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Science Park Federal Credit Union Rates and Review January 2026

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Science Park Federal Credit Union12-month CD rates can be found at 1.30%, 6-month CD rates at 3.60% and 3-month CD rates at 0.05%. Savings rates are at 0.01% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 15.35%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates which you can compare to Science Park Federal Credit Union rates.

Compare Science Park Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Science Park Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Science Park Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Science Park Federal Credit Union? Share your experience about Science Park Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Science Park Federal Credit Union.

Overall, Science Park Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Science Park Federal Credit Union
Science Park Federal
2 Amity Rd
New Haven, CT 06515
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
3.85%
$500
6-Month CD
3.75%
$500
24-Month CD
3.65%
$1,000
36-Month CD
3.57%
$500
3-Month CD
3.50%
$2,500
12-Month CD (IntraFi)
3.06%
$10,000
24-Month CD
3.03%
$500
24-Month CD
3.00%
$100
60-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
36-Month CD
2.70%
$500
48-Month CD
2.60%
$1,000
18-Month CD
2.55%
$1,000
60-Month CD (bump)
2.53%
$10,000
36-Month CD
2.52%
$500
24-Month CD
2.50%
$1,000
60-Month CD
2.50%
$1,000
12-Month CD
2.25%
$1,000
60-Month CD
2.25%
$200
60-Month CD
2.25%
$500
18-Month CD
2.07%
$1,000
60-Month CD
2.00%
$500
36-Month CD
2.00%
$1,000
36-Month CD
2.00%
$1,000
Tiered Money Market
1.87%
$75,000
18-Month CD
1.79%
$500
60-Month CD
1.75%
$1,000
12-Month CD
1.51%
$1,000
48-Month CD
1.51%
$500
Forcht Reserve Money Market
1.51%
$250,000
24-Month CD
1.50%
$500
60-Month CD
1.25%
$1,000
24-Month CD
1.15%
$1,000
18-Month CD
1.00%
$1,000
18-Month CD
1.00%
$2,500
48-Month CD
0.80%
$2,500
12-Month CD
0.75%
$500
48-Month CD
0.60%
$1,000
12-Month CD
0.60%
$500
Money Market
0.50%
$1,000
Money Market
0.40%
$500
36-Month CD
0.30%
$1,000
Regular Savings
0.25%
$100
12-Month CD
0.20%
$1,000
Savings
0.15%
$0
Money Market
0.10%
$2,500
Savings
0.10%
$100
Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.000%
6.120%
0.000
5.500%
5.591%
0.000
5.875%
6.019%
1.000
5-Year ARM
5.250%
5.840%
0.000
5.875%
6.023%
0.000
5.375%
5.652%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.750%
5.907%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.500%
5.736%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5.375%
5.468%
0.000
5.000%
5.153%
1.000
30-Year Fixed
5.625%
5.666%
0.000
5.500%
5.588%
0.000
5.500%
5.737%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.250%
6.041%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.500%
5.565%
0.000
15-Year Fixed
5.875%
6.120%
0.000
30-Year Fixed
5.875%
6.000%
0.000
6.000%
6.031%
0.000
30 Year Fixed
5.750%
5.869%
0.000
4.675%
4.867%
0.000
4.750%
5.855%
0.000
5.875%
6.055%
0.000
4.625%
4.690%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.750%
5.970%
0.250
6.000%
6.257%
0.000
5.625%
5.647%
0.000
15-Year Fixed
5.350%
5.462%
0.000
6.000%
6.031%
0.000
6.000%
6.141%
0.000
6.000%
6.250%
0.000
5.875%
5.963%
0.000
6.250%
6.350%
0.000
15-Year Fixed
5.375%
5.525%
0.000
20-Year Fixed
5.750%
5.915%
0.000
6.125%
6.162%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
5.875%
5.933%
0.000
5.875%
6.055%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.875%
6.070%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.750%
5.856%
0.000
5.500%
5.561%
0.000
5.700%
5.780%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Platinum
10.900%
14.000%
World Cash Back Credit Card Mastercard
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Savings Secured Visa®
18.000%
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum Preferred Rewards
15.740% - 17.990%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
VISA Platinum with Rewards
8.900%
9.990%
Credit Line $500-$7,000
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Business Select Credit Card Mastercard
18.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
11.900%
Visa Student Rewards Card
17.990%
8.900%
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Preferred Starter
17.990%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
14.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
11.000%
$0
37 - 60
Personal Loans
13.450%
$0
60
9.200% - 17.950%
$0 - $100
12 - 24
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Loans Share Secured
5.990%
$0
48
A+ Personal Loan
8.990%
$0
84
Personal Loans
13.250%
$0
6184
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.650%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
10.990%
$0 - $10,000
60 - 60
14.200%
$5,000 - $8,000
48 - 48
7.000%
$500 - $15,000
60
9.900%
$0
Personal Line of Credit
9.500%
$0
13.740%
$5,000
60 - 60
10.250% - 17.950%
$0
1 - 36
17.900%
$0 - $500
Bill Consolidation Loan
8.990%
$0
60
10.250% - 10.650%
$3,000 - $25,000
Line of Credit
13.700%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Credit Builder Loan
9.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Science Park Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Science Park Federal Credit Union
Full Time Employees: 1
Part Time Employees: 1
President: Carl Lambert
CEO: Michelle Poudrier
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2 Amity Rd
New Haven, CT 06515
Phone Number: 203-786-5885
Fax Number: 203-786-5886

Financials

Total Assets:
3,672,187
Total Amount of Shares and Deposits:
2,909,090
Total Shares and Deposits < 1 Year:
2,909,090
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,909,090
Total Interest Expense (Sum of items 6 8):
12,401
Share Certificates:
37
Number of Accounts for Share Drafts:
210
Number of Accounts for Regular Shares:
562
All other shares:
22
Money Market Shares:
5
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
509,858
Total Liabilities:
2,913,733
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Science Park Federal Credit Union

Is a member application needed to join Science Park Federal Credit Union?

Yes, to access services at Science Park Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Science Park Federal Credit Union provides a range of mortgage and home equity products.

Is Science Park Federal Credit Union a safe place to deposit money?

Yes, Science Park Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Science Park Federal Credit Union offer online and mobile banking?

Most modern institutions like Science Park Federal Credit Union provide digital access including online balance checks and transfers.

Current Science Park Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions