Best Money Market Rates in Arkansas - June 2026
Brian McKay
Brian McKay
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Current Arkansas money market deposit account rates include First Service BankFirst Service Bank134 S Broadview St, Greenbrier, AR 72058A+5.0 ★Texas Ratio: 2.08% Personal Premier Money Market Account at 4.64% APY, United Federal Credit UnionUnited Federal Credit Union8900 Jenny Lind Rd, Fort Smith, AR 72908 8628A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Academy BankAcademy Bank4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Baxter Credit UnionBaxter Credit Union1900 Highway 201 N, Mountain Home, AR 72653A5.0 ★Texas Ratio: 7.04% Money Market Special Intro rate at 3.50% APY, and Arkansas Federal Credit UnionArkansas Federal Credit Union2424 Marshall Rd, Jacksonville, AR 72076 2326A5.0 ★Texas Ratio: 6.04% Business Money Market at 3.50% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Arkansas side-by-side. Arkansas money market rates currently reach as high as 4.64% APY from First Service Bank at 134 S Broadview St, Greenbrier, AR 72058. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Arkansas and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Arkansas
Variable tiered account. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Rates are accurate as of 12-1-25 and can change at any time.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
introductory rate
$15,000+
Tier 1 - 1.85% APY on balances of $0.00 - $49,999.99, Tier 2 - 2.34% APY on balances of $50,000.00 - $99,999.99, Tier 3 - 2.85% APY on balances of $100,000 - $249,999.99, Tier 4 - 3.25% APY on balances of $250,000 - $5,000,000.00. No interest paid on balances over $5,000,000.00. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
($2,500 Opening Balance)
Variable tiered account. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Rates are accurate as of 12-1-25 and can change at any time.
($2,500 Opening Balance)
Tier 1 - 1.85% APY on balances of $0.00 - $49,999.99, Tier 2 - 2.34% APY on balances of $50,000.00 - $99,999.99, Tier 3 - 2.85% APY on balances of $100,000 - $249,999.99, Tier 4 - 3.25% APY on balances of $250,000 - $5,000,000.00. No interest paid on balances over $5,000,000.00. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
Tier 1 - 1.85% APY on balances of $0.00 - $49,999.99, Tier 2 - 2.34% APY on balances of $50,000.00 - $99,999.99, Tier 3 - 2.85% APY on balances of $100,000 - $249,999.99, Tier 4 - 3.25% APY on balances of $250,000 - $5,000,000.00. No interest paid on balances over $5,000,000.00. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
($2,500 Opening Balance)
Variable tiered account. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Rates are accurate as of 12-1-25 and can change at any time.
Tier 1 - 1.85% APY on balances of $0.00 - $49,999.99, Tier 2 - 2.34% APY on balances of $50,000.00 - $99,999.99, Tier 3 - 2.85% APY on balances of $100,000 - $249,999.99, Tier 4 - 3.25% APY on balances of $250,000 - $5,000,000.00. No interest paid on balances over $5,000,000.00. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
Money Market Super Share ($250,000 and up)
Money Market Super Share ($100,000 - $249,999.99)
$15,000+
Money Market Super Share ($50,000 - $99,999.99)
Variable tiered account. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Rates are accurate as of 12-1-25 and can change at any time.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Money Market Super Share (up to $49,999.99)
Annual Percentage Yield (APY) accurate as of the last dividend declaration date. Rates may change after account is opened. Fees may reduce earnings on the account.
($0.01 - $49,999.99 / $50,000 & Above)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Arkansas Money Market Rate Trends
Compare local Arkansas money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas high-yield MMA rates currently average 3.312% APY.
Arkansas standard MMA rates currently average 1.108% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arkansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Arkansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Arkansas
What is a Money Market Account (MMA)?
Are Money Market accounts in Arkansas safe?
How often do MMA rates change in Arkansas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Arkansas?
Best Money Market Rates in Arkansas
- First Service Bank
Personal Premier Money Market Account — 4.64% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Academy Bank
Premier Money Market — 3.65% APY - Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Arkansas Federal Credit Union
Business Money Market — 3.50% APY
Cities in Arkansas
