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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Advia Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Advia Credit Union's 11-Month Promo CD rates are at 4.26%, 11-Month Promo CD with Advantage Plus Rewards rates are at 4.26%, 21-Month Promo CD rates are at 4.00%. MonitorBankRates evaluates the financial stability of Advia Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.78%. Rates were last updated on 04/18/2026. Advia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advia Credit Union? Share your experience about Advia Credit Union by leaving a review below, or read customer reviews before you decide to use Advia Credit Union. Advia Credit Union
Oshtemo Headquarters 6400 W Main St
https://www.adviacu.org Kalamazoo, MI 49009 9272 
Advia Credit Union CD Rates
Advia Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advia Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advia Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advia Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advia Credit Union
Website
https://www.adviacu.org
Address
6400 W Main St,
Kalamazoo, MI 49009 9272
Phone
844-238-4228
Fax
President
Donna Kalmeta
CEO
Jeff Fielder
Full-Time Employees
570
Part-Time Employees
62
Branch Locations
34
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.78%
Return on Assets (ROA)
0.8822%
Return on Equity (ROE)
8.8980%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
3,727,708,975
Total Amount of Shares and Deposits
3,099,235,208
Total Shares and Deposits < 1 Year
2,976,403,137
Total Shares and Deposits 1 3 Years
97,634,964
Total Shares and Deposits > 3 Years
25,197,107
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
335,272,326
Total Uninsured Shares and Deposits > $250K (F+J)
335,272,326
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,763,962,882
Total Interest Expense (Sum of items 6 8)
68,532,306
Share Certificates
20,122
Number of Accounts for Share Drafts
130,889
IRA KEOGH Accounts
5,213
Number of Accounts for Regular Shares
246,488
All other shares
2,002
Non Member Deposits
21
Money Market Shares
33,496
Net Income (unless the amount is already included in Undivided Earnings)
32,886,077
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
120,334,728
Total Liabilities
3,376,870,057
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Advia Credit UnionIs Advia Credit Union a safe place to deposit money?Yes, Advia Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7765107326084%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Advia Credit Union operate?Advia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advia Credit Union?Yes, to access services at Advia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advia Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advia Credit Union offer online and mobile banking?Most modern institutions like Advia Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.adviacu.org. Current Advia Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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