SLO Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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SLO Credit Union12-month CD rates can be found at 3.05%, 6-month CD rates at 0.75% and 3-month CD rates at 0.05%. Savings rates are at 1.51% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 6.41%. Credit Card rates are at 8.75%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to SLO Credit Union rates.

Compare SLO Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SLO Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

SLO Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SLO Credit Union? Share your experience about SLO Credit Union by leaving a review below, or read customer reviews before you decide to use SLO Credit Union.

Overall, SLO Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SLO Credit Union
Main Office
1220 Osos St
San Luis Obispo, CA 93401 3620
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare SLO Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TAB Bank
TAB Bank
18-Month CD
4.05%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.00%
$5,000
FinWise Bank
FinWise Bank
36-Month CD
4.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
4.00%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
6-Month CD
3.95%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
KodaBank
KodaBank
3-Month CD
3.75%
$1,000
Alliance Community Bank
Alliance Community Bank
36-Month CD
3.56%
$1,000
All America Bank
All America Bank
60-Month CD
3.25%
$500
Mountain Pacific Bank
Mountain Pacific Bank
24-Month CD
3.25%
$500
Port Richmond Savings
Port Richmond Savings
24-Month CD
3.25%
$500
City National B&T Co. of Lawton, OK
48-Month CD
3.25%
$500
StonehamBank
StonehamBank
24-Month CD
3.25%
$1,000
Iron Workers SB
Iron Workers SB
60-Month CD
3.00%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$500
KeySavings Bank
KeySavings Bank
30-Month CD
2.27%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
60-Month CD
2.12%
$500
FCNB of St. Paris
48-Month CD
2.07%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.02%
$500
Artisans Bank
Artisans Bank
48-Month CD
2.00%
$1,500
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
36-Month CD
1.66%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
Consumers Credit Union
Consumers Credit Union
48-Month CD
1.35%
$250
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
FNB of Brownstown
48-Month CD
1.25%
$1,000
Continental Bank
Continental Bank
48-Month CD
1.15%
$25,000
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
24-Month CD
0.85%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$500
Kitsap Bank
Kitsap Bank
6-Month CD
0.75%
$500
DB&T
DB&T
Signature Series Checking
0.75%
$250,000
FCN Bank, N.A.
FCN Bank, N.A.
60-Month CD
0.70%
$1,000
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
24-Month CD
0.50%
$1,000
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
First FSB of Angola
First FSB of Angola
18-Month CD
0.45%
$500
Evergreen Bank Group
Evergreen Bank Group
Cornerstone Money Market
0.30%
$2,500
American Bank of Baxter Springs
American Bank of Baxter Springs
18-Month CD
0.25%
$1,000
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Town & Country B&T Co.
Town & Country B&T Co.
24-Month CD
0.25%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
Johnson State Bank
Johnson State Bank
NOW Checking
0.20%
$0
Home Federal S&L of Niles
Home Federal S&L of Niles
NOW Checking
0.10%
$300
Town & Country B&T Co.
Town & Country B&T Co.
Savings
0.05%
$50
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Unison Bank
Unison Bank
Savings
0.03%
$0
First Hawaiian Bank
First Hawaiian Bank
Savings
0.02%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SLO Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.875%
5.936%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
3/1 ARM
5.750%
6.230%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare SLO Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare SLO Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
ACFCU
ACFCU
Line of Credit
13.700%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SLO Credit Union rate data right now, check back for updates, we are adding rates all the time.

SLO Credit Union Information

Credit Union Name: SLO Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Ann Hall
CEO: Donna Severs
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1220 Osos St
San Luis Obispo, CA 93401 3620
Phone Number: 805-543-5839
Fax Number: 805-543-4300

SLO Credit Union Financials

Total Assets:
35,456,909
Total Amount of Shares and Deposits:
31,214,605
Total Shares and Deposits < 1 Year:
30,094,793
Total Shares and Deposits 1 3 Years:
1,107,549
Total Shares and Deposits > 3 Years:
12,263
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,383,605
Total Uninsured Shares and Deposits > $250K (F+J):
2,383,605
Total Insured Shares and Deposits > $250K (item 17 less item K):
28,831,000
Total Interest Expense (Sum of items 6 8):
80,887
Share Certificates:
236
Number of Accounts for Share Drafts:
644
IRA KEOGH Accounts:
96
Number of Accounts for Regular Shares:
1,948
Net Income (unless the amount is already included in Undivided Earnings):
-28,694
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,689,122
Total Liabilities:
31,239,764
Show More

SLO Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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SLO Credit Union Reviews

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