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Rockland Federal Credit Union Rates & Review May 2026

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Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 15, 2026

Rockland Federal Credit Union's Personal Loan Rates are at 5.39%. MonitorBankRates evaluates the financial stability of Rockland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.47%. Rates were last updated on 05/15/2026.

Rockland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Federal Credit Union? Share your experience about Rockland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rockland Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.47%
Excellent Lower than avg
Rockland Federal Credit Union
Main Office
241 Union St
Rockland, MA 02370
https://www.rfcu.com
Member NCUA

Rockland Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.38%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.47%

Rockland Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Consumer Auto Loans - - 5.39%
Details As Low As
Last Updated 05/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.47%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rockland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rockland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rockland Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rockland Federal Credit Union
Website https://www.rfcu.com
Address 241 Union St, Rockland, MA 02370
Phone 781-878-0232
Fax 781-878-7870
President William Shamon
CEO Kristin VanBeek
Full-Time Employees 224
Part-Time Employees 10
Branch Locations 9
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.47%
Return on Assets (ROA)
0.6212%
Return on Equity (ROE)
5.7597%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
3,432,092,815
Total Amount of Shares and Deposits
2,976,041,611
Total Shares and Deposits < 1 Year
2,694,687,367
Total Shares and Deposits 1 3 Years
253,006,437
Total Shares and Deposits > 3 Years
28,347,807
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
434,360,484
Total Uninsured Shares and Deposits > $250K (F+J)
434,360,484
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,541,681,127
Total Interest Expense (Sum of items 6 8)
68,688,848
Share Certificates
19,196
Number of Accounts for Share Drafts
57,290
IRA KEOGH Accounts
5,605
Number of Accounts for Regular Shares
168,136
Non Member Deposits
22
Money Market Shares
4,113
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
293,504,326
Total Liabilities
3,064,605,723
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Rockland Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Rockland Federal Credit Union

How many branches does Rockland Federal Credit Union operate?

Rockland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rockland Federal Credit Union?

Yes, to access services at Rockland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rockland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rockland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rockland Federal Credit Union offer online and mobile banking?

Most modern institutions like Rockland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rfcu.com.

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