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Salt Employees Federal Credit Union Rates and Review January 2026

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Salt Employees Federal Credit Union12-month CD rates can be found at 2.10%, 6-month CD rates at 0.40% and 3-month CD rates at 0.03%. Savings rates are at 1.01% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 15.40%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Salt Employees Federal Credit Union rates.

Compare Salt Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Salt Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Salt Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Salt Employees Federal Credit Union? Share your experience about Salt Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Salt Employees Federal Credit Union.

Overall, Salt Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Salt Employees Federal Credit Union
Morton Salt Company
801 State Highway 110
Grand Saline, TX 75140 5145
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD Jumbo
3.90%
$10,000
60-Month CD
3.80%
$500
6-Month CD
3.80%
$1,000
36-Month CD (Adjust-A-Rate)
3.79%
$1,000
6-Month CD (Jumbo)
3.66%
$100,000
12-Month CD
3.65%
$250
12-Month CD
3.63%
$500
12-Month CD
3.61%
$1,000
36-Month CD
3.50%
$1,000
12-Month CD
3.42%
$500
36-Month CD
3.40%
$1,000
12-Month CD
3.30%
$1,000
36-Month CD
3.25%
$1,000
60-Month CD
3.25%
$1,000
60-Month CD
3.15%
$1,000
24-Month CD
3.12%
$2,500
24-Month CD
3.10%
$500
48-Month CD
3.05%
$500
12-Month CD
3.03%
$500
36-Month CD
3.00%
$1,000
24-Month CD
3.00%
$500
24-Month CD
3.00%
$500
36-Month CD
2.93%
$1,000
3-Month CD
2.65%
$1,000
18-Month CD
2.55%
$1,000
48-Month CD
2.52%
$500
High Yield Money Market
2.50%
$25
24-Month CD
2.37%
$1,000
24-Month CD
2.32%
$1,000
Advantage Plus Savings
2.25%
$100
60-Month CD
2.02%
$1,000
36-Month CD
2.02%
$1,000
60-Month CD
2.00%
$1,000
24-Month CD
1.93%
$500
18-Month CD
1.80%
$1,000
24-Month CD
1.61%
$500
48-Month CD
1.40%
$500
48-Month CD
1.17%
$1,000
60-Month CD
1.06%
$500
18-Month CD
1.00%
$500
48-Month CD
0.70%
$500
60-Month CD
0.70%
$500
6-Month CD
0.65%
$1,000
36-Month CD
0.30%
$1,000
18-Month CD
0.20%
$1,000
Capital Checking
0.15%
$1,000
Prosper Savings
0.10%
$100
Statement Savings
0.05%
$100
Regular Savings
0.05%
$25
60-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.977%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.375%
5.568%
0.000
5.375%
5.911%
0.000
30-Year Fixed
6.000%
6.097%
0.500
6.000%
6.067%
0.000
5.625%
5.843%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.375%
6.280%
0.000
5.500%
5.732%
0.000
15-Year Fixed
5.250%
5.312%
0.000
6.125%
6.185%
0.000
30-Year Fixed
6.000%
6.048%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.875%
5.975%
0.000
5.375%
5.416%
0.000
4.740%
7.533%
0.000
5.375%
5.512%
0.000
15-Year Fixed
5.125%
5.174%
0.000
15-Year Fixed
5.250%
5.452%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.875%
6.023%
0.000
20 Year Fixed
5.500%
5.579%
0.000
4.675%
4.867%
0.000
5.750%
5.924%
0.000
6.125%
6.199%
0.000
30-Year Fixed
6.000%
6.173%
0.000
20-Year Fixed
6.125%
6.201%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.125%
5.331%
1.000
30-Year Fixed
5.875%
5.923%
0.000
5.375%
5.721%
0.000
20-Year Fixed
6.800%
6.993%
0.000
3.990%
4.357%
0.750
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30 Year Fixed
6.250%
6.441%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.875%
6.010%
0.000
15 Year Fixed
5.375%
5.608%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.375%
6.097%
0.000
6.000%
6.183%
0.000
20-Year Fixed
5.875%
5.968%
0.000
15-Year Fixed
5.500%
5.695%
0.000
5.500%
5.786%
2.280
30-Year Fixed
5.750%
5.886%
0.000
5.875%
6.029%
0.000
6.000%
6.160%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
14.000%
Academic VISA® Gold
15.400%
Visa Platinum Rewards
14.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Platinum Secured Visa
8.750%
VISA® Gold
11.960%
VISA® Credit Cards
7.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
16.200%
14.000%
14.740%
Savings Secured Visa®
18.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Preferred
14.240% - 17.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
World Cash Back Credit Card Mastercard
18.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Security Service Power Rewards MasterCard
18.000%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Platinum with Rewards
9.900%
Rewards Student Classic
16.500%
Credit Limit - $500
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
8.890%
$0
A+ Preferred Line Of Credit
10.990%
$0
9.900%
$0
10.500%
$0
Personal Line of Credit
9.000%
$0
60
10.650%
$0
Credit Builder Loan
9.000%
$0
Personal Loans
13.450%
$0
60
9.990%
$0
1 - 60
Personal/Signature
10.990%
$0
24 - 36
18.000%
$0 - $500
5
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.890%
$0
60
9.200% - 17.950%
$0 - $100
12 - 24
9.490%
$0
48 - 48
11.990%
$0
13.450%
$0
Credit Starter Loan
16.250%
$0
13.450%
$0
8.490%
$0
36 - 36
A+ Personal Loan
8.990%
$0
84
10.490%
$0
60 - 60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Salt Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Salt Employees Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Paul Rose
CEO: Patty Carter
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
801 State Highway 110
Grand Saline, TX 75140 5145
Phone Number: 903-962-5870
Fax Number: 903-962-4522

Financials

Total Assets:
1,578,746
Total Amount of Shares and Deposits:
847,684
Total Shares and Deposits < 1 Year:
847,684
Total Insured Shares and Deposits > $250K (item 17 less item K):
847,684
Total Interest Expense (Sum of items 6 8):
599
Number of Accounts for Regular Shares:
315
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
497,109
Total Liabilities:
918,554
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Salt Employees Federal Credit Union

Is a member application needed to join Salt Employees Federal Credit Union?

Yes, to access services at Salt Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Salt Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Salt Employees Federal Credit Union a safe place to deposit money?

Yes, Salt Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Salt Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Salt Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Salt Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions