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 Teamsters Local 697 Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 29, 2026
Teamsters Local 697 Federal Credit Union's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Teamsters Local 697 Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.31%. Rates last updated and verified on 08/29/2026. Teamsters Local 697 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Teamsters Local 697 Federal Credit Union? Share your experience about Teamsters Local 697 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Teamsters Local 697 Federal Credit Union. Teamsters Local 697 Federal Credit Union
CU Office 901 Market St
https://teamsters697creditunion.com Wheeling, WV 26003 2918 
Teamsters Local 697 Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Teamsters Local 697 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Teamsters Local 697 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Teamsters Local 697 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Teamsters Local 697 Federal Credit Union
Address
901 Market St,
Wheeling, WV 26003 2918
Phone
304-232-9840
Fax
304-232-5840
President
William Holt
CEO
Rebecca Komorowski
Full-Time Employees
2
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.31%
Return on Assets (ROA)
0.4552%
Return on Equity (ROE)
3.4407%
Non-Performing Loans Ratio (NPL)
2.66%
Total Assets
2,549,758
Total Amount of Shares and Deposits
2,203,497
Total Shares and Deposits < 1 Year
2,203,496
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,203,497
Total Interest Expense (Sum of items 6 8)
8,500
Number of Accounts for Share Drafts
131
Number of Accounts for Regular Shares
650
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
423,337
Total Liabilities
2,212,412
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About Teamsters Local 697 Federal Credit UnionHow many branches does Teamsters Local 697 Federal Credit Union operate?Teamsters Local 697 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Teamsters Local 697 Federal Credit Union?Yes, to access services at Teamsters Local 697 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Teamsters Local 697 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Teamsters Local 697 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Teamsters Local 697 Federal Credit Union offer online and mobile banking?Most modern institutions like Teamsters Local 697 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://teamsters697creditunion.com. Compare to Other Credit Unions
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