North Dakota Money Market Rate Trends
Track current and weekly average money market account APYs across all products in North Dakota, view interactive rate trend charts, and compare ND APYs against the national average.
Current North Dakota Money Market Rate Trends
High-Yield Money Market APYs in North Dakota held steady this week at an average of 1.753%. ND APYs are unchanged from the prior week, reflecting a period of stability in local deposit conditions.
At 1.753%, North Dakota's High-Yield Money Market APY sits +0.363 above the current national average of 1.390%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in ND.
The Standard Money Market APY in North Dakota currently averages 1.107%, compared to 1.107% last week. Savers weighing account type should note that standard money market APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The North Dakota money market rate averages displayed on this page are calculated from 42 verified money market rate quotes collected across 11 banks and credit unions actively operating in North Dakota. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated money market account rate database spanning community banks, regional lenders, national institutions, and credit unions across North Dakota. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in ND.
Data reflects average APYs offered by licensed institutions operating in ND. Last Updated: April 1, 2026
North Dakota Money Market Rate Trends
Weekly average APYs across all money market products. Hover over the chart to see exact APYs for each week.
North Dakota money market rate averages compiled from 42 current money market rates across 11 banks and credit unions operating in ND — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering North Dakota financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical ND money market rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/money-market-rates/north-dakota/trends. For custom data pulls, contact us here.
