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Reading Mass Town Employees Federal Credit Union Rates and Review January 2026

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Reading Mass Town Employees Federal Credit Union12-month CD rates can be found at 1.77%, 6-month CD rates at 0.03% and 3-month CD rates at 2.75%. Savings rates are at 0.15% and money market rates are at 1.55%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 17.04%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates which you can compare to Reading Mass Town Employees Federal Credit Union rates.

Compare Reading Mass Town Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Reading Mass Town Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Reading Mass Town Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Reading Mass Town Employees Federal Credit Union? Share your experience about Reading Mass Town Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Reading Mass Town Employees Federal Credit Union.

Overall, Reading Mass Town Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Reading Mass Town Employees Federal Credit Union
Home Office
218 Ash st
Reading, MA 01867
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
First Step (Youth) Savings
7.00%
$1
12-Month CD
3.85%
$5,000
36-Month CD
3.84%
$1,000
48-Month CD
3.57%
$500
12-Month CD
3.56%
$1,000
9-Month CD
3.50%
$500
36-Month CD
3.50%
$1,000
12-Month CD
3.28%
$1,000
48-Month CD
3.27%
$1,000
36-Month CD
3.25%
$1,000
Money Market
3.20%
$5,000
48-Month CD
3.08%
$1,000
48-Month CD
2.93%
$500
36-Month CD
2.75%
$1,000
12-Month CD
2.75%
$1,000
Hometown Money Market
2.75%
$25,000
40-Month CD (Bump-Up)
2.75%
$1,000
48-Month CD
2.75%
$500
60-Month CD
2.52%
$1,000
18-Month CD
2.25%
$1,000
24-Month CD
2.23%
$1,000
48-Month CD
2.13%
$2,500
36-Month CD
2.00%
$2,500
60-Month CD
1.75%
$500
24-Month CD
1.61%
$1,000
24-Month CD
1.51%
$500
36-Month CD
1.46%
$500
48-Month CD
1.45%
$500
Simplicity Consumer Checking
1.34%
$0
18-Month CD
1.31%
$1,000
36-Month CD
1.26%
$5,000
24-Month CD
1.21%
$1,000
60-Month CD
1.01%
$1,000
30-Month CD
0.95%
$1,000
24-Month CD
0.75%
$2,500
60-Month CD
0.60%
$1,000
12-Month CD
0.50%
$1,000
24-Month CD
0.45%
$1,000
48-Month CD
0.30%
$500
24-Month CD
0.30%
$1,000
12-Month CD
0.20%
$1,000
24-Month CD
0.20%
$1,000
Now Checking
0.20%
$1,000
Savings
0.12%
$0
6-Month CD
0.10%
$500
Regular Savings
0.05%
$5
Statement Savings
0.03%
$25
Savings
0.01%
$1
Money Market
0.01%
$1
Savings
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.853%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.750%
5.876%
0.000
5.875%
6.029%
0.000
565.625%
5.781%
0.875
5.875%
6.055%
0.000
5.250%
5.506%
0.000
4.750%
5.855%
0.000
6.000%
6.059%
0.000
4.740%
7.533%
0.000
30-Year Fixed
6.000%
6.173%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.500%
6.630%
0.000
5.625%
5.846%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.500%
5.820%
0.000
15-Year Fixed
5.750%
5.943%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed
5.875%
5.923%
0.000
5.500%
5.646%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.000%
6.085%
0.000
20 Year Fixed
7.125%
7.527%
0.000
15-Year Fixed
5.350%
5.462%
0.000
4.875%
5.778%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.875%
5.931%
0.000
30-Year Fixed
5.875%
6.002%
0.000
6.300%
6.498%
0.000
5.500%
5.556%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.875%
5.975%
0.000
5.875%
5.985%
1.000
15-Year Fixed
5.500%
5.571%
0.000
5.875%
6.070%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5.875%
5.927%
0.500
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.875%
5.963%
0.000
5.875%
6.118%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.125%
5.237%
0.000
5.250%
6.041%
0.000
5.000%
5.055%
0.000
6.000%
6.031%
0.000
30-Year Fixed
6.000%
6.048%
0.000
7/6 ARM
5.875%
5.947%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Rewards
15.740% - 17.990%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Prime Platinum Visa Credit Card
11.500%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
18.000%
Business Select Credit Card Mastercard
18.000%
18.000%
VISA Traditional
14.240% - 18.000%
8.750%
14.240%
Access FCU Visa Classic
13.500%
Academic VISA® Platinum
10.900%
VISA Platinum without Rewards
7.900%
14.740%
VISA Signature Rewards
16.740% - 18.000%
8.900% - 13.900%
Based upon credit worthiness.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
World Cash Back Credit Card Mastercard
18.000%
10.150%
Visa Signature® Rewards
17.750%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Platinum with Rewards
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured (Signature) Loan
11.000%
$0 - $500
13.450%
$0
12.990%
$0
12
7.990%
$0 - $30,000
Personal Loan Rates
5.740%
$0
1 - 36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.000%
$0
12 - 12
Personal Loans Share Secured
5.990%
$0
48
Personal Loans
10.000%
$0
1 - 36
9.990%
$0
1 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Personal Line of Credit
9.000%
$0
60
8.990% - 17.990%
$0
Personal Line of Credit
11.500%
$0
Personal Line of Credit
12.950% - 18.000%
$0
Personal Loans
11.000%
$0
37 - 60
10.990%
$0 - $10,000
60 - 60
Signature Loans
12.990%
$0
48
11.990%
$0
8.990%
$0
36
Personal Signature Loan
11.000%
$0
96
10.700%
$0 - $10,000
60 - 60
Personal Line of Credit Variable
13.150%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Reading Mass Town Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Reading Mass Town Employees Federal Credit Union
Full Time Employees: 1
Part Time Employees: 1
President: Louis Debrigard
CEO: Edward OBrien
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
218 Ash st
Reading, MA 01867
Phone Number: 781-942-9019
Fax Number: 781-942-9839

Financials

Total Assets:
8,275,782
Total Amount of Shares and Deposits:
6,824,654
Total Shares and Deposits < 1 Year:
6,824,653
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
75,819
Total Uninsured Shares and Deposits > $250K (F+J):
75,819
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,748,835
Total Interest Expense (Sum of items 6 8):
3,904
Number of Accounts for Share Drafts:
139
Number of Accounts for Regular Shares:
648
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,132,959
Total Liabilities:
6,954,654
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Reading Mass Town Employees Federal Credit Union

Is a member application needed to join Reading Mass Town Employees Federal Credit Union?

Yes, to access services at Reading Mass Town Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Reading Mass Town Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Reading Mass Town Employees Federal Credit Union a safe place to deposit money?

Yes, Reading Mass Town Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Reading Mass Town Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Reading Mass Town Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Reading Mass Town Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions