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TOLEDO METRO Rates and Review January 2026

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TOLEDO METRO12-month CD rates can be found at 3.50%, 6-month CD rates at 3.65% and 3-month CD rates at 3.50%. Savings rates are at 4.20% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.10%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to TOLEDO METRO rates.

Compare TOLEDO METRO CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of TOLEDO METRO savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

TOLEDO METRO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at TOLEDO METRO? Share your experience about TOLEDO METRO by leaving a review below, or read customer reviews before you decide to use TOLEDO METRO.

Overall, TOLEDO METRO is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Brighton Bank TN
Toledo Metro FCU
1212 Adams St
Toledo, OH 43604
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
84-Month CD
3.91%
$1,000
18-Month CD
3.80%
$1,000
High-Yield Money Market
3.75%
$50,000
24-Month CD
3.51%
$500
24-Month CD
3.30%
$1,000
12-Month CD
3.30%
$500
18-Month CD
3.25%
$1,000
36-Month CD
3.24%
$1,000
18-Month CD
3.13%
$1,000
24-Month CD
3.02%
$1,000
30-Month CD
3.00%
$1,000
60-Month CD
2.89%
$1,000
24-Month CD (with checking)
2.78%
$1,000
36-Month CD
2.78%
$2,500
60-Month CD
2.77%
$1,000
60-Month CD
2.75%
$1,000
48-Month CD
2.47%
$500
60-Month CD
2.41%
$500
60-Month CD
2.02%
$500
48-Month CD
2.00%
$2,500
48-Month CD
2.00%
$1,000
12-Month CD
1.26%
$1,000
60-Month CD
1.25%
$1,000
30-Month CD
1.15%
$1,500
12-Month CD
1.01%
$500
Regular Savings
1.01%
$50
Statement Savings
0.95%
$200
3-Month CD
0.90%
$300
48-Month CD
0.80%
$2,500
Regular Savings
0.65%
$10
3-Month CD
0.50%
$1,000
24-Month CD
0.50%
$500
Patriot Money Market
0.35%
$50,000
Premium Savings
0.35%
$2,500
60-Month CD
0.26%
$1,000
Money Market Plus
0.25%
$2,500
48-Month CD
0.25%
$1,000
Savings
0.20%
$25
3-Month CD
0.20%
$5,000
6-Month CD
0.15%
$1,000
Star Checking
0.10%
$100
Regular Savings
0.10%
$100
Money Market
0.05%
$0
Preferred Checking
0.05%
$2,500
Money Market
0.05%
$5,000
Statement Savings
0.05%
$50
Wise Savings
0.03%
$50
Interest Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.850%
0.000
5.875%
5.933%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.250%
5.287%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
15-Year Fixed
5.500%
5.610%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15-Year Fixed
5.680%
5.964%
0.000
15-Year Fixed
6.150%
6.386%
0.000
6.500%
6.630%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.875%
5.958%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.625%
5.846%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.500%
5.500%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5.875%
5.927%
0.500
5.500%
5.574%
0.000
5.750%
5.856%
0.000
5.250%
5.562%
0.000
5.500%
5.803%
0.000
30 Year Fixed
6.000%
6.130%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
4.740%
7.533%
0.000
5.500%
5.803%
0.000
15-Year Fixed
5.750%
5.977%
0.000
6.125%
6.162%
0.000
15 Year Fixed
5.375%
5.608%
0.000
6.500%
6.595%
0.000
6.500%
6.582%
0.000
5.625%
5.941%
0.000
5.875%
5.963%
0.000
15-Year Fixed
5.125%
5.174%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.990%
6.035%
0.000
30-Year Fixed
6.000%
6.115%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
30-Year Fixed
5.900%
6.072%
0.000
5.375%
5.416%
0.000
5.500%
5.688%
0.125
5.375%
5.565%
1.000
15-Year Fixed
5.250%
5.326%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.250%
5.633%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.250%
5.493%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
30-Year Fixed
5.875%
5.935%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
18.000%
7.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum Preferred Rewards
15.740% - 17.990%
16.200%
Visa Platinum Rewards
14.900%
14.740%
14.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
9.990%
Credit Line $500-$7,000
16.490% - 17.990%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
16.240% - 27.240%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.000%
Max Rewards Visa Credit Card
15.250%
8.900% - 13.900%
Based upon credit worthiness.
VISA Platinum without Rewards
7.900%
Visa Secure Card
13.740%
Platinum Secured Visa
8.750%
Academic VISA® Platinum
10.900%
8.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Classroom Supply Visa
8.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Line of Credit
13.700%
$0
12.740%
$0
36
13.990%
$0
12.250% - 17.000%
$0 - $20,000
Signature Loans
12.990%
$0
48
14.990%
$0
25 - 36
Personal Line of Credit
9.500%
$0
Personal Line of Credit
16.240%
$0
60
Education (tuition bill required)
8.250%
$0
60
17.900%
$0 - $500
10.500%
$0
Personal Lines of Credit
11.900% - 19.400%
$0
10.490%
$0
A+ Preferred Line Of Credit
10.990%
$0
10.890%
$0
60
Personal Loan Rates
5.740%
$0
1 - 36
10.490%
$0
18.000%
$0 - $500
5
7.990%
$0 - $30,000
13.490%
$0 - $5,000
48 - 48
10.990%
$500
36
12.990%
$0
1 - 24
A+ Personal Loan
8.990%
$0
84
9.990%
$0
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have TOLEDO METRO rate data right now.

Credit Union Profile & Overview

Credit Union Name: TOLEDO METRO
Full Time Employees: 15
Part Time Employees: 1
President: David Kovacs
CEO: Sariah Flynn
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1212 Adams St
Toledo, OH 43604
Phone Number: 419-242-4926
Fax Number: 419-242-8550

Financials

Total Assets:
58,899,401
Total Amount of Shares and Deposits:
53,200,487
Total Shares and Deposits < 1 Year:
49,165,874
Total Shares and Deposits 1 3 Years:
3,500,617
Total Shares and Deposits > 3 Years:
533,996
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,467,938
Total Uninsured Shares and Deposits > $250K (F+J):
2,467,938
Total Insured Shares and Deposits > $250K (item 17 less item K):
50,732,549
Total Interest Expense (Sum of items 6 8):
326,773
Share Certificates:
512
Number of Accounts for Share Drafts:
2,798
IRA KEOGH Accounts:
81
Number of Accounts for Regular Shares:
6,034
Money Market Shares:
50
Net Income (unless the amount is already included in Undivided Earnings):
196,793
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,048,740
Total Liabilities:
53,486,773
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About TOLEDO METRO

Is a member application needed to join TOLEDO METRO?

Yes, to access services at TOLEDO METRO, a member application is required.

Is there a first-time homebuyer program?

Currently, TOLEDO METRO provides a range of mortgage and home equity products.

Is TOLEDO METRO a safe place to deposit money?

Yes, TOLEDO METRO is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does TOLEDO METRO offer online and mobile banking?

Most modern institutions like TOLEDO METRO provide digital access including online balance checks and transfers.

Current TOLEDO METRO Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions