What are the current interest rates at Wings Credit Union?

Current rates for Wings Credit Union include: 12-Month CD: 3.80%, 18-Month CD: 3.85%, 24-Month CD: 3.85%, 60-Month CD: 4.10%, Savings: 1.60%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Wings Credit Union

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Wings Credit Union Rates & Review October 2026

Item: Wings Credit Union
Rating: 2
Author: L hawkins

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Wings Credit Union's top rates as of October 10, 2026 are 4.80% APY on its My Savings Builder CD, 1.60% APY on savings, 0.25% APY on checking, 6.25% on its VA 15-Year Fixed mortgage, and personal loans from 10.49% APR, according to rates verified by MonitorBankRates. Other Wings Credit Union CD rates include 60 Month CD at 4.15%, 17 Month Special CD at 4.10%, and 48-53 Month CDs at 4.10%. Other Wings Credit Union mortgage rates include Five Year First-Time Homebuyer SOFR ARM (5yr/6mo) 30-Year Term at 6.75%, Five Year SOFR ARM (5yr/6mo) 30-Year Term at 6.75%, and 10-Year Fixed-Rate at 6.75%. MonitorBankRates evaluates the financial stability of Wings Credit Union with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.15%. Rates last updated and verified on 10/10/2026.

Wings Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wings Credit Union? Share your experience about Wings Credit Union by leaving a review below, or read customer reviews before you decide to use Wings Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

4.15%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Wings Credit Union
Colorado Springs Headquarters

11550 Ent Pkwy
Colorado Springs, CO 80921-4274

https://www.ent.com

Customer Reviews

2.0 ★ 1 review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Wings Credit Union CD Rates

Product	Rate	APY	Term
60 Month Certificate	4.07%	4.15%	60 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
17 Month Special Certificate	4.03%	4.10%	17 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
48-53 Month Certificates	4.03%	4.10%	48-53 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.10% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
54-59 Month Certificates	4.03%	4.10%	54-59 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.10% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
36-41 Month Certificates	3.93%	4.00%	36-41 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.00% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
42-47 Month Certificates	3.93%	4.00%	42-47 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.00% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
24 Month Standard CD	-	3.90%	24 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
24-29 Month Certificates	3.83%	3.90%	24-29 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.90% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
12 Month Certificate	3.78%	3.85%	12 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
13-17 Month Certificates	3.78%	3.85%	13-17 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.85% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
18-23 Month Certificates	3.78%	3.85%	18-23 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.85% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
30-35 Month Certificates	3.74%	3.80%	30-35 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.80% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
6-11 Month Certificates	3.74%	3.80%	6-11 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.80% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
3 month Short-term CD	3.75%	3.80%	3 months
Min Deposit $500 Details Term: 3-5 months, 6-11 months; Published APY range: 3.75% - 3.75%. Best for: Reaching your short-term savings goals sooner Lock in a great rate Access your money sooner with a short term Choose the term that fits your savings goals Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75% Sep 22, 20263.80%▲ from 3.75% Sep 18, 20263.75%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
24 - 36 Month Flex CD	3.75%	3.75%	24-36 months
Min Deposit $1,000 Details Published APY range: 3.75% - 3.65%. Best for: The stability of a CD with the flexibility to save on your terms Bump your rate once if rates go up Make a one-time withdrawal of up to 50% of your balance Make a one-time deposit of $1,000+ in the first 12 months Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 10, 20263.75%▲ from 3.65% Sep 18, 20263.65%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
3-5 Month Certificates	3.69%	3.75%	3-5 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.75% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
36 Month Flex Certificate	3.69%	3.75%	36 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
24-29 Month Flex Certificates	3.59%	3.65%	24-29 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.65% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
30-35 Month Flex Certificates	3.49%	3.55%	30-35 months
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.55% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Savings Rates

