SONOMA Rates and Review January 2026
Compare SONOMA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SONOMA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySONOMA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SONOMA? Share your experience about SONOMA by leaving a review below, or read customer reviews before you decide to use SONOMA. Overall, SONOMA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Bellevue State Bank Sonoma Federal Credit Union 1194 Montgomery Dr Santa Rosa, CA 95405 4802  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAchieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.
640-679 rate = 10.80%.
600-639 rate = 12.84%.
599 and below rate = 18.00%.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.240%
$0 - $2,000
36 - 36
Personal Loans
13.250%
$0
6184
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have SONOMA rate data right now. Credit Union Profile & OverviewCredit Union Name: SONOMA
Website: http://www.sonomafed.com
Full Time Employees: 12Part Time Employees: 1 President: Kimberly Butler CEO: Renee Rayhill Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1194 Montgomery Dr
Santa Rosa, CA 95405 4802 Phone Number: 707-527-6216 Fax Number: 707-527-6835 FinancialsTotal Assets:
81,243,049
Total Amount of Shares and Deposits:
71,239,814
Total Shares and Deposits < 1 Year:
49,094,745
Total Shares and Deposits 1 3 Years:
11,668,865
Total Shares and Deposits > 3 Years:
10,476,204
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
11,107,263
Total Uninsured Shares and Deposits > $250K (F+J):
11,107,263
Total Insured Shares and Deposits > $250K (item 17 less item K):
60,132,551
Total Interest Expense (Sum of items 6 8):
1,690,566
Share Certificates:
718
Number of Accounts for Share Drafts:
941
IRA KEOGH Accounts:
69
Number of Accounts for Regular Shares:
2,052
All other shares:
102
Non Member Deposits:
16
Money Market Shares:
46
Net Income (unless the amount is already included in Undivided Earnings):
870,168
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
889,147
Total Liabilities:
71,465,487
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About SONOMAIs a member application needed to join SONOMA?Yes, to access services at SONOMA, a member application is required. Is there a first-time homebuyer program?Currently, SONOMA provides a range of mortgage and home equity products. Is SONOMA a safe place to deposit money?Yes, SONOMA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does SONOMA offer online and mobile banking?Most modern institutions like SONOMA provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.85%, 6-month CD rates at 2.75% and 3-month CD rates at 1.00%. Savings rates are at 0.10% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 16.24%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates which you can compare to 
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