|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Carolina Foothills Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Carolina Foothills Federal Credit Union's savings rates are at 0.90%. Carolina Foothills Federal Credit Union's money market rates are at 2.60%. Carolina Foothills Federal Credit Union's checking rates are as high as 5.12%. Carolina Foothills Federal Credit Union's Personal Loan Rates are as low as 10.25%. Carolina Foothills Federal Credit Union's Credit Card Rates are at 9.90%. Carolina Foothills Federal Credit Union's money market rates are 259% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Carolina Foothills Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.13%. Rates last updated and verified on 10/29/2026. Carolina Foothills Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carolina Foothills Federal Credit Union? Share your experience about Carolina Foothills Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Carolina Foothills Federal Credit Union. Carolina Foothills Federal Credit Union
New John B White 1450 John B White Sr Blvd
https://www.carolinafoothillsfcu.coop/ Spartanburg, SC 29306  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Carolina Foothills Federal Credit Union Savings Rates
Carolina Foothills Federal Credit Union Checking Rates
Carolina Foothills Federal Credit Union Auto Loan Rates
Carolina Foothills Federal Credit Union RV, Boat and Powersport Loan Rates
Carolina Foothills Federal Credit Union Credit Card Rates
Carolina Foothills Federal Credit Union Personal Loan Rates
Carolina Foothills Federal Credit Union Other Rates
Financial Health HistoryCarolina Foothills Federal Credit Union’s Texas Ratio rose from 1.57% in Q3 2023 to 7.13% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Carolina Foothills Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Carolina Foothills Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Carolina Foothills Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Carolina Foothills Federal Credit Union
Address
1450 John B White Sr Blvd,
Spartanburg, SC 29306
Phone
800-922-4403
Fax
President
Isaac Dickson
CEO
Scott Weaver
Full-Time Employees
57
Part-Time Employees
6
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.13%
Return on Assets (ROA)
0.6967%
Return on Equity (ROE)
5.7925%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
224,317,083
Total Amount of Shares and Deposits
188,781,565
Total Shares and Deposits < 1 Year
173,231,918
Total Shares and Deposits 1 3 Years
12,920,650
Total Shares and Deposits > 3 Years
2,628,997
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,066,039
Total Uninsured Shares and Deposits > $250K (F+J)
5,066,039
Total Insured Shares and Deposits > $250K (item 17 less item K)
183,715,526
Total Interest Expense (Sum of items 6 8)
1,629,708
Share Certificates
1,254
Number of Accounts for Share Drafts
13,230
IRA KEOGH Accounts
530
Number of Accounts for Regular Shares
19,427
Non Member Deposits
35
Money Market Shares
543
Net Income (unless the amount is already included in Undivided Earnings)
1,562,799
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,595,713
Total Liabilities
197,456,592
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Carolina Foothills Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Carolina Foothills Federal Credit Union
Frequently Asked Questions About Carolina Foothills Federal Credit UnionWhat is the highest savings rate at Carolina Foothills Federal Credit Union?The highest Carolina Foothills Federal Credit Union savings rate is its IRA Savings Account at 0.90% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Carolina Foothills Federal Credit Union?The highest Carolina Foothills Federal Credit Union money market rate is its Money Market Checking Account at 2.60% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Carolina Foothills Federal Credit Union?The highest Carolina Foothills Federal Credit Union checking rate is its Peak Performance Checking at 5.116% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Carolina Foothills Federal Credit Union?The lowest Carolina Foothills Federal Credit Union auto loan rate is its New Autos at 4.24% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Carolina Foothills Federal Credit Union?The lowest Carolina Foothills Federal Credit Union personal loan rate is its Personal Line of Credit at 10.25% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Carolina Foothills Federal Credit Union?The lowest Carolina Foothills Federal Credit Union credit card APR is its Platinum VISA Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Carolina Foothills Federal Credit Union operate?Carolina Foothills Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Carolina Foothills Federal Credit Union?Yes, to access services at Carolina Foothills Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Carolina Foothills Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Carolina Foothills Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Carolina Foothills Federal Credit Union offer online and mobile banking?Most modern institutions like Carolina Foothills Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.carolinafoothillsfcu.coop/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Carolina Foothills Federal Credit Union rates compare?Carolina Foothills Federal Credit Union's money market rates are 259% higher than the MonitorBankRates national average, and it has an A health rating. Carolina Foothills Federal Credit Union's top rates are its IRA Savings Account at 0.90% APY, its Money Market Checking Account at 2.60% APY, its Peak Performance Checking at 5.116% APY, its Personal Line of Credit at 10.25% APR and its Platinum VISA Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026. Current Carolina Foothills Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Heritage South Community Credit Union
Eagle Community Credit Union
Red Oak Credit Union
Solon Chagrin Falls Federal Credit Union
Baton Rouge Fire Department Federal Credit Union
Fort Liberty Federal Credit Union
The District Federal Credit Union
cPort Credit Union
American Broadcast Employees Federal Credit Union
The New Orleans Firemens Federal Credit Union
Community 1st Credit Union Ottumwa, IA
Desert Rivers Federal Credit Union
Guernsey Community Federal Credit Union
One South Credit Union
Health Alliance Federal Credit Union
PFCU Credit Union
New Haven Teachers Federal Credit Union
Credit Union West Credit Union
1st University Credit Union
PrimeWay Federal Credit Union
Regional Medical Ctr Hopkins Co Emp Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
