locations 7
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.97%
Return on Assets (ROA)
1.1076%
Return on Equity (ROE)
7.8714%
Non-Performing Loans Ratio (NPL)
1.43%
Total Assets
507,404,167
Total Amount of Shares and Deposits
426,039,463
Total Shares and Deposits < 1 Year
342,064,414
Total Shares and Deposits 1 3 Years
67,928,909
Total Shares and Deposits > 3 Years
16,046,140
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,155,576
Total Uninsured Shares and Deposits > $250K (F+J)
7,155,576
Total Insured Shares and Deposits > $250K (item 17 less item K)
418,883,887
Total Interest Expense (Sum of items 6 8)
7,636,549
Share Certificates
2,141
Number of Accounts for Share Drafts
21,327
IRA KEOGH Accounts
693
Number of Accounts for Regular Shares
40,033
All other shares
180
Non Member Deposits
33
Money Market Shares
24
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
89,931,558
Total Liabilities
436,005,322
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Liberty First Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Liberty First Credit Union

How many branches does Liberty First Credit Union operate?

Liberty First Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Liberty First Credit Union?

Yes, to access services at Liberty First Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Liberty First Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Liberty First Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Liberty First Credit Union offer online and mobile banking?

Most modern institutions like Liberty First Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.libertyfirstcu.com.

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