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WYO CENTRAL Rates and Review January 2026

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WYO CENTRAL12-month CD rates can be found at 3.50%, 6-month CD rates at 0.90% and 3-month CD rates at 0.50%. Savings rates are at 0.40% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 18.24%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to WYO CENTRAL rates.

Compare WYO CENTRAL CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of WYO CENTRAL savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

WYO CENTRAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at WYO CENTRAL? Share your experience about WYO CENTRAL by leaving a review below, or read customer reviews before you decide to use WYO CENTRAL.

Overall, WYO CENTRAL is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Hustisford State Bank
Main Office Branch
190 S David St
Casper, WY 82601 2489
Member NCUA
MonitorBankRates' Rating
4/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
84-Month CD
3.91%
$1,000
6-Month CD
3.87%
$1,000
60-Month CD
3.80%
$1
12-Month CD
3.70%
$500
24-Month CD
3.60%
$500
12-Month CD
3.50%
$1,000
24-Month CD
3.46%
$500
Online Savings
3.25%
$0
12-Month CD
3.25%
$500
48-Month CD
3.20%
$500
24-Month CD
3.19%
$10,000
48-Month CD
3.10%
$1,000
36-Month CD
3.07%
$500
Interest Plus Checking
3.00%
$25
Relationship Money Market
3.00%
$1,000,000
48-Month CD
3.00%
$1,000
30-Month CD
2.90%
$1,000
48-Month CD
2.75%
$1,000
60-Month CD
2.75%
$500
Premium Savings
2.75%
$25,000
18-Month CD
2.60%
$1,000
60-Month CD
2.50%
$500
48-Month CD
2.48%
$2,500
12-Month CD
2.35%
$500
12-Month CD
2.25%
$1,000
60-Month CD
2.20%
$500
Jumbo Money Market
2.05%
$1,000,000
High Yield Money Market
2.00%
$500,000
48-Month CD
1.85%
$500
24-Month CD
1.76%
$1,000
6-Month CD
1.70%
$500
12-Month CD
1.51%
$1,000
60-Month CD
1.31%
$1,000
36-Month CD
1.30%
$5,000
18-Month CD
1.10%
$1,000
60-Month CD
0.60%
$500
18-Month CD
0.55%
$500
3-Month CD
0.55%
$600
60-Month CD
0.50%
$1,000
48-Month CD
0.50%
$500
30-Month CD
0.45%
$500
Savings
0.35%
$100
Money Market
0.30%
$2,500
Common Cents Savings
0.15%
$0
Primary Savings
0.10%
$5
3-Month CD
0.05%
$1,000
Super Savings
0.05%
$1,500
Premier Money Market
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.799%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed
5.500%
5.546%
0.000
5.625%
5.751%
0.000
5.000%
5.080%
0.000
5.500%
6.005%
0.000
6.000%
6.113%
0.000
30-Year Fixed
5.900%
6.072%
0.000
30 year Fixed
6.000%
6.034%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.375%
5.468%
0.000
5.625%
5.846%
0.000
5.625%
6.036%
0.000
6.375%
6.394%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5.000%
5.886%
0.000
5.875%
6.023%
0.000
15 Year Fixed
5.375%
5.588%
0.000
5.375%
5.375%
0.125
6.300%
6.498%
0.000
5.500%
5.871%
0.000
15-Year Fixed
5.625%
5.986%
0.000
6.250%
6.199%
0.000
5.750%
7.634%
0.000
15-Year Fixed
5.500%
5.610%
0.000
5.500%
5.705%
0.000
4.675%
4.867%
0.000
30-Year Fixed
5.875%
6.000%
0.000
7/6 ARM
5.875%
5.947%
0.000
5.000%
5.068%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
6.000%
6.035%
0.375
5.375%
5.766%
0.000
5/6 ARM
5.875%
5.947%
0.000
6.500%
6.595%
0.000
5.500%
5.620%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
6.000%
6.070%
0.000
15-Year Fixed
6.625%
6.627%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.500%
5.809%
0.000
5.625%
5.691%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.625%
5.667%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.500%
5.650%
0.000
10-Year Fixed
5.375%
5.473%
0.000
5.875%
5.985%
1.000
5.750%
6.309%
0.000
20-Year Fixed
5.750%
5.887%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Business Select Credit Card Mastercard
18.000%
VISA® Credit Cards
7.990%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Rewards MasterCard
18.000%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
8.990% - 17.990%
Maximum limit of $30,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
13.240%
Visa Crimson Rewards Card
13.740%
Visa Platinum with Rewards
9.900%
VISA Platinum without Rewards
7.900%
Academic VISA® Gold
15.400%
Visa Platinum Preferred Student
17.990%
Visa Platinum Credit Card
8.500%
As low as 8.50%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Signature (Unsecured) Loan
11.040%
$0
1 - 24
8.890%
$0
13.490%
$0 - $5,000
48 - 48
Signature Loan
10.500%
$0
Access Line Of Credit
16.240%
$0
9.900%
$0
Personal Loans
13.450%
$0
60
Education (tuition bill required)
8.250%
$0
60
17.900%
$0 - $500
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
7.750% - 16.750%
$0
1 - 36
12.990%
$0 - $2,000
24 - 24
8.990% - 17.990%
$0
Summer/Holiday Loans
9.500%
$0
10.500%
$0 - $5,000
24 - 36
18.000%
$0 - $500
5
Line of Credit Variable
16.740%
$0
10.890%
$0
60
Personal Line of Credit
9.000%
$0
60
10.250% - 10.650%
$3,000 - $25,000
9.990% - 16.240%
$0
61 - 66
9.490%
$0
48 - 48
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have WYO CENTRAL rate data right now.

Credit Union Profile & Overview

Credit Union Name: WYO CENTRAL
Full Time Employees: 11
Part Time Employees: 1
President: Jaclyn Landess
CEO: Annie Sorensen
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
190 S David St
Casper, WY 82601 2489
Phone Number: 307-234-5401
Fax Number: 307-234-1523

Financials

Total Assets:
30,882,147
Total Amount of Shares and Deposits:
27,388,322
Total Shares and Deposits < 1 Year:
22,697,559
Total Shares and Deposits 1 3 Years:
3,881,241
Total Shares and Deposits > 3 Years:
809,521
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
65,844
Total Uninsured Shares and Deposits > $250K (F+J):
65,844
Total Insured Shares and Deposits > $250K (item 17 less item K):
27,322,478
Total Interest Expense (Sum of items 6 8):
127,903
Share Certificates:
159
Number of Accounts for Share Drafts:
1,601
IRA KEOGH Accounts:
56
Number of Accounts for Regular Shares:
2,806
Non Member Deposits:
14
Money Market Shares:
53
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
200,461
Total Liabilities:
28,970,711
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About WYO CENTRAL

Is a member application needed to join WYO CENTRAL?

Yes, to access services at WYO CENTRAL, a member application is required.

Is there a first-time homebuyer program?

Currently, WYO CENTRAL provides a range of mortgage and home equity products.

Is WYO CENTRAL a safe place to deposit money?

Yes, WYO CENTRAL is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does WYO CENTRAL offer online and mobile banking?

Most modern institutions like WYO CENTRAL provide digital access including online balance checks and transfers.

Current WYO CENTRAL Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions