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 Chattahoochee Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Chattahoochee Federal Credit Union's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Chattahoochee Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.49%. Rates were last updated on 04/18/2026. Chattahoochee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chattahoochee Federal Credit Union? Share your experience about Chattahoochee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chattahoochee Federal Credit Union. Chattahoochee Federal Credit Union
Main Office 519 FOB JAMES DR
https://www.chatt.coop/ VALLEY, AL 36854 5085 
Chattahoochee Federal Credit Union Savings Rates
Chattahoochee Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Chattahoochee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chattahoochee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chattahoochee Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Chattahoochee Federal Credit Union
Website
https://www.chatt.coop/
Address
519 FOB JAMES DR,
VALLEY, AL 36854 5085
Phone
334-756-7027
Fax
334-756-7542
President
KIMBERLEY BONNER
CEO
STACEY HAND
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.49%
Return on Assets (ROA)
1.2577%
Return on Equity (ROE)
8.9568%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
23,404,840
Total Amount of Shares and Deposits
20,139,801
Total Shares and Deposits < 1 Year
20,060,215
Total Shares and Deposits 1 3 Years
15,154
Total Shares and Deposits > 3 Years
64,432
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
922,070
Total Uninsured Shares and Deposits > $250K (F+J)
922,070
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,217,731
Total Interest Expense (Sum of items 6 8)
135,069
Share Certificates
123
Number of Accounts for Share Drafts
1,353
IRA KEOGH Accounts
68
Number of Accounts for Regular Shares
2,894
Money Market Shares
121
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
249,102
Total Liabilities
20,135,848
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Chattahoochee Federal Credit UnionIs Chattahoochee Federal Credit Union a safe place to deposit money?Yes, Chattahoochee Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.49461717756315%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Chattahoochee Federal Credit Union operate?Chattahoochee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Chattahoochee Federal Credit Union?Yes, to access services at Chattahoochee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Chattahoochee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chattahoochee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Chattahoochee Federal Credit Union offer online and mobile banking?Most modern institutions like Chattahoochee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chatt.coop/. Current Chattahoochee Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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