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United Credit Union Chicago, IL Rates and Review January 2026

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United Credit Union Chicago, IL12-month CD rates can be found at 3.40%, 6-month CD rates at 3.85% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 15.40%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates which you can compare to United Credit Union Chicago, IL rates.

Compare United Credit Union Chicago, IL CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Credit Union Chicago, IL savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

United Credit Union Chicago, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Credit Union Chicago, IL? Share your experience about United Credit Union Chicago, IL by leaving a review below, or read customer reviews before you decide to use United Credit Union Chicago, IL.

Overall, United Credit Union Chicago, IL is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

United Credit Union Chicago, IL
Pulaski Office
4444 S Pulaski Rd
Chicago, IL 60632 4011
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.90%
$1,000
6-Month CD
3.75%
$500
12-Month CD
3.65%
$500
12-Month CD
3.61%
$1,000
High Yield Savings
3.60%
$100
12-Month CD (eCD)
3.60%
$1,000
24-Month CD
3.55%
$1,000
24-Month CD
3.50%
$1,000
36-Month CD (Jumbo)
3.40%
$100,000
6-Month CD
3.30%
$500
60-Month CD
3.29%
$250
12-Month CD
3.25%
$500
12-Month CD
3.20%
$5,000
48-Month CD
3.03%
$10,000
High Yield Savings
3.00%
$25,000
24-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
30-Month CD
3.00%
$2,500
18-Month CD
3.00%
$1,000
12-Month CD
2.78%
$250
12-Month CD
2.75%
$500
48-Month CD
2.62%
$1,000
18-Month CD
2.55%
$1,000
48-Month CD
2.52%
$500
48-Month CD
2.50%
$1,000
48-Month CD (bump)
2.50%
$250
60-Month CD
2.50%
$500
18-Month CD
2.30%
$1,000
60-Month CD
2.25%
$1,000
60-Month CD
2.00%
$500
3-Month CD
2.00%
$1,000
60-Month CD
2.00%
$1,000
24-Month CD
1.96%
$5,000
24-Month CD
1.71%
$500
24-Month CD
1.61%
$5,000
48-Month CD
1.56%
$1,000
Savings
1.10%
$50
60-Month CD
0.70%
$1,000
24-Month CD
0.40%
$500
Money Market
0.35%
$100
60-Month CD
0.30%
$500
36-Month CD
0.30%
$1,000
12-Month CD
0.30%
$500
Savings
0.30%
$1
Money Market
0.25%
$3,000
36-Month CD
0.25%
$500
Money Market
0.10%
$1,000
Money Market Savings
0.07%
$1,000
Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.625%
5.743%
0.000
15 Year Fixed
5.120%
5.192%
0.000
15-Year Fixed
5.500%
5.546%
0.000
5.125%
6.002%
0.000
30 Year Fixed
6.500%
6.597%
0.000
15-Year Fixed
5.625%
5.736%
0.000
5.500%
5.620%
0.000
4.750%
5.730%
0.000
5.500%
5.603%
0.000
5.375%
5.999%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.990%
6.035%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.250%
5.287%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.875%
6.006%
0.000
5.625%
5.778%
0.000
6.000%
6.141%
0.000
30-Year Fixed
6.750%
6.750%
0.000
5.250%
5.426%
0.500
5.750%
5.801%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.625%
5.700%
0.000
6.525%
6.595%
0.000
6.125%
6.526%
0.000
5.000%
6.154%
0.325
6.250%
7.325%
0.000
20-Year Fixed
5.875%
5.961%
0.125
6.000%
6.070%
0.000
30 Year Fixed
6.000%
6.107%
0.000
5.625%
5.721%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.625%
5.647%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.500%
5.640%
0.000
20 Year Fixed
7.125%
7.527%
0.000
6.500%
6.748%
0.000
20-Year Fixed
6.125%
6.201%
0.000
5.500%
5.621%
0.000
6.125%
6.199%
0.000
5.625%
5.846%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.500%
5.565%
0.000
5.250%
6.580%
0.000
5.625%
5.853%
0.000
5.625%
5.741%
0.000
6.125%
6.326%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
5.500%
5.581%
0.000
15-Year Fixed
5.375%
5.431%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum Credit Card
9.500% - 12.500%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acadia Visa Credit Card
10.900%
No annual fee
Visa Platinum Credit Card
8.500%
As low as 8.50%
World Cash Back Credit Card Mastercard
18.000%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Starter
17.990%
8.900% - 13.900%
Based upon credit worthiness.
18.000%
VISA® Gold
11.960%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.240%
13.900%
VISA Credit Card
11.900%
No annual fee
Visa Business Rewards Card
15.240%
14.740%
14.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Signature Loan
10.250%
$0
37 - 60
10.700%
$0 - $10,000
60 - 60
Personal Line of Credit
12.950% - 18.000%
$0
10.990%
$0 - $10,000
60 - 60
12.490%
$0
Refinanced Signature Loans
18.000%
$0
Student Loan Consolidation
5.490%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.250% - 17.950%
$0
1 - 36
8.890%
$0
Personal/Signature
10.990%
$0
24 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
10.000%
$0
60
11.240% - 17.950%
$0
25 - 36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Unsecured/Personal Loans
8.990%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Bill Consolidation Loan
8.990%
$0
60
10.490%
$0
8.500%
$0 - $6,000
42
9.990% - 18.000%
$0 - $50,000
11.990%
$0
1 - 12
A+ Personal Loan
8.990%
$0
84
12.250% - 17.000%
$0 - $20,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have United Credit Union Chicago, IL rate data right now.

Credit Union Profile & Overview

Credit Union Name: United Credit Union Chicago, IL
Full Time Employees: 43
Part Time Employees: 0
President: Phillip Moore
CEO: Mario Aguirre
Branch Locations: 3
ATM Locations: 5
Corporate Office Address:
4444 S Pulaski Rd
Chicago, IL 60632 4011
Phone Number: 773-376-6000
Fax Number:

Financials

Total Assets:
201,733,066
Total Amount of Shares and Deposits:
190,584,861
Total Shares and Deposits < 1 Year:
189,048,496
Total Shares and Deposits 1 3 Years:
1,536,365
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
11,560,354
Total Uninsured Shares and Deposits > $250K (F+J):
11,560,354
Total Insured Shares and Deposits > $250K (item 17 less item K):
179,024,507
Total Interest Expense (Sum of items 6 8):
2,021,524
Share Certificates:
238
Number of Accounts for Share Drafts:
6,555
IRA KEOGH Accounts:
190
Number of Accounts for Regular Shares:
22,237
Money Market Shares:
201
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,293,714
Total Liabilities:
190,918,937
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About United Credit Union Chicago, IL

Is a member application needed to join United Credit Union Chicago, IL?

Yes, to access services at United Credit Union Chicago, IL, a member application is required.

Is there a first-time homebuyer program?

Currently, United Credit Union Chicago, IL provides a range of mortgage and home equity products.

Is United Credit Union Chicago, IL a safe place to deposit money?

Yes, United Credit Union Chicago, IL is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does United Credit Union Chicago, IL offer online and mobile banking?

Most modern institutions like United Credit Union Chicago, IL provide digital access including online balance checks and transfers.

Current United Credit Union Chicago, IL Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions