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iAdvertiser Disclosure
Advertiser Disclosure
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 Armstrong County Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Armstrong County Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.88%, 6-month share certificate rates at 2.57% and 3-month share certificate rates at 0.24%. Savings rates are at 0.25% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 5.85%. All these rates can be compared to Armstrong County Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Armstrong County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.95%. Rates were last updated on 04/17/2026. Armstrong County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Armstrong County Federal Credit Union? Share your experience about Armstrong County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Armstrong County Federal Credit Union. Armstrong County Federal Credit Union
ARMSTRONG CO FEDERAL EMPFCU 201 N McKean St
Kittanning, PA 16201 1300 
Current Rate AvailabilityWe do not have Armstrong County Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Armstrong County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Armstrong County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Armstrong County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Armstrong County Federal Credit Union
Address
201 N McKean St,
Kittanning, PA 16201 1300
Phone
724-548-8722
Fax
724-545-1899
President
James Robinson
CEO
Sandra Garris
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.95%
Return on Assets (ROA)
0.7776%
Return on Equity (ROE)
5.1914%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
17,360,850
Total Amount of Shares and Deposits
14,756,324
Total Shares and Deposits < 1 Year
14,756,323
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
434,430
Total Uninsured Shares and Deposits > $250K (F+J)
434,430
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,321,894
Total Interest Expense (Sum of items 6 8)
56,016
Number of Accounts for Share Drafts
477
Number of Accounts for Regular Shares
2,125
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,339,523
Total Liabilities
14,761,986
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Armstrong County Federal Credit UnionIs Armstrong County Federal Credit Union a safe place to deposit money?Yes, Armstrong County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.94890210611199%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Armstrong County Federal Credit Union operate?Armstrong County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Armstrong County Federal Credit Union?Yes, to access services at Armstrong County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Armstrong County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Armstrong County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Armstrong County Federal Credit Union offer online and mobile banking?Most modern institutions like Armstrong County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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