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First Oklahoma Federal Credit Union Rates & Review April 2026

First Oklahoma Federal Credit Union's IRA CDs 60 month rates are at 1.70%, IRA CDs 48 month rates are at 1.60%, IRA CDs 24 month rates are at 1.50%, IRA CDs 36 month rates are at 1.50%, IRA CDs 18 month rates are at 1.35%. MonitorBankRates evaluates the financial stability of First Oklahoma Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.30%. Rates were last updated on 04/18/2026.

First Oklahoma Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Oklahoma Federal Credit Union? Share your experience about First Oklahoma Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Oklahoma Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.30%
Excellent Lower than avg
First Oklahoma Federal Credit Union
Glenpool
14912 S Broadway St
Glenpool, OK 74033
https://www.firstokfcu.org
Member NCUA

First Oklahoma Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificates 60 month - 1.70% 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 48 month - 1.60% 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 24 month - 1.50% 24
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 36 month - 1.50% 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 18 month - 1.35% 18
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 12 month - 1.20% 12
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
IRA Certificates 6 month - 1.00% 6
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

First Oklahoma Federal Credit Union Checking Rates

Product Rate APY View More
Rewards+ Checking - 3.00%
Min Balance $500
Details Qualifying balance up to $500.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Regular (free), Second Chance, Teen Checking - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Oklahoma Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Oklahoma Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Oklahoma Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Oklahoma Federal Credit Union
Address 14912 S Broadway St, Glenpool, OK 74033
Phone 918-582-1965
Fax
President William (Bill) Hughart
CEO John Freeman
Full-Time Employees 8
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.30%
Return on Assets (ROA)
-1.3896%
Return on Equity (ROE)
-16.8257%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
28,881,171
Total Amount of Shares and Deposits
26,512,384
Total Shares and Deposits < 1 Year
25,828,393
Total Shares and Deposits 1 3 Years
676,646
Total Shares and Deposits > 3 Years
7,346
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,512,384
Total Interest Expense (Sum of items 6 8)
353,335
Share Certificates
190
Number of Accounts for Share Drafts
1,240
IRA KEOGH Accounts
37
Number of Accounts for Regular Shares
2,428
All other shares
32
Money Market Shares
12
Net Income (unless the amount is already included in Undivided Earnings)
-401,336
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,431,025
Total Liabilities
26,516,124
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About First Oklahoma Federal Credit Union

Is First Oklahoma Federal Credit Union a safe place to deposit money?

Yes, First Oklahoma Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3034681220624%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does First Oklahoma Federal Credit Union operate?

First Oklahoma Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Oklahoma Federal Credit Union?

Yes, to access services at First Oklahoma Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Oklahoma Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Oklahoma Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Oklahoma Federal Credit Union offer online and mobile banking?

Most modern institutions like First Oklahoma Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstokfcu.org.

Current First Oklahoma Federal Credit Union Rates

  • 12-Month CD1.20%
  • 18-Month CD1.35%
  • 24-Month CD1.50%
  • 60-Month CD1.70%
Retrieved from our database of financial products. Rates subject to change.