Product	Rate	APY
My Savings Builder Certificate	4.70%	4.80%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.80% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
My Savings Starter Certificate	1.92%	1.93%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.93% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	1.59%	1.60%
Min Balance $250,000 Details Balance: $250,000.00 And Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	1.29%	1.30%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000.00 And Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
IRA Savings	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000.00 And Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
IRA Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
IRA Savings	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $499.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.10% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Health Savings Account	0.10%	0.10%
Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
IRA Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $499.99 Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 0.10% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
IRA Savings	0.10%	0.10%
Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Savings Accounts	0.05%	0.05%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Business Savings Rates

Product	Rate	APY
Business Money Market Savings	1.59%	1.60%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $750,000 Details Balance: $750,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $1,000,000 Details Balance: $1,000,000 and Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.29%	1.30%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.80% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Savings Accounts	0.05%	0.05%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings	1.59%	1.60%
Min Balance $250,000 Details Balance: $250,000.00 And Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	1.29%	1.30%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Savings	1.59%	1.60%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $750,000 Details Balance: $750,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.59%	1.60%
Min Balance $1,000,000 Details Balance: $1,000,000 and Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.29%	1.30%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.80%	0.80%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.80% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.60%	0.60%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Money Market Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Checking Rates

Product	Rate	APY
Broncos Checking, No Strings Checking	0.05%	0.05%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Free Student Checking	0.05%	0.05%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Wings checking	-	0.05%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Chase Premier Plus Checking	-	0.01%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
US Bank Smartly Checking	-	0.001%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.00% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Business Checking Rates

Product	Rate	APY
Business Dividend Checking	0.25%	0.25%
Min Balance $100,000 Details Balance: $100,000 and Above Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Dividend Checking	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Dividend Checking	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Dividend Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0.00 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business Dividend Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
VA 15-Year Fixed	6.25%	-	6.25%	15-Year
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.30% → 6.25% ▼ 0.05 pts · high 6.43% / low 6.25% Oct 10, 20266.25%▼ from 6.43% Sep 18, 20266.43%▲ from 6.30% Sep 14, 20266.30%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Five Year First-Time Homebuyer SOFR ARM (5yr/6mo) 30-Year Term	6.75%	-	6.688%	30-Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.69% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Five Year SOFR ARM (5yr/6mo) 30-Year Term	6.75%	-	6.688%	30-Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.69% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
10-Year Fixed-Rate	6.75%	-	6.75%	10-Year
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.39% → 6.75% ▲ 0.36 pts · high 6.88% / low 6.39% Oct 2, 20266.75%▼ from 6.88% Oct 1, 20266.88%▲ from 6.75% Sep 27, 20266.75%▲ from 6.64% Sep 18, 20266.64%▲ from 6.39% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Seven Year First-Time Homebuyer (FTHB) SOFR ARM (7Yr/6Mo)	6.875%	-	6.78%
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.78% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Seven Year SOFR ARM (7yr/6mo) 30-Year Term	6.875%	-	6.78%	30-Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.78% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
15-Year Fixed-Rate	6.75%	-	6.854%	15-Year
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.35% → 6.85% ▲ 0.50 pts · high 6.98% / low 6.35% Oct 2, 20266.85%▼ from 6.98% Oct 1, 20266.98%▲ from 6.85% Sep 27, 20266.85%▲ from 6.60% Sep 18, 20266.60%▲ from 6.35% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Jumbo Five Year Conv ARM (5yr/5yr) 30-Year Term	6.75%	-	6.975%	30-Year
Details 5yr/5yr Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.51% → 6.98% ▲ 0.47 pts · high 6.98% / low 6.51% Oct 10, 20266.98%▲ from 6.90% Oct 2, 20266.90%▲ from 6.65% Sep 18, 20266.65%▲ from 6.51% Sep 14, 20266.51%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Ten Year SOFR ARM (10yr/6mo) 30-Year Term	7.125%	-	6.987%	30-Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.99% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Five Year Conv ARM (5yr/5yr) 30-Year Term	6.75%	-	6.998%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 5 changes since Sep 14, 2026 · 6.53% → 7.00% ▲ 0.47 pts · high 7.00% / low 6.53% Oct 10, 20267.00%▲ from 6.92% Oct 2, 20266.92%▼ from 6.97% Oct 1, 20266.97%▲ from 6.86% Sep 27, 20266.86%▲ from 6.67% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
VA 30-Year Fixed	6.75%	-	7.02%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.64% → 7.02% ▲ 0.38 pts · high 7.02% / low 6.64% Oct 10, 20267.02%▲ from 6.77% Sep 18, 20266.77%▲ from 6.64% Sep 14, 20266.64%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Jumbo 20-Year Fixed	7.00%	-	7.054%	20-Year
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.68% → 7.05% ▲ 0.38 pts · high 7.18% / low 6.68% Oct 10, 20267.05%▼ from 7.18% Oct 2, 20267.18%▲ from 6.80% Sep 18, 20266.80%▲ from 6.68% Sep 14, 20266.68%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
30-Year Fixed-Rate First-Time Home Buyer (FTHB)	7.125%	-	7.191%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.69% → 7.19% ▲ 0.50 pts · high 7.32% / low 6.69% Oct 2, 20267.19%▼ from 7.32% Oct 1, 20267.32%▲ from 7.19% Sep 27, 20267.19%▲ from 6.94% Sep 18, 20266.94%▲ from 6.69% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
20-Year Fixed Rate	7.125%	-	7.211%	20-Year
No additional details. Last Updated 10/10/2026 Rate History 5 changes since Sep 14, 2026 · 6.71% → 7.21% ▲ 0.50 pts · high 7.46% / low 6.71% Oct 10, 20267.21%▼ from 7.34% Oct 2, 20267.34%▼ from 7.46% Oct 1, 20267.46%▲ from 7.34% Sep 27, 20267.34%▲ from 6.96% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Jumbo 30-Year Fixed	7.375%	-	7.419%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 7.04% → 7.42% ▲ 0.38 pts · high 7.42% / low 7.04% Oct 2, 20267.42%▲ from 7.17% Sep 18, 20267.17%▲ from 7.04% Sep 14, 20267.04%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
30-Year Fixed-Rate	7.375%	-	7.443%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.94% → 7.44% ▲ 0.50 pts · high 7.57% / low 6.94% Oct 2, 20267.44%▼ from 7.57% Oct 1, 20267.57%▲ from 7.44% Sep 27, 20267.44%▲ from 7.19% Sep 18, 20267.19%▲ from 6.94% Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
FHA 15-Year Fixed	6.25%	-	7.701%	15-Year
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 7.33% → 7.70% ▲ 0.37 pts · high 7.70% / low 7.33% Oct 10, 20267.70%▲ from 7.46% Sep 18, 20267.46%▲ from 7.33% Sep 14, 20267.33%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
FHA 30-Year Fixed	6.75%	-	8.053%	30-Year
No additional details. Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 7.69% → 8.05% ▲ 0.37 pts · high 8.05% / low 7.69% Oct 10, 20268.05%▲ from 7.81% Sep 18, 20267.81%▲ from 7.69% Sep 14, 20267.69%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC - Variable Rate	-	-	6.50%	300 months
Details Published APR range: 6.50% - 9.00%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 7 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
HELOC - Standard Rate	-	-	7.49%	240 months
Details Published APR range: 7.49% - 9.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 7 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto - 2023 And Newer	-	-	5.74%	36 months
Details Published APR range: 5.74% - 15.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49% Oct 10, 20265.74%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2020 Through 2022	-	-	5.99%	36 months
Details Published APR range: 5.99% - 16.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 10, 20265.99%▲ from 5.74% Sep 14, 20265.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2023 And Newer	-	-	5.99%	48 months
Details Published APR range: 5.99% - 15.74%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 10, 20265.99%▲ from 5.74% Sep 14, 20265.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2020 Through 2022	-	-	6.24%	48 months
Details Published APR range: 6.24% - 17.24%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2023 And Newer	-	-	6.24%	66 months
Details Published APR range: 6.24% - 15.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2023 And Newer	-	-	6.24%	72 months
Details Published APR range: 6.24% - 16.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2020 Through 2022	-	-	6.49%	66 months
Details Published APR range: 6.49% - 17.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 10, 20266.49%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2023 And Newer	-	-	6.49%	84 months
Details Published APR range: 6.49% - 17.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 10, 20266.49%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2020 Through 2022	-	-	6.74%	72 months
Details Published APR range: 6.74% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 10, 20266.74%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business/Commercial Auto - 2023 And Newer	6.74%	-	6.74%	66 Months
Details Published rate range: 6.74% - 8.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 6.74% ▲ 0.50 pts · high 6.74% / low 6.24% Oct 10, 20266.74%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2016 Through 2019	-	-	6.99%	60 months
Details Published APR range: 6.99% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2020 Through 2022	-	-	6.99%	84 months
Details Published APR range: 6.99% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business/Commercial Auto - 2016 Through 2022	6.99%	-	6.99%	66 Months
Details Published rate range: 6.99% - 9.24%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Business/Commercial Auto - 2016 Through 2022	7.24%	-	7.24%	72 Months
Details Published rate range: 7.24% - 9.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 10, 20267.24%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Auto - 2010 Through 2015	-	-	7.49%	60 months
Details Published APR range: 7.49% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24% Oct 10, 20267.49%▲ from 7.24% Sep 14, 20267.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle - 2019 And Newer Loan	-	6.24%	84 months
Details Published APR range: 6.24% - 15.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Recreational Vehicle - 2019 And Newer Loan	-	6.74%	120 months
Details Published APR range: 6.74% - 16.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 10, 20266.74%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Motorcycle/ATV - 2021 And Newer Loan	-	6.99%	60 months
Details Published APR range: 6.99% - 17.24%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Recreational Vehicle - 2019 And Newer Loan	-	7.24%	180 months
Details Published APR range: 7.24% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 10, 20267.24%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Motorcycle/ATV - 2021 And Newer Loan	-	7.49%	72 months
Details Published APR range: 7.49% - 17.49%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24% Oct 10, 20267.49%▲ from 7.24% Sep 14, 20267.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Recreational Vehicle - 2019 And Newer Loan	-	7.74%	240 months
Details Published APR range: 7.74% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49% Oct 10, 20267.74%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Motorcycle/ATV - 2016 Through 2020 Loan	-	7.99%	60 months
Details Published APR range: 7.99% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.74% → 7.99% ▲ 0.25 pts · high 7.99% / low 7.74% Oct 10, 20267.99%▲ from 7.74% Sep 14, 20267.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Motorcycle/ATV - 2021 And Newer Loan	-	7.99%	84 months
Details Published APR range: 7.99% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.74% → 7.99% ▲ 0.25 pts · high 7.99% / low 7.74% Oct 10, 20267.99%▲ from 7.74% Sep 14, 20267.74%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Motorcycle/ATV - 2016 Through 2020 Loan	-	8.49%	72 months
Details Published APR range: 8.49% - 17.99%. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.24% → 8.49% ▲ 0.25 pts · high 8.49% / low 8.24% Oct 10, 20268.49%▲ from 8.24% Sep 14, 20268.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	10.49%	36 months
Details Published APR range: 10.49% - 20.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 10.49% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Personal Loan	11.99%	48 months
Details Published APR range: 11.99% - 20.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 11.99% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Personal Loan	12.49%	60 months
Details Published APR range: 12.49% - 20.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 12.49% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Personal Loan	12.99%	72 months
Details Published APR range: 12.99% - 20.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 12.99% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Personal Loan	13.49%	84 months
Details Published APR range: 13.49% - 20.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 13.49% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Personal Line Of Credit	16.99%	Revolving
Details $500-$3,000; Published APR range: 16.99% - 16.99%. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 16.99% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Wings Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Line of Credit	-	-	15.90%	Revolving
Details Published APR range: 15.90% - 15.90%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 15.90% APR · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	0.10%	-	0.10%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.10% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	0.15%	-	0.15%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.15% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	0.60%	-	0.60%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.60% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	0.80%	-	0.80%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.80% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	1.00%	-	1.00%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.00% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	1.29%	-	1.30%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.30% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Rising returns	1.59%	-	1.60%
Min Balance $250,000 Details Balance: $250,000.00 And Above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.60% APY Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Wells Fargo Clear Access Banking	-	-	0.01%
Min Deposit $25 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%
Youth Certificate	3.98%	-	4.05%
Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 6 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 4.15%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Wings Credit Union’s Texas Ratio rose from 2.87% in Q3 2023 to 4.15% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$19.4B	4.15%	5.0	A+
March 31, 2026	$19.5B	3.30%	5.0	A+
December 31, 2025	$10.0B	5.86%	5.0	A+
September 30, 2025	$9.7B	4.52%	5.0	A+
June 30, 2025	$10.3B	4.36%	5.0	A+
March 31, 2025	$10.0B	4.56%	5.0	A+
December 31, 2024	$9.8B	4.49%	5.0	A+
September 30, 2024	$9.9B	4.14%	5.0	A+
June 30, 2024	$9.8B	4.08%	5.0	A+
March 31, 2024	$9.9B	3.47%	5.0	A+
December 31, 2023	$9.8B	3.37%	5.0	A+
September 30, 2023	$10.0B	2.87%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wings Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wings Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wings Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wings Credit Union

