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 Redstone Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Redstone Federal Credit Union's Jumbo CD 144 month Fixed rates are at 3.87%, Jumbo CD 120 month Fixed rates are at 3.82%, Jumbo CD 108 month Fixed rates are at 3.76%, Jumbo CD 96 month Fixed rates are at 3.71%, Jumbo CD 84 month Fixed rates are at 3.66%. Redstone Federal Credit Union's savings rates are at 0.25%. Redstone Federal Credit Union's money market rates are at 1.00%. Redstone Federal Credit Union's Personal Loan Rates are at 10.79%. MonitorBankRates evaluates the financial stability of Redstone Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.00%. Rates were last updated on 04/18/2026. Redstone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Redstone Federal Credit Union? Share your experience about Redstone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Redstone Federal Credit Union. 
Redstone Federal Credit Union CD Rates
Redstone Federal Credit Union Savings Rates
Redstone Federal Credit Union Money Market Rates
Redstone Federal Credit Union Checking Rates
Redstone Federal Credit Union Home Equity & HELOC
Redstone Federal Credit Union Credit Card Rates
Redstone Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Redstone Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Redstone Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Redstone Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Redstone Federal Credit Union
Website
https://www.redfcu.org
Address
220 Wynn Dr,
Huntsville, AL 35893
Phone
256-837-6110
Fax
256-722-8399
President
Dave Hargrove
CEO
Joseph Newberry
Full-Time Employees
1,352
Part-Time Employees
22
Branch Locations
45
ATM Locations
64
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.00%
Return on Assets (ROA)
1.0601%
Return on Equity (ROE)
7.8512%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
8,276,491,470
Total Amount of Shares and Deposits
7,296,994,231
Total Shares and Deposits < 1 Year
7,080,382,871
Total Shares and Deposits 1 3 Years
100,753,987
Total Shares and Deposits > 3 Years
115,857,373
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
511,398,038
Total Uninsured Shares and Deposits > $250K (F+J)
511,398,038
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,785,596,193
Total Interest Expense (Sum of items 6 8)
73,966,448
Share Certificates
34,224
Number of Accounts for Share Drafts
299,810
IRA KEOGH Accounts
11,713
Number of Accounts for Regular Shares
754,075
All other shares
17,395
Non Member Deposits
1
Money Market Shares
39,746
Net Income (unless the amount is already included in Undivided Earnings)
87,735,493
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
280,735,302
Total Liabilities
7,364,349,636
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Redstone Federal Credit UnionIs Redstone Federal Credit Union a safe place to deposit money?Yes, Redstone Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.000257622495%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Redstone Federal Credit Union operate?Redstone Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Redstone Federal Credit Union?Yes, to access services at Redstone Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Redstone Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Redstone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Redstone Federal Credit Union offer online and mobile banking?Most modern institutions like Redstone Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redfcu.org. Current Redstone Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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