Current Austin, Arkansas and the surrounding area money market deposit account rates include First Arkansas Bank and TrustFirst Arkansas Bank and Trust1685 E Main St, Austin, AR 72007B4.5 ★Texas Ratio: 21.26% Money Market Savings at 3.25% APY, First Service BankFirst Service BankA+5.0 ★Texas Ratio: 2.08% Personal Premier Money Market Account at 4.64% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Austin has 1 local institution in our database, with money market rates as high as 3.25% APY from First Arkansas Bank and Trust at 1685 E Main St, Austin, AR 72007. Use the table below to compare all available offers, including options from institutions serving the broader Arkansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Austin, Arkansas and surrounding area. Last Updated and Verified: May 12, 2026
Qualifying balance up to $20,000.00
for the first six months.
introductory rate
$15,000+
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
Over $100,000; ($1,000 Minimum)
($2,500 Opening Balance)
Qualifying balance up to $100,000 or more
Qualifying balance up to $99,999.99
Qualifying balance up to $250,000
Qualifying balance up to $74,999.99
Qualifying balance up to $249,999.99
$15,000+
Qualifying balance up to $99,999.99
Qualifying balance up to $24,999.99
Qualifying balance up to $9,999.99
Qualifying balance up to $49,999.99
Qualifying balance up to $4,999.99
($2,500 Minimum)
UP TO 0.25% APY for Balances Over $10,000
Balances over $100,000 earn dividends
Compare local Austin, AR money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas high-yield MMA rates currently average 3.373% APY.
Arkansas standard MMA rates currently average 1.001% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Austin, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Austin, Arkansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.