Website https://www.ent.com

Address 11550 Ent Pkwy, Colorado Springs, CO 80921-4274

Phone 719-574-1100

Fax

President Gregory Miller

CEO Chad Graves

Full-Time Employees 2,282

Part-Time Employees 49

Branch Locations 96

ATM Locations 87

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

4.15%

Return on Assets (ROA)

0.2357%

Return on Equity (ROE)

1.9912%

Non-Performing Loans Ratio (NPL)

0.64%

Total Assets

19,383,957,291

Total Amount of Shares and Deposits

15,995,882,246

Total Shares and Deposits < 1 Year

15,364,903,967

Total Shares and Deposits 1 3 Years

576,829,048

Total Shares and Deposits > 3 Years

54,149,231

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,366,836,544

Total Uninsured Shares and Deposits > $250K (F+J)

1,366,839,419

Total Insured Shares and Deposits > $250K (item 17 less item K)

14,629,042,827

Total Interest Expense (Sum of items 6 8)

154,592,022

Share Certificates

115,848

Number of Accounts for Share Drafts

713,691

IRA KEOGH Accounts

30,600

Number of Accounts for Regular Shares

1,108,395

All other shares

4,840

Non Member Deposits

235

Money Market Shares

114,611

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

190,543,934

Total Liabilities

17,143,895,966

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Wings Credit Union earned the Verified Healthy badge

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Customer Reviews

L hawkins

★★☆☆☆

February 8, 2026

CD rates hard to get maybe because of wing

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Average Rating

★★☆☆☆

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Frequently Asked Questions About Wings Credit Union

How many branches does Wings Credit Union operate?

Wings Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wings Credit Union?

Yes, to access services at Wings Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wings Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wings Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wings Credit Union offer online and mobile banking?

Most modern institutions like Wings Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ent.com.

Current Wings Credit Union Rates

12-Month CD3.80%
18-Month CD3.85%
24-Month CD3.85%
60-Month CD4.10%
Savings1.60%

Retrieved from our database of financial products. Rates subject to change.

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Wings Credit Union Rates & Review October 2026

Brian McKay

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Wings Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Wings Credit Union

How many branches does Wings Credit Union operate?

Is a member application needed to join Wings Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Wings Credit Union offer online and mobile banking?

Current Wings Credit Union Rates

Compare to Other Credit Unions