Best Money Market Rates in Arkansas - July 2026
Brian McKay
Brian McKay
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Current Arkansas money market deposit account rates include First Service BankFirst Service Bank134 S Broadview St, Greenbrier, AR 72058A+5.0 ★Texas Ratio: 2.08% Personal Premier Money Market Account at 4.64% APY, TruistTruist125 W Broadway, West Memphis, AR 72301A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, United Federal Credit UnionUnited Federal Credit Union8900 Jenny Lind Rd, Fort Smith, AR 72908 8628A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Academy BankAcademy Bank4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2905 S Walton Blvd, Bentonville, AR 72712B4.4 ★Texas Ratio: 17.71% Money Market Plus at 3.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Arkansas side-by-side. Arkansas money market rates currently reach as high as 4.64% APY from First Service Bank at 134 S Broadview St, Greenbrier, AR 72058. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Arkansas and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Arkansas
Variable tiered account. Balances up to $20,000.00. Rates are accurate as of 12-1-25 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
Introductory rate for the first six months.
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
introductory rate for 6 months
Save more with rates up to 3.50% APY and still have flexible access to your money.
Tiered APY based on balance
Variable tiered account. $20,000.01 to $50,000.00. Rates are accurate as of 12-1-25 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
Tiered APY based on balance
Tiered APY based on balance
Variable tiered account. $50,000.01 to $250,000.00. Rates are accurate as of 12-1-25 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
Tiered APY based on balance
Variable tiered account. Balances over $250,000.00. Rates are accurate as of 12-1-25 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).
($0.01 - $49,999.99 / $50,000 & Above)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Arkansas Money Market Rate Trends
Compare local Arkansas money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas high-yield MMA rates fell 0.266 points over the past 7 days to 3.046% APY.
Arkansas standard MMA rates fell 0.527 points over the past 7 days to 0.581% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arkansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Arkansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Arkansas
What is a Money Market Account (MMA)?
Are Money Market accounts in Arkansas safe?
How often do MMA rates change in Arkansas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Arkansas?
Best Money Market Rates in Arkansas
- First Service Bank
Personal Premier Money Market Account — 4.64% APY - Truist
Small Business Money Market Account — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Academy Bank
Premier Money Market — 3.65% APY - UNIFY Financial Federal Credit Union
Money Market Plus — 3.25% APY
Cities in Arkansas
