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Louisiana Federal Credit Union Rates & Review April 2026

You can compare Louisiana Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.50%, 6-month share certificate rates at 3.79% and 3-month share certificate rates at 3.60%. Savings rates are at 0.25% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to Louisiana Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Louisiana Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.65%. Rates were last updated on 04/17/2026.

Louisiana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Louisiana Federal Credit Union? Share your experience about Louisiana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Louisiana Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.65%
Excellent Higher than avg
Louisiana Federal Credit Union
Robin Admin
805 Robin St
La Place, LA 70068 4903
https://www.louisianafcu.org
Member NCUA

Current Rate Availability

We do not have Louisiana Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Louisiana Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Louisiana Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Louisiana Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Louisiana Federal Credit Union
Address 805 Robin St, La Place, LA 70068 4903
Phone 985-652-4990
Fax 985-651-8001
President Greg Maurin
CEO Rhonda Hotard
Full-Time Employees 123
Part-Time Employees 1
Branch Locations 4
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.65%
Return on Assets (ROA)
-0.0147%
Return on Equity (ROE)
-0.1096%
Non-Performing Loans Ratio (NPL)
2.01%
Total Assets
409,228,019
Total Amount of Shares and Deposits
353,300,343
Total Shares and Deposits < 1 Year
344,281,987
Total Shares and Deposits 1 3 Years
6,325,822
Total Shares and Deposits > 3 Years
2,692,537
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,139,199
Total Uninsured Shares and Deposits > $250K (F+J)
11,139,199
Total Insured Shares and Deposits > $250K (item 17 less item K)
342,161,144
Total Interest Expense (Sum of items 6 8)
964,758
Share Certificates
2,508
Number of Accounts for Share Drafts
28,233
IRA KEOGH Accounts
295
Number of Accounts for Regular Shares
41,690
Non Member Deposits
1
Money Market Shares
971
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,171,955
Total Liabilities
356,984,263
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Louisiana Federal Credit Union

Is Louisiana Federal Credit Union a safe place to deposit money?

Yes, Louisiana Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.65123083415%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Louisiana Federal Credit Union operate?

Louisiana Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Louisiana Federal Credit Union?

Yes, to access services at Louisiana Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Louisiana Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Louisiana Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Louisiana Federal Credit Union offer online and mobile banking?

Most modern institutions like Louisiana Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.louisianafcu.org.