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Alltrust Credit Union

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Alltrust Credit Union Rates & Review May 2026

Q: How many branches does Alltrust Credit Union operate?

Alltrust Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Alltrust Credit Union?

Yes, to access services at Alltrust Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Alltrust Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alltrust Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

You can compare Alltrust Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.95%, 6-month share certificate rates at 3.07% and 3-month share certificate rates at 2.00%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Alltrust Credit Union rates. MonitorBankRates evaluates the financial stability of Alltrust Credit Union with a 3.5 Star Rating, an D Overall Health Grade, and a Texas Ratio of 33.38%. Rates were last updated on 05/12/2026.

Alltrust Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alltrust Credit Union? Share your experience about Alltrust Credit Union by leaving a review below, or read customer reviews before you decide to use Alltrust Credit Union.

Overall Health & Safety Grade

Weak Health Score: 68/100

MonitorBankRates Rating

3.5

Good Out of 5.0 Stars

Texas Ratio

33.38%

Fair Higher than avg

Alltrust Credit Union
Alltrust Credit Union Main Office

123 Alden Rd
Fairhaven, MA 02719

https://www.alltrustcu.org

Current Rate Availability

We do not have Alltrust Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alltrust Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alltrust Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alltrust Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alltrust Credit Union

Website https://www.alltrustcu.org

Address 123 Alden Rd, Fairhaven, MA 02719

Phone 508-994-9971

Fax 508-999-0909

President Kristen Sniezek

CEO Carmen Sylvester

Full-Time Employees 43

Part-Time Employees 4

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.5 / 5.0 ★

Overall Health & Safety Grade

D (68/100)

Texas Ratio

33.38%

Return on Assets (ROA)

-1.0802%

Return on Equity (ROE)

-12.3960%

Non-Performing Loans Ratio (NPL)

3.84%

Total Assets

303,791,667

Total Amount of Shares and Deposits

246,730,912

Total Shares and Deposits < 1 Year

243,456,196

Total Shares and Deposits 1 3 Years

2,748,520

Total Shares and Deposits > 3 Years

526,196

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

17,342,203

Total Uninsured Shares and Deposits > $250K (F+J)

17,342,203

Total Insured Shares and Deposits > $250K (item 17 less item K)

229,388,709

Total Interest Expense (Sum of items 6 8)

4,826,840

Share Certificates

1,835

Number of Accounts for Share Drafts

8,422

IRA KEOGH Accounts

640

Number of Accounts for Regular Shares

14,287

All other shares

416

Non Member Deposits

Money Market Shares

140

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

43,073,864

Total Liabilities

277,312,176

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Alltrust Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Alltrust Credit Union

Frequently Asked Questions About Alltrust Credit Union

How many branches does Alltrust Credit Union operate?

Alltrust Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alltrust Credit Union?

Yes, to access services at Alltrust Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alltrust Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alltrust Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alltrust Credit Union offer online and mobile banking?

Most modern institutions like Alltrust Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alltrustcu.org.