|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Thornapple Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Thornapple Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.25%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.40%. Savings rates are at 0.50% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Thornapple Credit Union rates. MonitorBankRates evaluates the financial stability of Thornapple Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.05%. Rates were last updated on 03/29/2026. Thornapple Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thornapple Credit Union? Share your experience about Thornapple Credit Union by leaving a review below, or read customer reviews before you decide to use Thornapple Credit Union. Thornapple Credit Union
Main Office 202 E Woodlawn Ave
https://www.thornapplecu.com Hastings, MI 49058 
Current Rate AvailabilityWe do not have Thornapple Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Thornapple Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Thornapple Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Thornapple Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Thornapple Credit Union
Website
https://www.thornapplecu.com
Address
202 E Woodlawn Ave,
Hastings, MI 49058
Phone
269-948-8369
Fax
269-948-9431
President
Thomas Neil
CEO
Amy Byers
Full-Time Employees
34
Part-Time Employees
4
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.05%
Return on Assets (ROA)
0.9554%
Return on Equity (ROE)
9.8237%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
72,989,138
Total Amount of Shares and Deposits
64,875,916
Total Shares and Deposits < 1 Year
64,268,774
Total Shares and Deposits 1 3 Years
607,142
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,219,578
Total Uninsured Shares and Deposits > $250K (F+J)
2,803,578
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,072,338
Total Interest Expense (Sum of items 6 8)
524,565
Share Certificates
291
Number of Accounts for Share Drafts
4,784
IRA KEOGH Accounts
60
Number of Accounts for Regular Shares
11,685
All other shares
58
Non Member Deposits
12
Money Market Shares
407
Net Income (unless the amount is already included in Undivided Earnings)
697,332
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,916,407
Total Liabilities
65,927,325
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Thornapple Credit UnionIs Thornapple Credit Union a safe place to deposit money?Yes, Thornapple Credit Union is considered a safe financial institution. With a Texas Ratio of 6.0518568784753%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Thornapple Credit Union operate?Thornapple Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Thornapple Credit Union?Yes, to access services at Thornapple Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Thornapple Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Thornapple Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Thornapple Credit Union offer online and mobile banking?Most modern institutions like Thornapple Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thornapplecu.com. Compare to Other Credit Unions
Westacres Credit Union
De Soto Mo Pac Credit Union
Florida Credit Union
Memphis City Employees Credit Union
Waconized Federal Credit Union
East End Food Cooperative Federal Credit Union
Miami Postal Service Credit Union
Empowerment Community Development Federal Credit Union
Caltech Employees Federal Credit Union
United Community Credit Union
SAN FRANCISCO LEE
ARC Federal Credit Union
IDB Global Federal Credit Union
Newell Federal Credit Union
Baycel Federal Credit Union
COMPASS FINANCIAL
C-Plant Federal Credit Union
Greater Latrobe Schools Federal Credit Union
Allegheny Valley Federal Credit Union
Farmers Insurance Federal Credit Union
Justice Federal Credit Union
|
