Best Money Market Account Rates - June 2026 | Up to 6.00%
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Top national money market deposit account rates today include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union2223 Warren Ave, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 3.44% Momentum Money Market at 6.00% APY, Connection Credit UnionConnection Credit Union10200 Silverdale Way NW, Silverdale, WA 98383A5.0 ★Texas Ratio: 8.51% Youth Money Market at 5.12% APY, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, Noble Federal Credit UnionNoble Federal Credit Union2580 W Shaw Ln, Fresno, CA 93711 2778A+5.0 ★Texas Ratio: 4.22% Reverse Money Market at 5.00% APY, and Best Financial Credit UnionBest Financial Credit Union1888 E Sherman Blvd, Muskegon, MI 49444 1822A+5.0 ★Texas Ratio: 3.41% Easy Access Money Market at 5.00% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Finding the best money market deposit account rates is essential for maximizing your savings while maintaining easy access to your funds. Unlike standard savings accounts, high-yield money market deposit accounts (MMDAs) often provide check-writing privileges and debit card access — making them ideal for emergency funds or short-term savings goals.
We empower you with transparent financial health metrics including A–F Safety Grades, Star Ratings, and Texas Ratios so you can confidently choose a stable, highly-rated institution.
Money market rates reflect recent market quotes and representative offers available to depositors nationwide. Money Market Rates Last Updated and Verified: June 23, 2026
Compare Money Market Account Rates Nationwide
Variable tiered account. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements). Rates are accurate as of 12-1-25 and can change at any time.
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.
No amount is too small to kick-start your savings journey when you're earning up to 4.25% APY.
As Low As
Rates are effective as of 6/16/2026. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Dividends are calculated monthly and paid monthly.
Compounding: Monthly
Balances of $2,500 - $249,999.99; 4.01% APY for Balances of $250,000 or more. Rates subject to change without notice. For variable-rate accounts, the interest rate is subject to change after the account is opened. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. No transactions allowed by debit card or by check.
as high as
APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
New money only. Rates are current as of 6/1/2026, and subject to change at any time without notice.
New Money Only
Special rate as of 4/9/2025
National Money Market Rate Trends
Weekly national average APYs across money market account types — compiled from 8,500+ banks & credit unions, updated nightly.
National high-yield MMA rates fell 0.028 points this week to 3.060%, down from 3.088% last week.
National standard MMA rates rose 0.001 points this week to 0.732%, up from 0.731% last week.
Money Market Rate Trends
Weekly average APYs across all money market account types. Hover to see exact rates for each week.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our nationwide money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates nationwide directly from the official websites of banks and credit unions. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields across the country. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized money market rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield MMAs from large national institutions available to savers nationwide.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every single money market product listed on our platform features its own specific “last updated” date. This gives you complete transparency into exactly when that specific yield was confirmed.
Frequently Asked Questions
What is a Money Market Account?
Are Money Market rates variable?
Is my money safe in a Money Market Account?
What is the difference between a Money Market Account and a CD?
How much do I need to deposit to open a money market account?
Top National MMA Rates
- Meridian Trust Federal Credit Union
Momentum Money Market — 6.00% APY - Connection Credit Union
Youth Money Market — 5.12% APY - Sunward
Power Money Market Account — 5.04% APY - Noble Federal Credit Union
Reverse Money Market — 5.00% APY - Best Financial Credit Union
Easy Access Money Market — 5.00% APY
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