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Ent Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 22, 2026
Ent Credit Union's 60 Month CD rates are at 4.15%, 17 Month Special CD rates are at 4.10%, 48-53 Month CDs rates are at 4.10%, 54-59 Month CDs rates are at 4.10%, 36-41 Month CDs rates are at 4.00%. Ent Credit Union's savings rates are at 0.05%. Ent Credit Union's VA 15-Year Fixed rates are at 6.00%, Jumbo 15-Year Fixed rates are at 6.44%, 15-Year Fixed-Rate rates are at 6.50%, 10-Year Fixed-Rate rates are at 6.50%, Jumbo Five Year Conv ARM (5yr/5yr) 30-Year Term rates are at 6.50%. Ent Credit Union's Personal Loan Rates are as low as 10.49%. MonitorBankRates evaluates the financial stability of Ent Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.30%. Rates last updated and verified on 09/22/2026.
Ent Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ent Credit Union? Share your experience about Ent Credit Union by leaving a review below, or read customer reviews before you decide to use Ent Credit Union.
Ent Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Ent Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.30%
ExcellentLower than avg
Ent Credit Union Texas Ratio
Ent Credit Union's Texas Ratio is 3.30%, which is considered excellent and is lower than the national average of 6.13%.
Ent Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.78% to 3.30% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsCD special: Earn 4.10% APY* for 17 months.5
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
17 Month Special Certificate
4.03%
4.10%
17 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
48-53 Month Certificates
4.03%
4.10%
53 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
54-59 Month Certificates
4.03%
4.10%
59 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
36-41 Month Certificates
3.93%
4.00%
41 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
42-47 Month Certificates
3.93%
4.00%
47 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
24 Month Standard CD
-
3.90%
24 months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
24-29 Month Certificates
3.83%
3.90%
29 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
12 Month Certificate
3.78%
3.85%
12 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
13-17 Month Certificates
3.78%
3.85%
17 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
18-23 Month Certificates
3.78%
3.85%
23 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
30-35 Month Certificates
3.74%
3.80%
35 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
6-11 Month Certificates
3.74%
3.80%
11 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
3 month Short-term CD
3.75%
3.80%
3 months
Min Deposit$500
DetailsTerm: 3-5 months, 6-11 months; Best for: Reaching your short-term savings goals sooner. Lock in a great rate. Access your money sooner with a short term. Choose the term that fits your savings goals.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
3 Month Standard CD
-
3.75%
3 months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
3-5 Month Certificates
3.69%
3.75%
5 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
36 Month Flex Certificate
3.69%
3.75%
36 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
24-29 Month Flex Certificates
3.59%
3.65%
29 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
30-35 Month Flex Certificates
3.49%
3.55%
35 Month
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Savings Rates
Product
Rate
APY
View More
My Savings Builder Certificate
4.70%
4.80%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
My Savings Starter Certificate
1.92%
1.93%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$500,000
DetailsBalance: $500,000 - $749,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$750,000
DetailsBalance: $750,000 - $999,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.59%
1.60%
Min Balance$250,000
DetailsBalance: $250,000.00 And Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
1.59%
1.60%
Min Balance$250,000
DetailsBalance: $250,000.00 And Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.29%
1.30%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.29%
1.30%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
1.29%
1.30%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000.00 And Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
IRA Savings
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000.00 And Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
IRA Savings
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.15%
0.15%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
IRA Savings
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.10%
0.10%
Min Balance$0
DetailsBalance: $0 - $4,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
0.10%
0.10%
Min Balance$0
DetailsBalance: $0.00 - $499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Health Savings Account
0.10%
0.10%
Min Balance$500
DetailsBalance: $500.00 - $2,499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
IRA Savings
0.10%
0.10%
Min Balance$0
DetailsBalance: $0.00 - $499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
IRA Savings
0.10%
0.10%
Min Balance$500
DetailsBalance: $500.00 - $2,499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.10%
0.10%
Min Balance$0
DetailsBalance: $0 - $2,499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Monthly market savings balance
0.10%
0.10%
Min Balance$0
DetailsBalance: $0 - $2,499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Savings Accounts
0.05%
0.05%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Savings Accounts
0.05%
0.05%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Money Market Rates
