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 Rockland Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Rockland Employees Federal Credit Union's 24 month Term IRA & CD rates are at 2.75%, 12 month Term IRA & CD rates are at 2.60%, 60 month Term IRA & CD rates are at 2.50%, 36 month Term IRA & CD rates are at 2.25%, 48 month Term IRA & CD rates are at 2.00%. Rockland Employees Federal Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Rockland Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.98%. Rates were last updated on 04/05/2026. Rockland Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rockland Employees Federal Credit Union? Share your experience about Rockland Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rockland Employees Federal Credit Union. Rockland Employees Federal Credit Union
Main Branch 170 Route 59
https://www.refcu.org Spring Valley, NY 10977 
Rockland Employees Federal Credit Union CD Rates
Rockland Employees Federal Credit Union Savings Rates
Rockland Employees Federal Credit Union Home Equity & HELOC
Rockland Employees Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rockland Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rockland Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rockland Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rockland Employees Federal Credit Union
Website
https://www.refcu.org
Address
170 Route 59,
Spring Valley, NY 10977
Phone
845-371-5804
Fax
845-371-2652
President
Basil Townsend
CEO
Miriam Fernandez
Full-Time Employees
19
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.98%
Return on Assets (ROA)
0.6014%
Return on Equity (ROE)
3.6704%
Non-Performing Loans Ratio (NPL)
2.25%
Total Assets
53,517,964
Total Amount of Shares and Deposits
44,151,529
Total Shares and Deposits < 1 Year
43,980,939
Total Shares and Deposits 1 3 Years
170,591
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
589,528
Total Uninsured Shares and Deposits > $250K (F+J)
589,528
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,562,001
Total Interest Expense (Sum of items 6 8)
79,546
Share Certificates
32
Number of Accounts for Share Drafts
3,269
IRA KEOGH Accounts
31
Number of Accounts for Regular Shares
7,658
All other shares
299
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,974,216
Total Liabilities
44,785,096
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rockland Employees Federal Credit UnionIs Rockland Employees Federal Credit Union a safe place to deposit money?Yes, Rockland Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.981053652446%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rockland Employees Federal Credit Union operate?Rockland Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rockland Employees Federal Credit Union?Yes, to access services at Rockland Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rockland Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rockland Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rockland Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Rockland Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.refcu.org. Current Rockland Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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