Alabama Personal Loan Rate Trends
Track current and weekly average personal loan rates in Alabama, view interactive rate trend charts, and compare local AL aprs against the national average.
Current Alabama Personal Loan Rate Trends
Personal Loan rates in Alabama fell 0.045 this week to 11.352%, down from 11.397% last week.
At 11.352%, Alabama’s average sits 0.641 above the current national average of 10.711%. This above-average spread may reflect local market conditions or regional lender competition in AL.
The Alabama personal loan rate averages on this page are calculated from 143 verified personal loan rate quotes collected across 56 banks and credit unions actively operating in Alabama. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Alabama Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Alabama personal loan rate averages compiled from 143 current rate quotes across 56 banks and credit unions operating in AL — updated daily.
As of Apr 29, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Alabama
Quarterly average personal loan rates at credit unions headquartered in Alabama, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Alabama (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
