☰

Home›
Credit Unions›
Marvel City Federal Credit Union

iAdvertiser Disclosure

Marvel City Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marvel City Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 26, 2026

Marvel City Federal Credit Union's Personal Loan Rates are at 2.00%. MonitorBankRates evaluates the financial stability of Marvel City Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.53%. Rates were last updated on 04/26/2026.

Marvel City Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marvel City Federal Credit Union? Share your experience about Marvel City Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Marvel City Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.53%

Excellent Lower than avg

Marvel City Federal Credit Union
Office

316 17th St N
Bessemer, AL 35020

https://www.marvelcityfcu.com

Marvel City Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
NEW Auto Loan	-	-	2.00%	84
Details As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.53%
NEW Auto Loan	-	-	4.00%	36
Details As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.53%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Marvel City Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Marvel City Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marvel City Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marvel City Federal Credit Union

Website https://www.marvelcityfcu.com

Address 316 17th St N, Bessemer, AL 35020

Phone 205-426-0578

Fax 205-426-0572

President Thomas Dehmer

CEO Gina Bigham

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.53%

Return on Assets (ROA)

0.6881%

Return on Equity (ROE)

3.8057%

Non-Performing Loans Ratio (NPL)

0.87%

Total Assets

8,813,115

Total Amount of Shares and Deposits

7,111,262

Total Shares and Deposits < 1 Year

6,617,933

Total Shares and Deposits 1 3 Years

413,665

Total Shares and Deposits > 3 Years

79,664

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,068

Total Uninsured Shares and Deposits > $250K (F+J)

59,068

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,052,194

Total Interest Expense (Sum of items 6 8)

68,458

Share Certificates

Number of Accounts for Share Drafts

496

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,049

All other shares

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

456,319

Total Liabilities

7,219,736

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Marvel City Federal Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Marvel City Federal Credit Union

Frequently Asked Questions About Marvel City Federal Credit Union

Is Marvel City Federal Credit Union a safe place to deposit money?

Yes, Marvel City Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5315417104439%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Marvel City Federal Credit Union operate?

Marvel City Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marvel City Federal Credit Union?

Yes, to access services at Marvel City Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marvel City Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marvel City Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marvel City Federal Credit Union offer online and mobile banking?

Most modern institutions like Marvel City Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marvelcityfcu.com.