Product
Rate
APY
View More
Business Money Market Savings
1.59%
1.60%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$500,000
DetailsBalance: $500,000 - $749,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$750,000
DetailsBalance: $750,000 - $999,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.59%
1.60%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.59%
1.60%
Min Balance$250,000
DetailsBalance: $250,000.00 And Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.29%
1.30%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.29%
1.30%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.80%
0.80%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.15%
0.15%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.15%
0.15%
Min Balance$2,500
DetailsBalance: $2,500.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Money Market Savings
0.10%
0.10%
Min Balance$0
DetailsBalance: $0 - $4,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Money Market Savings
0.10%
0.10%
Min Balance$0
DetailsBalance: $0 - $2,499.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Checking Rates
Product
Rate
APY
View More
Business Dividend Checking
0.25%
0.25%
Min Balance$100,000
DetailsBalance: $100,000 and Above
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Dividend Checking
0.20%
0.20%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Dividend Checking
0.10%
0.10%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Broncos Checking, No Strings Checking
0.05%
0.05%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Dividend Checking
0.05%
0.05%
Min Balance$0
DetailsBalance: $0 - $4,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business Dividend Checking
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Free Student Checking
0.05%
0.05%
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Wings checking
-
0.05%
Min Deposit$0
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Chase Premier Plus Checking
-
0.01%
Min Deposit$0
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
US Bank Smartly Checking
-
0.00%
Min Deposit$25
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
VA 15-Year Fixed
6.00%
-
6.43%
15-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Jumbo 15-Year Fixed
-
-
6.44%
15-Year
DetailsOrigination Fee: 0%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
15-Year Fixed-Rate
6.50%
-
6.60%
15-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
10-Year Fixed-Rate
6.50%
-
6.64%
10-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Jumbo Five Year Conv ARM (5yr/5yr) 30-Year Term
6.50%
-
6.65%
30-Year
DetailsOrigination Fee: 0%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Five Year Conv ARM (5yr/5yr) 30-Year Term
6.50%
-
6.67%
30-Year
DetailsOrigination Fee: 0%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
VA 30-Year Fixed
6.50%
-
6.77%
30-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Jumbo 20-Year Fixed
6.75%
-
6.80%
20-Year
DetailsOrigination Fee: 0%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
30-Year Fixed-Rate First-Time Home Buyer (FTHB)
6.88%
-
6.94%
30-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
20-Year Fixed Rate
6.88%
-
6.96%
20-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Jumbo 30-Year Fixed
7.13%
-
7.17%
30-Year
DetailsOrigination Fee: 0%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
30-Year Fixed-Rate
7.13%
-
7.19%
30-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
FHA 15-Year Fixed
6.00%
-
7.46%
15-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
FHA 30-Year Fixed
6.50%
-
7.81%
30-Year
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
HELOC - Variable Rate
-
-
6.50%
300 months
DetailsPublished APR range: 6.50% - 9.00%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
HELOC - Standard Rate
-
-
7.49%
240 months
DetailsPublished APR range: 7.49% - 9.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Home Equity Personal Loan
-
-
10.49%
36 months
DetailsPublished APR range: 10.49% - 20.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Home Equity Personal Loan
-
-
11.99%
48 months
DetailsPublished APR range: 11.99% - 20.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto - 2023 And Newer
-
-
5.49%
36 months
DetailsPublished APR range: 5.49% - 15.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2020 Through 2022
-
-
5.74%
36 months
DetailsPublished APR range: 5.74% - 16.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2023 And Newer
-
-
5.74%
48 months
DetailsPublished APR range: 5.74% - 15.49%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2020 Through 2022
-
-
5.99%
48 months
DetailsPublished APR range: 5.99% - 17.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2023 And Newer
-
-
5.99%
66 months
DetailsPublished APR range: 5.99% - 15.74%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2023 And Newer
-
-
5.99%
72 months
DetailsPublished APR range: 5.99% - 16.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2020 Through 2022
-
-
6.24%
66 months
DetailsPublished APR range: 6.24% - 17.49%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2023 And Newer
-
-
6.24%
84 months
DetailsPublished APR range: 6.24% - 17.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business/Commercial Auto - 2023 And Newer
-
-
6.24%
66 Months
DetailsPublished APR range: 6.24% - 8.49%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2020 Through 2022
-
-
6.49%
72 months
DetailsPublished APR range: 6.49% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business/Commercial Auto - 2023 And Newer
-
-
6.49%
72 Months
DetailsPublished APR range: 6.49% - 8.74%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2016 Through 2019
-
-
6.74%
60 months
