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 Rockland Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Rockland Federal Credit Union's 1 Year CD rates are at 4.10%, 15 Month CD rates are at 4.10%, 17 Month CD rates are at 4.10%, 10 Month CD rates are at 3.85%, 17 Month No Penalty CD rates are at 3.85%. Rockland Federal Credit Union's savings rates are at 0.10%. Rockland Federal Credit Union's money market rates are at 0.10%. Rockland Federal Credit Union's Adjustable Rate Mortgage Loans (ARMs) - 7/6 ARM - Jumbo rates are at 5.75%, Jumbo Home Loans rates are at 6.10%, Adjustable Rate Mortgage Loans (ARMs) - 5/6 ARM - Conforming rates are at 5.62%, Adjustable Rate Mortgage Loans (ARMs) - 5/6 ARM - Jumbo rates are at 5.62%, Adjustable Rate Mortgage Loans (ARMs) - 7/6 ARM - Conforming rates are at 5.88%. Rockland Federal Credit Union's Personal Loan Rates are as low as 10.00%. Rockland Federal Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Rockland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.65%. Rates last updated and verified on 09/21/2026. Rockland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Federal Credit Union? Share your experience about Rockland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rockland Federal Credit Union. 
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Rockland Federal Credit Union Checking Rates
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Rockland Federal Credit Union Home Equity & HELOC
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Financial Health HistoryRockland Federal Credit Union’s Texas Ratio rose from 2.14% in Q2 2023 to 2.65% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rockland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rockland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rockland Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rockland Federal Credit Union
Website
https://www.rfcu.com
Address
241 Union St,
Rockland, MA 02370
Phone
781-878-0232
Fax
781-878-7870
President
William Shamon
CEO
Kristin VanBeek
Full-Time Employees
255
Part-Time Employees
8
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.65%
Return on Assets (ROA)
0.1314%
Return on Equity (ROE)
1.2579%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
3,736,753,187
Total Amount of Shares and Deposits
3,269,256,371
Total Shares and Deposits < 1 Year
3,066,904,841
Total Shares and Deposits 1 3 Years
193,282,221
Total Shares and Deposits > 3 Years
9,069,313
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
530,708,414
Total Uninsured Shares and Deposits > $250K (F+J)
530,708,414
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,738,547,957
Total Interest Expense (Sum of items 6 8)
22,435,419
Share Certificates
19,548
Number of Accounts for Share Drafts
61,996
IRA KEOGH Accounts
5,616
Number of Accounts for Regular Shares
178,145
All other shares
156
Non Member Deposits
21
Money Market Shares
4,408
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
425,353,476
Total Liabilities
3,353,402,182
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Rockland Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Rockland Federal Credit Union
Frequently Asked Questions About Rockland Federal Credit UnionHow many branches does Rockland Federal Credit Union operate?Rockland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rockland Federal Credit Union?Yes, to access services at Rockland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rockland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rockland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rockland Federal Credit Union offer online and mobile banking?Most modern institutions like Rockland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rfcu.com. Current Rockland Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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