Best Personal Loan Rates in Fruita, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fruita, Colorado include: Coloramo Federal Credit UnionColoramo Federal Credit Union333 W Aspen Ave, Fruita, CO, 81521A+5.0 ★Texas Ratio: 2.59% offering Personal Construction Loan at 8.90% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, and Denver Fire Department Federal Credit UnionDenver Fire Department Federal Credit UnionA+5.0 ★Texas Ratio: 0.21% offering Investment Property Loans at 6.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Fruita has 1 local institution in our database, with personal loan rates as low as 8.90% APR from Coloramo Federal Credit Union at 333 W Aspen Ave, Fruita, CO, 81521. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fruita, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fruita, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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Up To $4000.00
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Regular APR: 7.75%-21.00%
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As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
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$5,000+
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Loan limited to 10% of annual gross income
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Regular APR: 11.75%-21.00%
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Up to $4,999.99
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$1500
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$1500
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Regular APR: 21.00%-21.00%
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
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Fruita, CO Personal Loan Rate Trends
Compare local Fruita, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.005 points over the past 7 days to 11.430% APR.
Colorado signature loan rates rose 0.102 points over the past 7 days to 11.972% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Fruita, Colorado?
What are the best personal loan rates in Fruita, Colorado?
- Coloramo Federal Credit Union: 8.90% (Personal Construction Loan)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Denver Fire Department Federal Credit Union: 6.00% (Investment Property Loans)
Personal Loan Calculators
