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University Credit Union Los Angeles, CA

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University Credit Union Los Angeles, CA Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, University Credit Union Los Angeles, CA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare University Credit Union Los Angeles, CA rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 2.53%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to University Credit Union Los Angeles, CA rates. MonitorBankRates evaluates the financial stability of University Credit Union Los Angeles, CA with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.35%. Rates were last updated on 05/11/2026.

University Credit Union Los Angeles, CA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University Credit Union Los Angeles, CA? Share your experience about University Credit Union Los Angeles, CA by leaving a review below, or read customer reviews before you decide to use University Credit Union Los Angeles, CA.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.35%

Good Higher than avg

University Credit Union Los Angeles, CA
Westwood HQ

1500 S Sepulveda Blvd
Los Angeles, CA 90025

https://www.ucu.org

Current Rate Availability

We do not have University Credit Union Los Angeles, CA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for University Credit Union Los Angeles, CA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather University Credit Union Los Angeles, CA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with University Credit Union Los Angeles, CA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name University Credit Union Los Angeles, CA

Website https://www.ucu.org

Address 1500 S Sepulveda Blvd, Los Angeles, CA 90025

Phone 800-828-4510

Fax

President Norma Iadevaia

CEO Estela Nagahashi

Full-Time Employees 120

Part-Time Employees 4

Branch Locations 4

ATM Locations 8

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.35%

Return on Assets (ROA)

-0.0144%

Return on Equity (ROE)

-0.1623%

Non-Performing Loans Ratio (NPL)

1.58%

Total Assets

1,145,417,313

Total Amount of Shares and Deposits

970,086,345

Total Shares and Deposits < 1 Year

923,344,311

Total Shares and Deposits 1 3 Years

46,308,733

Total Shares and Deposits > 3 Years

433,303

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

156,628,079

Total Uninsured Shares and Deposits > $250K (F+J)

156,628,079

Total Insured Shares and Deposits > $250K (item 17 less item K)

813,458,266

Total Interest Expense (Sum of items 6 8)

13,375,399

Share Certificates

2,098

Number of Accounts for Share Drafts

36,902

IRA KEOGH Accounts

954

Number of Accounts for Regular Shares

62,859

Non Member Deposits

Money Market Shares

9,923

Net Income (unless the amount is already included in Undivided Earnings)

-165,357

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

37,191,310

Total Liabilities

1,044,990,801

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for University Credit Union Los Angeles, CA yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

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Total Reviews

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Frequently Asked Questions About University Credit Union Los Angeles, CA

How many branches does University Credit Union Los Angeles, CA operate?

University Credit Union Los Angeles, CA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join University Credit Union Los Angeles, CA?

Yes, to access services at University Credit Union Los Angeles, CA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, University Credit Union Los Angeles, CA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, University Credit Union Los Angeles, CA provides members with tools to manage their accounts and build a solid financial history.

Does University Credit Union Los Angeles, CA offer online and mobile banking?

Most modern institutions like University Credit Union Los Angeles, CA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ucu.org.