Best Money Market Account Rates - June 2026 | Up to 5.39%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Top national money market deposit account rates today include 1st Northern California Credit Union1st Northern California Credit Union1111 Pine St, Martinez, CA 94553A+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Connection Credit UnionConnection Credit Union10200 Silverdale Way NW, Silverdale, WA 98383A5.0 ★Texas Ratio: 8.51% Youth Money Market at 5.12% APY, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, Christian Community Credit UnionChristian Community Credit Union255 N Lone Hill Ave, San Dimas, CA 91773 2308A+5.0 ★Texas Ratio: 3.59% Business Savings & Money Market at 5.00% APY, and Noble Federal Credit UnionNoble Federal Credit Union2580 W Shaw Ln, Fresno, CA 93711 2778A+5.0 ★Texas Ratio: 4.22% Reverse Money Market at 5.00% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Finding the best money market deposit account rates is essential for maximizing your savings while maintaining easy access to your funds. Unlike standard savings accounts, high-yield money market deposit accounts (MMDAs) often provide check-writing privileges and debit card access — making them ideal for emergency funds or short-term savings goals.
We empower you with transparent financial health metrics including A–F Safety Grades, Star Ratings, and Texas Ratios so you can confidently choose a stable, highly-rated institution.
Money market rates reflect recent market quotes and representative offers available to depositors nationwide. Money Market Rates Last Updated and Verified: May 30, 2026
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National Money Market Rate Trends
Weekly national average APYs across money market account types — compiled from 8,500+ banks & credit unions, updated nightly.
National high-yield MMA rates rose 0.001 points this week to 3.052%, up from 3.052% last week.
National standard MMA rates rose 0.002 points this week to 0.721%, up from 0.718% last week.
Money Market Rate Trends
Weekly average APYs across all money market account types. Hover to see exact rates for each week.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our nationwide money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates nationwide directly from the official websites of banks and credit unions. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized money market rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield MMAs from large national institutions available to savers nationwide.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every single money market product listed on our platform features its own specific “last updated” date. This gives you complete transparency into exactly when that specific yield was confirmed.
Frequently Asked Questions
What is a Money Market Account?
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What is the difference between a Money Market Account and a CD?
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Top National MMA Rates
- 1st Northern California Credit Union
1st Class Money Market Accounts — 5.39% APY - Connection Credit Union
Youth Money Market — 5.12% APY - Sunward
Power Money Market Account — 5.04% APY - Christian Community Credit Union
Business Savings & Money Market — 5.00% APY - Noble Federal Credit Union
Reverse Money Market — 5.00% APY
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