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Burlington Northern Santa Fe Railway Credit Union Rates & Review April 2026

You can compare Burlington Northern Santa Fe Railway Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 4.10%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 1.00%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to Burlington Northern Santa Fe Railway Credit Union rates. MonitorBankRates evaluates the financial stability of Burlington Northern Santa Fe Railway Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.31%. Rates were last updated on 04/23/2026.

Burlington Northern Santa Fe Railway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Burlington Northern Santa Fe Railway Credit Union? Share your experience about Burlington Northern Santa Fe Railway Credit Union by leaving a review below, or read customer reviews before you decide to use Burlington Northern Santa Fe Railway Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.31%
Excellent Higher than avg
Burlington Northern Santa Fe Railway Credit Union
Main Office
5601 W 26th St
Cicero, IL 60804 3238
Member NCUA

Current Rate Availability

We do not have Burlington Northern Santa Fe Railway Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Burlington Northern Santa Fe Railway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Burlington Northern Santa Fe Railway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Burlington Northern Santa Fe Railway Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Burlington Northern Santa Fe Railway Credit Union
Website
Address 5601 W 26th St, Cicero, IL 60804 3238
Phone 708-924-5594
Fax 708-924-5405
President Willie Merrill
CEO Angelic Billings
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.31%
Return on Assets (ROA)
0.6763%
Return on Equity (ROE)
3.4302%
Non-Performing Loans Ratio (NPL)
4.98%
Total Assets
8,329,208
Total Amount of Shares and Deposits
6,687,006
Total Shares and Deposits < 1 Year
6,687,007
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
288,515
Total Uninsured Shares and Deposits > $250K (F+J)
288,515
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,398,491
Total Interest Expense (Sum of items 6 8)
79,025
Number of Accounts for Share Drafts
151
Number of Accounts for Regular Shares
1,715
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,563,461
Total Liabilities
6,687,006
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Burlington Northern Santa Fe Railway Credit Union

Is Burlington Northern Santa Fe Railway Credit Union a safe place to deposit money?

Yes, Burlington Northern Santa Fe Railway Credit Union is considered a safe financial institution. With a Texas Ratio of 9.310645683161%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Burlington Northern Santa Fe Railway Credit Union operate?

Burlington Northern Santa Fe Railway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Burlington Northern Santa Fe Railway Credit Union?

Yes, to access services at Burlington Northern Santa Fe Railway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Burlington Northern Santa Fe Railway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Burlington Northern Santa Fe Railway Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Burlington Northern Santa Fe Railway Credit Union offer online and mobile banking?

Most modern institutions like Burlington Northern Santa Fe Railway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.