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iAdvertiser Disclosure
Advertiser Disclosure
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 Whitefish Credit Union Association Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Whitefish Credit Union Association's 8-month CD rates are at 3.75%, 15-month CD rates are at 3.65%, 4-month CD rates are at 3.45%. Whitefish Credit Union Association's savings rates are at 1.10%. Whitefish Credit Union Association's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of Whitefish Credit Union Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.87%. Rates were last updated on 04/19/2026. Whitefish Credit Union Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Whitefish Credit Union Association? Share your experience about Whitefish Credit Union Association by leaving a review below, or read customer reviews before you decide to use Whitefish Credit Union Association. Whitefish Credit Union Association
Whitefish Credit Union Whitefish Office 300 Baker Ave
https://www.whitefishcu.com Whitefish, MT 59937 
Whitefish Credit Union Association CD Rates
Whitefish Credit Union Association Savings Rates
Whitefish Credit Union Association Checking Rates
Whitefish Credit Union Association Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Whitefish Credit Union Association is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Whitefish Credit Union Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Whitefish Credit Union Association's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Whitefish Credit Union Association
Website
https://www.whitefishcu.com
Address
300 Baker Ave,
Whitefish, MT 59937
Phone
406-862-3525
Fax
406-862-2143
President
Frank Barnes
CEO
James Kenyon
Full-Time Employees
220
Part-Time Employees
1
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.87%
Return on Assets (ROA)
0.3634%
Return on Equity (ROE)
2.8382%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
1,991,742,133
Total Amount of Shares and Deposits
1,732,619,531
Total Shares and Deposits < 1 Year
1,642,169,750
Total Shares and Deposits 1 3 Years
90,449,782
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
191,191,863
Total Uninsured Shares and Deposits > $250K (F+J)
191,191,863
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,541,427,668
Total Interest Expense (Sum of items 6 8)
28,707,587
Share Certificates
8,616
Number of Accounts for Share Drafts
21,225
IRA KEOGH Accounts
3,026
Number of Accounts for Regular Shares
60,521
All other shares
30
Net Income (unless the amount is already included in Undivided Earnings)
7,238,461
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,473,763
Total Liabilities
1,802,856,276
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Whitefish Credit Union AssociationIs Whitefish Credit Union Association a safe place to deposit money?Yes, Whitefish Credit Union Association is considered a safe financial institution. With a Texas Ratio of 0.8661538088023%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Whitefish Credit Union Association operate?Whitefish Credit Union Association currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Whitefish Credit Union Association?Yes, to access services at Whitefish Credit Union Association, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Whitefish Credit Union Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Whitefish Credit Union Association provides members with tools to manage their accounts and build a solid financial history. Does Whitefish Credit Union Association offer online and mobile banking?Most modern institutions like Whitefish Credit Union Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whitefishcu.com. Current Whitefish Credit Union Association Rates
Retrieved from our database of financial products. Rates subject to change.
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