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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Naveo Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Naveo Credit Union's 5-Month CD Special rates are at 3.65%, CDs of Deposit 5 month rates are at 3.65%, 8-Month CD Special rates are at 3.40%, CDs of Deposit 8 month rates are at 3.40%, IRA CDs 60 month rates are at 1.00%. Naveo Credit Union's savings rates are at 0.00%. Naveo Credit Union's money market rates are at 0.05%. Naveo Credit Union's 15 Year Fixed Rate rates are at 5.88%, 10 Year Fixed Rate rates are at 5.88%, 30 Year Fixed Rate rates are at 6.25%, 20 Year Fixed Rate rates are at 6.25%, 30 Year Fixed Rate rates are at 6.88%. Naveo Credit Union's Personal Loan Rates are at 6.50%. MonitorBankRates evaluates the financial stability of Naveo Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.91%. Rates were last updated on 03/24/2026. Naveo Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Naveo Credit Union? Share your experience about Naveo Credit Union by leaving a review below, or read customer reviews before you decide to use Naveo Credit Union. 
Naveo Credit Union CD Rates
Naveo Credit Union Savings Rates
Naveo Credit Union Money Market Rates
Naveo Credit Union Checking Rates
Naveo Credit Union Mortgage Rates
Naveo Credit Union Home Equity & HELOC
Naveo Credit Union Auto Loan Rates
Naveo Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Naveo Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Naveo Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Naveo Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Naveo Credit Union
Website
https://www.naveo.org
Address
493 Somerville Ave,
Somerville, MA 02143
Phone
617-547-3144
Fax
617-547-3451
President
Leontina Mancini
CEO
Andrea White
Full-Time Employees
31
Part-Time Employees
2
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.91%
Return on Assets (ROA)
0.1311%
Return on Equity (ROE)
1.5891%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
178,223,673
Total Amount of Shares and Deposits
152,641,418
Total Shares and Deposits < 1 Year
150,358,516
Total Shares and Deposits 1 3 Years
1,490,202
Total Shares and Deposits > 3 Years
792,696
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,538,073
Total Uninsured Shares and Deposits > $250K (F+J)
12,538,073
Total Insured Shares and Deposits > $250K (item 17 less item K)
140,103,345
Total Interest Expense (Sum of items 6 8)
1,394,649
Share Certificates
592
Number of Accounts for Share Drafts
3,925
IRA KEOGH Accounts
229
Number of Accounts for Regular Shares
7,687
All other shares
168
Money Market Shares
54
Net Income (unless the amount is already included in Undivided Earnings)
233,630
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,448,153
Total Liabilities
167,561,613
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Naveo Credit UnionIs Naveo Credit Union a safe place to deposit money?Yes, Naveo Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9083813801221%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Naveo Credit Union operate?Naveo Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Naveo Credit Union?Yes, to access services at Naveo Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Naveo Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Naveo Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Naveo Credit Union offer online and mobile banking?Most modern institutions like Naveo Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.naveo.org. Current Naveo Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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