Best Personal Loan Rates in Mobile, Alabama (AL) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Alabama borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Mobile, Alabama include: Alabama Central Credit UnionAlabama Central Credit Union4318 Downtowner Loop N, Mobile, AL, 36609 5529A+5.0 ★Texas Ratio: 0.75% offering Personal Term Loans at 6.00% APR, Alabama Credit UnionAlabama Credit Union202 Addsco Rd, Mobile, AL, 36602 8018A5.0 ★Texas Ratio: 6.17% offering Lifestyle Loan at 6.75% APR, Keesler Federal Credit UnionKeesler Federal Credit Union2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Service 1 Federal Credit UnionService 1 Federal Credit Union2051 S Broad St, Mobile, AL, 36615 1286A+5.0 ★Texas Ratio: 1.93% offering Personal Loan at 7.99% APR, and Avadian Credit UnionAvadian Credit Union809 Downtowner Blvd, Mobile, AL, 36609A+5.0 ★Texas Ratio: 3.11% offering Land Loans at 8.26% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Mobile has 13 local institutions in our database, with personal loan rates as low as 6.00% APR from Alabama Central Credit Union at 4318 Downtowner Loop N, Mobile, AL, 36609 5529. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mobile, Alabama.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mobile, Alabama. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Personal Term Loans
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Land Loan
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
202 Addsco Rd, Mobile, AL, 36602 8018
Lifestyle Loan
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
New Tractor Loans
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
202 Addsco Rd, Mobile, AL, 36602 8018
Land Loans Up To 20 Acres
7.43%
▼
APR7.43%
Last UpdatedApril 11, 2026
Details
Loan to Value %: 70%
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
New Tractor Loans
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2051 S Broad St, Mobile, AL, 36615 1286
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
New Tractor Loans
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Vacation Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As;%
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL, 36609
Land Loans
8.26%
▼
APR8.26%
Last UpdatedApril 11, 2026
Details
As Low As; 1, 5
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL, 36609
Other Personal Loans/Lines
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Starter Loans
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
202 Addsco Rd, Mobile, AL, 36602 8018
Personal Property
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
6353 Cottage Hill Rd Unit A, Mobile, AL, 36609 3116
Personal Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $15,000
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
6353 Cottage Hill Rd Unit A, Mobile, AL, 36609 3116
Personal Unsecured Loan
10.29%
▼
APR10.29%
Last UpdatedApril 11, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
130 Mobile Infirmary Blvd, Mobile, AL, 36607
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
130 Mobile Infirmary Blvd, Mobile, AL, 36607
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; $15,000 -$25,000
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7690 Airport Blvd, Mobile, AL, 36608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL, 36695
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; $25,000 or more
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
202 Addsco Rd, Mobile, AL, 36602 8018
Vacation Loan
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
Must have a direct deposit established with ACU to qualify.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loans - Open End
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL, 36609
Signature
12.40%
▼
APR12.40%
Last UpdatedApril 11, 2026
Details
Variable
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Relief Loan
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
Spring into savings with our special loan rate!
Mid Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Title Loans
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
As Low As; Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness.
APR4.50%
Last UpdatedApril 11, 2026
Details
APR fixed
APR4.75%
Last UpdatedApril 11, 2026
Details
APR fixed
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 11, 2026
Details
As Low As; Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness.
APR5.00%
Last UpdatedApril 11, 2026
Details
Fixed at 5.00% up to 5 years
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 11, 2026
Details
APR fixed
Railroad Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
New / used 75 mo. / K or > loan amt. (current & prior 2 model years) **
5.25%
▼
APR5.25%
Last UpdatedApril 11, 2026
Details
$20
APR5.25%
Last UpdatedApril 11, 2026
Details
APR fixed
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 11, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 11, 2026
Details
Fixed at 5.99% up to 5 years
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Holiday Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.00%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
75% of stock value
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
With a maximum loan of
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
$49,000.00; As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedApril 11, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
With a maximum loan of
6.95%
▼
APR6.95%
Last UpdatedApril 11, 2026
Details
$49,000.00; As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Vacation loan
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $5000
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Any Season, Any Reason Loan
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Any Reason Loan
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
$3,500.00 Maximum credit score of 600 +
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
7.40%
▼
APR7.40%
Last UpdatedApril 11, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
7.55%
▼
APR7.55%
Last UpdatedApril 11, 2026
Details
No additional details available.
