Service One Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Service One Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Service One Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityService One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Service One Credit Union? Share your experience about Service One Credit Union by leaving a review below, or read customer reviews before you decide to use Service One Credit Union. Overall, Service One Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Service One Credit Union Campbell Ln Office 1609 Campbell Ln Bowling Green, KY 42104  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAcademic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Shared Secured
7.900%
Platinum Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Service One Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Service One Credit Union
Website: https://www.socu.com
Full Time Employees: 60Part Time Employees: 8 President: J Pat Stewart CEO: Justin Morris Branch Locations: 6 ATM Locations: 7 Corporate Office Address:
1609 Campbell Ln
Bowling Green, KY 42104 Phone Number: 270-796-8500 Fax Number: 270-796-9184 FinancialsTotal Assets:
272,043,307
Total Amount of Shares and Deposits:
240,855,111
Total Shares and Deposits < 1 Year:
208,137,678
Total Shares and Deposits 1 3 Years:
31,309,217
Total Shares and Deposits > 3 Years:
1,408,215
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,610,771
Total Uninsured Shares and Deposits > $250K (F+J):
12,610,771
Total Insured Shares and Deposits > $250K (item 17 less item K):
228,244,340
Total Interest Expense (Sum of items 6 8):
3,455,849
Share Certificates:
2,163
Number of Accounts for Share Drafts:
10,794
IRA KEOGH Accounts:
483
Number of Accounts for Regular Shares:
18,855
Non Member Deposits:
17
Money Market Shares:
197
Net Income (unless the amount is already included in Undivided Earnings):
1,068,040
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
25,761,960
Total Liabilities:
248,529,147
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Service One Credit UnionIs a member application needed to join Service One Credit Union?Yes, to access services at Service One Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Service One Credit Union provides a range of mortgage and home equity products. Is Service One Credit Union a safe place to deposit money?Yes, Service One Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Service One Credit Union offer online and mobile banking?Most modern institutions like Service One Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.02%, 6-month CD rates at 3.82% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.28%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to 
