|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Redstone Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Redstone Federal Credit Union's Jumbo CD - 60 month Fixed rates are at 4.02%, Jumbo CD - 48 month Fixed rates are at 3.97%, Jumbo CD - 36 month Fixed rates are at 3.92%, Jumbo CD - 12 month Fixed rates are at 3.82%, Jumbo CD - 24 month Fixed rates are at 3.82%. Redstone Federal Credit Union's savings rates are at 0.25%. Redstone Federal Credit Union's money market rates are at 1.00%. Redstone Federal Credit Union's Personal Loan Rates are as low as 10.79%. Redstone Federal Credit Union's Credit Card Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Redstone Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.05%. Rates last updated and verified on 09/14/2026. Redstone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Redstone Federal Credit Union? Share your experience about Redstone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Redstone Federal Credit Union. Redstone Federal Credit Union
East Athens Branch 22485 US Highway 72
https://www.redfcu.org Athens, AL 35613 
Redstone Federal Credit Union CD Rates
Redstone Federal Credit Union Savings Rates
Redstone Federal Credit Union Money Market Rates
Redstone Federal Credit Union Checking Rates
Redstone Federal Credit Union Home Equity & HELOC
Redstone Federal Credit Union Auto Loan Rates
Redstone Federal Credit Union RV, Boat and Powersport Loan Rates
Redstone Federal Credit Union Credit Card Rates
Redstone Federal Credit Union Personal Loan Rates
Redstone Federal Credit Union Other Rates
Financial Health HistoryRedstone Federal Credit Union’s Texas Ratio stayed near 1.67% in Q2 2023 to 2.05% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Redstone Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Redstone Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Redstone Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Redstone Federal Credit Union
Website
https://www.redfcu.org
Address
22485 US Highway 72,
Athens, AL 35613
Phone
256-837-6110
Fax
256-722-8399
President
Dave Hargrove
CEO
Joseph Newberry
Full-Time Employees
1,407
Part-Time Employees
19
Branch Locations
45
ATM Locations
62
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.05%
Return on Assets (ROA)
0.2263%
Return on Equity (ROE)
1.6798%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
8,568,135,058
Total Amount of Shares and Deposits
7,557,753,328
Total Shares and Deposits < 1 Year
7,353,308,000
Total Shares and Deposits 1 3 Years
90,903,459
Total Shares and Deposits > 3 Years
113,541,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
535,003,044
Total Uninsured Shares and Deposits > $250K (F+J)
535,003,044
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,022,750,284
Total Interest Expense (Sum of items 6 8)
21,775,072
Share Certificates
31,228
Number of Accounts for Share Drafts
302,478
IRA KEOGH Accounts
11,351
Number of Accounts for Regular Shares
740,945
All other shares
17,383
Non Member Deposits
1
Money Market Shares
41,540
Net Income (unless the amount is already included in Undivided Earnings)
19,393,722
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
261,323,533
Total Liabilities
7,615,034,531
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Redstone Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Redstone Federal Credit Union
Frequently Asked Questions About Redstone Federal Credit UnionHow many branches does Redstone Federal Credit Union operate?Redstone Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Redstone Federal Credit Union?Yes, to access services at Redstone Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Redstone Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Redstone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Redstone Federal Credit Union offer online and mobile banking?Most modern institutions like Redstone Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redfcu.org. Current Redstone Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Grand Central Terminal Employees Federal Credit Union
Tri Boro Federal Credit Union
WEE Federal Credit Union
Police And Fire Federal Credit Union
New Life Federal Credit Union
West Michigan Credit Union
Coffee County Teachers Federal Credit Union
USC Credit Union
State Employees Credit Union
Goya Foods Employees Federal Credit Union
Home Federal Credit Union
S&J School Employees Federal Credit Union
Southwest 66 Credit Union
Vision One Credit Union
Uintah Credit Union
River Valley Community Federal Credit Union
Riverland Federal Credit Union
University Credit Union Los Angeles, CA
GR Consumers Credit Union
Priority Credit Union
ECU Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking