Texasgulf Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Texasgulf Federal Credit Union12-month CD rates can be found at 4.04%, 6-month CD rates at 4.30% and 3-month CD rates at 0.30%. Savings rates are at 0.15% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.52%. Credit Card rates are at 15.25%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Texasgulf Federal Credit Union rates.

Compare Texasgulf Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Texasgulf Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Texasgulf Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Texasgulf Federal Credit Union? Share your experience about Texasgulf Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Texasgulf Federal Credit Union.

Overall, Texasgulf Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Texasgulf Federal Credit Union
2101 N Fulton
2101 N Fulton st
Wharton, TX 77488
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Texasgulf Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
18-Month CD
4.35%
$1,000
Kennett Trust Bank
Kennett Trust Bank
18-Month CD
4.33%
$500
Finworth
Finworth
6-Month CD
4.30%
$50,000
The Golden 1 Credit Union
The Golden 1 Credit Union
22-Month CD
4.30%
$500
Parke Bank
Parke Bank
12-Month CD
4.25%
$500
PSECU
PSECU
9-Month CD
4.09%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.08%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
6-Month CD
3.99%
$1,000
EagleBank
EagleBank
48-Month CD
3.90%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
3.60%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
18-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
36-Month CD
3.50%
$500
Henderson FSB
Henderson FSB
48-Month CD
3.20%
$500
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
3.20%
$250,000
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
Sawyer Savings Bank
Sawyer Savings Bank
Preferred Money Market
3.00%
$1,000,000
Empire State Bank
Empire State Bank
60-Month CD
3.00%
$1,000
Fayetteville Bank
Fayetteville Bank
24-Month CD
2.50%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
60-Month CD
2.12%
$500
State Bank & Trust Company
State Bank & Trust Company
24-Month CD
2.02%
$1,000
Great Midwest Bank
Great Midwest Bank
12-Month CD
2.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
60-Month CD
2.00%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
12-Month CD
1.76%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
60-Month CD
1.62%
$500
Bluff View Bank
Bluff View Bank
48-Month CD
1.56%
$10,000
Portage Community Bank
Portage Community Bank
60-Month CD
1.25%
$1,000
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
The Citizens Bank of Weston
The Citizens Bank of Weston
Money Market
1.00%
$2,500
Mutual Security Credit Union
Mutual Security Credit Union
36-Month CD
1.00%
$500
Rondout Savings Bank
Rondout Savings Bank
60-Month CD
0.75%
$500
Consumers Credit Union
Consumers Credit Union
36-Month CD
0.69%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
Ion Bank
Ion Bank
12-Month CD
0.60%
$500
Queenstown Bank
Queenstown Bank
60-Month CD
0.55%
$500
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
36-Month CD
0.37%
$500
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Personal Savings
0.30%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
48-Month CD
0.20%
$500
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
Town & Country B&T Co.
Town & Country B&T Co.
12-Month CD
0.20%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Interest-Bearing Checking
0.10%
$100
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Easy Interest Checking
0.01%
$50
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Texasgulf Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.125%
5.447%
1.125
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.915%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Citi
Citi
15-Year Fixed
5.750%
6.099%
1.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.875%
6.100%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.000%
6.118%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.000%
6.149%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
5.875%
6.151%
1.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.875%
6.161%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Better Banks
Better Banks
15-Year Fixed
6.125%
6.252%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.650%
6.326%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.339%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.750%
6.360%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.625%
6.372%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
30-Year Fixed
6.375%
6.410%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Better Banks
Better Banks
30-Year Fixed
6.375%
6.452%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
30 Year Fixed
6.375%
6.463%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.375%
6.475%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
30 Year Fixed
6.375%
6.497%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Texasgulf Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Texasgulf Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Texasgulf Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Texasgulf Federal Credit Union Information

Credit Union Name: Texasgulf Federal Credit Union
Full Time Employees: 30
Part Time Employees: 1
President: Weldon Ferrell
CEO: J Michael Sterry
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
2101 N Fulton st
Wharton, TX 77488
Phone Number: 979-282-2300
Fax Number: 979-282-2323

Texasgulf Federal Credit Union Financials

Total Assets:
192,262,528
Total Amount of Shares and Deposits:
167,490,760
Total Shares and Deposits < 1 Year:
161,309,571
Total Shares and Deposits 1 3 Years:
4,550,116
Total Shares and Deposits > 3 Years:
1,631,073
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,474,326
Total Uninsured Shares and Deposits > $250K (F+J):
4,474,326
Total Insured Shares and Deposits > $250K (item 17 less item K):
163,016,434
Total Interest Expense (Sum of items 6 8):
911,761
Share Certificates:
1,721
Number of Accounts for Share Drafts:
8,104
IRA KEOGH Accounts:
343
Number of Accounts for Regular Shares:
15,431
Money Market Shares:
100
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,186,789
Total Liabilities:
169,494,650
Show More

Texasgulf Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are higher this week as the economy gains steam and the unemployment rate falls. Record low mortgage rates we saw earlier this year are a thing of the past. We probably won't see rates as low again in our lifetime. Mortgage rates today on 30 year conforming loans are averaging 4.48 percent, an increase from last week's average 30 year mortgage rate of 4.38 percent.
The current national average 2 year CD rate is at 0.91 percent in Bankrate's survey. The FDIC's national average 3 year CD rate is half of Bankrate's at 0.45 percent. Thankfully there are CD rates higher than the averages.
Dutch Point Credit Union of Connecticut is advertising certificates of deposit (share certificates) and Individual Retirement Account (IRA) certificates of deposit. Deposit terms range between 3 months and 5 years. IRA CD rates were recently lowered 25 basis points on average. IRA CD rates are now the same as regular CD rates.

Bank or Credit Union Offers and Deals

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Mortgage Rates Would Rise if Fannie and Freddie are Ended
Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus
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Texasgulf Federal Credit Union Reviews

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