DetailsPublished APR range: 6.74% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2020 Through 2022
-
-
6.74%
84 months
DetailsPublished APR range: 6.74% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business/Commercial Auto - 2016 Through 2022
-
-
6.74%
66 Months
DetailsPublished APR range: 6.74% - 8.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business/Commercial Auto - 2023 And Newer
-
-
6.74%
84 Months
DetailsPublished APR range: 6.74% - 8.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Business/Commercial Auto - 2016 Through 2022
-
-
6.99%
72 Months
DetailsPublished APR range: 6.99% - 9.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Auto - 2010 Through 2015
-
-
7.24%
60 months
DetailsPublished APR range: 7.24% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle - 2019 And Newer Loan
-
5.99%
84 months
DetailsPublished APR range: 5.99% - 15.49%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Recreational Vehicle - 2019 And Newer Loan
-
6.49%
120 months
DetailsPublished APR range: 6.49% - 16.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Motorcycle/ATV - 2021 And Newer Loan
-
6.74%
60 months
DetailsPublished APR range: 6.74% - 17.24%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Recreational Vehicle - 2019 And Newer Loan
-
6.99%
180 months
DetailsPublished APR range: 6.99% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Motorcycle/ATV - 2021 And Newer Loan
-
7.24%
72 months
DetailsPublished APR range: 7.24% - 17.49%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Recreational Vehicle - 2019 And Newer Loan
-
7.49%
240 months
DetailsPublished APR range: 7.49% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Motorcycle/ATV - 2016 Through 2020 Loan
-
7.74%
60 months
DetailsPublished APR range: 7.74% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Motorcycle/ATV - 2021 And Newer Loan
-
7.74%
84 months
DetailsPublished APR range: 7.74% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Motorcycle/ATV - 2016 Through 2020 Loan
-
8.24%
72 months
DetailsPublished APR range: 8.24% - 17.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Personal Loan Rates
Product
APR
Term
View More
Home Equity Personal Loan
10.49%
36 months
DetailsPublished APR range: 10.49% - 20.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Home Equity Personal Loan
11.99%
48 months
DetailsPublished APR range: 11.99% - 20.99%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Ent Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Business Line of Credit
-
-
15.90%
Revolving
DetailsPublished APR range: 15.90% - 15.90%.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Wells Fargo Clear Access Banking
-
-
0.01%
Min Deposit$25
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Youth Certificate
3.98%
-
4.05%
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.30%
Financial Health History
Ent Credit Union’s Texas Ratio rose from 2.78% in Q2 2023 to 3.30% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$19.5B
3.30%
5.0
A+
December 31, 2025
$10.0B
5.86%
5.0
A+
September 30, 2025
$9.7B
4.52%
5.0
A+
June 30, 2025
$10.3B
4.36%
5.0
A+
March 31, 2025
$10.0B
4.56%
5.0
A+
December 31, 2024
$9.8B
4.49%
5.0
A+
September 30, 2024
$9.9B
4.14%
5.0
A+
June 30, 2024
$9.8B
4.08%
5.0
A+
March 31, 2024
$9.9B
3.47%
5.0
A+
December 31, 2023
$9.8B
3.37%
5.0
A+
September 30, 2023
$10.0B
2.87%
5.0
A+
June 30, 2023
$9.9B
2.78%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Ent Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ent Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ent Credit Union's official website for the most current offers and terms.
Address
11550 Ent Pkwy,
Colorado Springs, CO 80921-4274
Phone719-574-1100
Fax
PresidentGregory Miller
CEOChad Graves
Full-Time Employees2,272
Part-Time Employees51
Branch Locations95
ATM Locations86
NCUA Insured✓ Yes — Up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.30%
Return on Assets (ROA)
-0.0036%
Return on Equity (ROE)
-0.0311%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
19,478,955,762
Total Amount of Shares and Deposits
16,210,398,368
Total Shares and Deposits < 1 Year
15,572,456,130
Total Shares and Deposits 1 3 Years
583,048,466
Total Shares and Deposits > 3 Years
54,893,772
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,382,388,345
Total Uninsured Shares and Deposits > $250K (F+J)
1,383,197,691
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,827,200,677
Total Interest Expense (Sum of items 6 8)
78,397,968
Share Certificates
117,254
Number of Accounts for Share Drafts
707,625
IRA KEOGH Accounts
31,031
Number of Accounts for Regular Shares
1,100,259
All other shares
4,847
Non Member Deposits
250
Money Market Shares
112,738
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
645,865,840
Total Liabilities
17,279,252,749
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
Ent Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.
Want to discuss Ent Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★☆☆☆
Total Reviews
1
Add Your Rating and Review for Ent Credit Union
Frequently Asked Questions About Ent Credit Union
How many branches does Ent Credit Union operate?
Ent Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Ent Credit Union?
Yes, to access services at Ent Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Ent Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Ent Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Ent Credit Union offer online and mobile banking?
Most modern institutions like Ent Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ent.com.
Current Ent Credit Union Rates
12-Month CD3.80%
18-Month CD3.85%
24-Month CD3.85%
60-Month CD4.10%
Savings0.05%
Retrieved from our database of financial products. Rates subject to change.