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
7.55%
▼
APR7.55%
Last UpdatedApril 11, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Consumer Loans (Mowers, Furniture, Computers, Appliances, etc.)
7.60%
▼
APR7.60%
Last UpdatedApril 11, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
7.70%
▼
APR7.70%
Last UpdatedApril 11, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Max amount of $15,000.00
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Any Season, Any Reason Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Consolidation Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Installment Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Revolving Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Seasonal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow from $500 - $3,000; Repay in up to 24 months
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
1% discount to ["Money wisdom" workshop Graduates](https://neighborhoodtrustfcu.org/financial-wellness)!
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Any Reason Loan
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
$3,500.00 Maximum credit score of 600 +
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
8.40%
▼
APR8.40%
Last UpdatedApril 11, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
8.55%
▼
APR8.55%
Last UpdatedApril 11, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Recreational Loans Used Waverunner
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As
Heritage South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
Unsecured Loans
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As; Limits up to $30,000
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Pool Loans
8.95%
▼
APR8.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Consolidation Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
Rates subject to credit score and term
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Wedding Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
9.24%
▼
APR9.24%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
Rocket City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Personal
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Closed-end Lifestyle Loan
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Open-end Lifestyle Loan
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Tuskegee Federal Credit Union
Institution Rating:
F2.0 ★Texas Ratio: 51.26%
Unsecured Loans A Paper
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Term Note Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
$20,000 Maximum - Individual & Joint
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 11, 2026
Details
As Low As
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedApril 11, 2026
Details
As Low As
Birmingham City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
10.80%
▼
APR10.80%
Last UpdatedApril 11, 2026
Details
As Low As; Competitive fixed rates on signature loans
APR10.80%
Last UpdatedApril 11, 2026
Details
No additional details available.
ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Personal / Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedApril 11, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Anything/Unsecured
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Unsecured Loan
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
2051 S Broad St, Mobile, AL, 36615 1286
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL, 36609
Other Personal Loans/Lines
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Up to $15,000
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
130 Mobile Infirmary Blvd, Mobile, AL, 36607
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
130 Mobile Infirmary Blvd, Mobile, AL, 36607
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As; $15,000 -$25,000
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
7690 Airport Blvd, Mobile, AL, 36608
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1175 Hillcrest Rd, Mobile, AL, 36695
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As; $25,000 or more
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
Spring into savings with our special loan rate!
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
Rates subject to credit score and term
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 11, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 11, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
As Low As
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
No additional details available.
Birmingham City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
10.80%
▼
APR10.80%
Last UpdatedApril 11, 2026
Details
As Low As; Competitive fixed rates on signature loans
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 11, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Debt Consolidation Loans
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
discount with direct deposit; $20 application fee; 1% origination fee* (upon approval of the loan)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2540 Old Shell Rd Ste A, Mobile, AL, 36607 3033
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedApril 11, 2026
Details
As Low As
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4318 Downtowner Loop N, Mobile, AL, 36609 5529
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 11, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
Signature Loans - Open End
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
809 Downtowner Blvd, Mobile, AL, 36609
Signature
12.40%
▼
APR12.40%
Last UpdatedApril 11, 2026
Details
Variable
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As; Max amount of $15,000.00
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 11, 2026
Details
As Low As
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.80%
Last UpdatedApril 11, 2026
Details
No additional details available.
ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Personal / Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 11, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedApril 11, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Mobile, AL currently.
Mobile, AL Personal Loan Rate Trends
Compare local Mobile, AL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — AL Avg
11.393%
▼ 0.124 vs 7 days ago
Alabama personal loan rates fell 0.124 points over the past 7 days to 11.393% APR.
Signature Loan — AL Avg
12.234%
▲ 1.022 vs 7 days ago
Alabama signature loan rates rose 1.022 points over the past 7 days to 12.234% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Alabama?
Most lenders in Mobile, Alabama require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Alabama often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Mobile, Alabama require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Alabama?
Yes. Debt consolidation is one of the most common uses of personal loans in Mobile, Alabama. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Mobile, Alabama?
Credit unions in Mobile, Alabama often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Mobile, Alabama?
- Alabama Central Credit Union: 6.00% (Personal Term Loans)
- Alabama Credit Union: 6.75% (Lifestyle Loan)
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Service 1 Federal Credit Union: 7.99% (Personal Loan)
- Avadian Credit Union: 8.26% (Land Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mobile, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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